Massachusetts micro-market
Healthcare practice financing in Newburyport, Massachusetts
Direct answer
218 healthcare providers hold a Newburyport practice address, 113.8 per 10,000 of its 19,163 residents, 15 percent of them in specialty physician groups. Essex County recorded 23 SBA healthcare approvals worth $5,840,900, and Manchester-Nashua, NH sits 31 miles out.
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- Population: 19,163 residents (10K-25K band)1
- Healthcare providers registered here: 218 across 28 fields2
- Median household income: $144,2593
- Largest provider field: Specialty physician groups: 33 registered providers2
- Medicare-certified providers in town: 4 across 3 categories4
- Nearest metro: Manchester-Nashua, NH, 31 miles1
Who is enumerated in Newburyport
218 providers across 28 fields, 113.8 per 10,000 residents, counted at Newburyport addresses in the NPPES monthly file
| Specialty | Enumerated clinicians | Density per 10,000 | Where it comes from |
|---|---|---|---|
| Specialty physician groups | 33 | 17.2 | NPPES [2] |
| Physical, occupational, and speech therapy | 29 | 15.1 | NPPES [2] |
| Chiropractic | 19 | 9.9 | NPPES [2] |
| General dentistry | 19 | 9.9 | NPPES [2] |
| Optometry and ophthalmology | 15 | 7.8 | NPPES [2] |
| Primary care and family medicine | 13 | 6.8 | NPPES [2] |
| Dental specialties | 12 | 6.3 | NPPES [2] |
| Skilled nursing, assisted living, and memory care | 12 | 6.3 | NPPES [2] |
| Ketamine, TMS, and interventional psychiatry | 7 | 3.7 | NPPES [2] |
| Behavioral and mental health group practices | 7 | 3.7 | NPPES [2] |
| Audiology and hearing centers | 6 | 3.1 | NPPES [2] |
| Plastic and cosmetic surgery | 6 | 3.1 | NPPES [2] |
| Home health | 5 | 2.6 | NPPES [2] |
| Med spa and aesthetics | 5 | 2.6 | NPPES [2] |
| Podiatry | 4 | 2.1 | NPPES [2] |
| DME and HME suppliers | 4 | 2.1 | NPPES [2] |
| Dermatology | 3 | 1.6 | NPPES [2] |
| ABA and autism therapy | 3 | 1.6 | NPPES [2] |
| Hormone, TRT, and men's health clinics | 3 | 1.6 | NPPES [2] |
| Urgent care | 2 | 1.0 | NPPES [2] |
| Imaging centers | 2 | 1.0 | NPPES [2] |
| Mobile diagnostics | 2 | 1.0 | NPPES [2] |
| Hospice and palliative | 2 | 1.0 | NPPES [2] |
| Pain management and interventional | 1 | 0.5 | NPPES [2] |
| Independent pharmacy | 1 | 0.5 | NPPES [2] |
| Non-medical home care | 1 | 0.5 | NPPES [2] |
| Dialysis and infusion centers | 1 | 0.5 | NPPES [2] |
| Telehealth and virtual clinics | 1 | 0.5 | NPPES [2] |
| Medical equipment suppliers | 2 | CMS [4] | |
| Hospice providers | 2 | CMS [4] | |
| Dialysis facilities | 1 | CMS [4] | |
| Home health agencies | 1 | CMS [4] |
Several of the 33 specialty physician groups enumerations can belong to one practice, so the column counts clinicians rather than businesses or owners
Loan activity in Essex County
Lenders in Essex County have already closed 23 healthcare approvals, averaging $253,952, which is the size a new file gets read beside
| Measure | Published figure | What sits behind it |
|---|---|---|
| SBA healthcare approvals | 23 | Fiscal year published in the SBA file [5] |
| Approved dollars | $5,840,900 | Sum of approvals to healthcare borrowers [5] |
| Average approval | $253,952 | Dollars divided by approvals [5] |
| Lending establishments in the county | 421 | Credit intermediation establishments, NAICS 522 [6] |
The consequence of these numbers
At 113.8 clinicians per 10,000 residents, the catchment radius in a projection has to be defended rather than assumed. A request measured against 23 prior Essex County approvals is priced on precedent, which shortens the questions about valuation. With $144,259 as the median household income, the payer mix in a projection has to match what Newburyport households actually spend.
The programs this provider mix points at
- Practice acquisition
- Startup and de novo
- Expansion, relocation, and build-out
- Equipment financing and leasing
- Working capital term loan
The order comes from Newburyport's own provider mix, which specialty physician groups dominates at 15 percent. What a partner can actually place in Massachusetts is a separate question.
The first pages of a Newburyport file
What a funder opens first depends on the field. In Newburyport that means specialty physician groups, physical, occupational, and speech therapy, chiropractic.
| Field | What the file turns on | The capital event behind most requests |
|---|---|---|
| Specialty physician groups (33) | Ancillary revenue contribution, Provider productivity, Payer contracts | Ancillary build-out |
| Physical, occupational, and speech therapy (29) | Visits per case, Referral source concentration, Payer mix and authorization rules | Startup or expansion clinic |
| Chiropractic (19) | Cash plan revenue, Personal injury receivable age, Visit volume | Startup or acquisition |
Column one counts Newburyport clinicians from the federal file. Columns two and three describe how the field is usually underwritten, and a partner can read a Newburyport file differently.
How Newburyport prices against its neighbors
113.8 per 10,000 is the figure a neighboring town gets compared against when an appraiser prices Newburyport
| Market | Population | Clinicians | Density per 10,000 | Distance in miles |
|---|---|---|---|---|
| Newburyport (current) | 19,163 | 218 | 113.8 | |
| Amesbury | 17,617 | 309 | 175.4 | 4 |
| Haverhill | 68,291 | 454 | 66.5 | 10 |
| Gloucester | 30,491 | 228 | 74.8 | 16 |
| Lawrence | 89,332 | 891 | 99.7 | 16 |
| Methuen | 54,272 | 348 | 64.1 | 16 |
| Beverly | 43,223 | 772 | 178.6 | 18 |
How Newburyport sits against the nearest metro
Distance to Manchester-Nashua, NH is 31 miles. That is close enough for rent in Newburyport to be compared against the metro and far enough that patient draw is not. At $144,259 median household income, the elective and cash-pay share of a projection is the line that gets tested first. Because a certified hospital sits inside the town, both the referral path and the pay a clinical hire expects are already observable.
Other Massachusetts markets
Newburyport owners, answered
01How many providers practice in Newburyport, and in what?
218 enumerations sit at Newburyport addresses in the monthly NPPES file, working out to 113.8 for every 10,000 residents. 15 percent of them are specialty physician groups, and physical, occupational, and speech therapy follows with 29. An enumeration is a clinician, so the 218 here cover fewer than 218 practices.
02What does Essex County's shortage designation change?
Essex County holds a HRSA designation covering primary care, dental, mental health. A pro forma for Newburyport can cite it as the reason a vacancy is fillable, which is usually the weakest line in a ramp schedule.
03How does the hospital in Newburyport affect a practice file?
Referral flow, coverage, and the local pay scale all trace back to it. The town carries 4 Medicare-certified providers in total. A Newburyport projection that names the call arrangement reads better than one that assumes it.
04Which fields carry the volume in Newburyport?
Volume concentrates in specialty physician groups, 33 of them, ahead of physical, occupational, and speech therapy at 29, across 28 fields. A thin second field usually means a longer search for staff than a pro forma allows for.
05Is Newburyport underwritten as part of Manchester-Nashua, NH?
Partly. Manchester-Nashua, NH is 31 miles out, so rent and equipment comparables travel in from there while patients still come from the 19,163 residents around Newburyport. Cost side metro, revenue side local.
06What does SBA lending look like around Newburyport?
The county file behind Newburyport holds 23 healthcare approvals totaling $5,840,900, an average of $253,952. Those are the loan sizes lenders in Essex County have already carried.
Sources
- 1U.S. Census Bureau, Population Estimates, vintage 2024
- 2CMS NPPES, monthly full replacement file
- 3U.S. Census Bureau, ACS 5-year 2023, table B19013
- 4CMS Care Compare provider datasets
- 5U.S. Small Business Administration, 7(a) and 504 approvals
- 6U.S. Census Bureau, County Business Patterns 2022
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