Michigan micro-market
Healthcare practice financing in Auburn Hills, Michigan
Direct answer
26,047 residents, 199 enumerated clinicians, 76.4 per 10,000, 33 percent of them in physical, occupational, and speech therapy: that is the Auburn Hills market a funder prices. Oakland County adds 53 healthcare approvals worth $30,622,600 and 21 miles of distance to Detroit-Warren-Dearborn, MI.
A location page indicates that Practition Finance is taking clients in that market. It does not represent a physical office, storefront, or licensed presence in that city or state. All services are delivered remotely by our US-based team. How a referral works in Michigan, and how many partners see it, is set out on the Michigan page.
- Population: 26,047 residents (25K-50K band)1
- Healthcare providers registered here: 199 across 23 fields2
- Median household income: $78,7273
- Largest provider field: Physical, occupational, and speech therapy: 66 registered providers2
- Nearest metro: Detroit-Warren-Dearborn, MI, 21 miles1
- Hospital: A Medicare-certified hospital operates in the town4
Fields practicing inside Auburn Hills
Counted at the town's own addresses: 199 providers, 23 fields, 76.4 clinicians per 10,000 of the 26,047 residents here
| Practice type | Count | Rate per 10,000 residents | Published by |
|---|---|---|---|
| Physical, occupational, and speech therapy | 66 | 25.3 | NPPES [2] |
| General dentistry | 18 | 6.9 | NPPES [2] |
| Behavioral and mental health group practices | 15 | 5.8 | NPPES [2] |
| Specialty physician groups | 13 | 5.0 | NPPES [2] |
| Optometry and ophthalmology | 13 | 5.0 | NPPES [2] |
| ABA and autism therapy | 12 | 4.6 | NPPES [2] |
| Independent pharmacy | 9 | 3.5 | NPPES [2] |
| Ketamine, TMS, and interventional psychiatry | 9 | 3.5 | NPPES [2] |
| DME and HME suppliers | 7 | 2.7 | NPPES [2] |
| Chiropractic | 7 | 2.7 | NPPES [2] |
| Primary care and family medicine | 6 | 2.3 | NPPES [2] |
| Home health | 5 | 1.9 | NPPES [2] |
| Urgent care | 4 | 1.5 | NPPES [2] |
| Non-medical home care | 4 | 1.5 | NPPES [2] |
| Dermatology | 2 | 0.8 | NPPES [2] |
| Skilled nursing, assisted living, and memory care | 2 | 0.8 | NPPES [2] |
| Podiatry | 1 | 0.4 | NPPES [2] |
| Sleep centers | 1 | 0.4 | NPPES [2] |
| Dental specialties | 1 | 0.4 | NPPES [2] |
| Mobile diagnostics | 1 | 0.4 | NPPES [2] |
| NEMT and ambulance | 1 | 0.4 | NPPES [2] |
| Med spa and aesthetics | 1 | 0.4 | NPPES [2] |
| Plastic and cosmetic surgery | 1 | 0.4 | NPPES [2] |
| Medical equipment suppliers | 4 | CMS [4] |
Physical, occupational, and speech therapy carries 66 of the 199 enumerated providers here, and several of them can sit inside one practice. Read the column as clinicians, not owners.
The lending record behind Auburn Hills
53 healthcare approvals averaging $577,785 set the deal shape lenders in Oakland County have already underwritten
| What it measures | Value | How to read it |
|---|---|---|
| Healthcare files approved | 53 | Fiscal year published in the SBA file [5] |
| Dollars behind them | $30,622,600 | Sum of approvals to healthcare borrowers [5] |
| Typical approval size | $577,785 | Dollars divided by approvals [5] |
| Credit offices operating locally | 814 | Credit intermediation establishments, NAICS 522 [6] |
What the two tables above change about a file
76.4 per 10,000 is the first number a credit analyst converts into a realistic new-patient count. 53 approvals worth $30,622,600 in Oakland County means the size you are asking for has a local precedent to point at. With $78,727 as the median household income, the payer mix in a projection has to match what Auburn Hills households actually spend.
Where a file from this town usually lands
- Practice acquisition
- Startup and de novo
- Working capital term loan
- Expansion, relocation, and build-out
- Equipment financing and leasing
Weighted by how often each of the 23 local fields reaches for a program, not by what is easiest to refer. Michigan rules and the partner decide availability.
The first pages of a Auburn Hills file
Drawn from the fields that actually practice here: physical, occupational, and speech therapy, general dentistry, behavioral and mental health group practices
| Practice type | The pages that decide it | Typical capital event |
|---|---|---|
| Physical, occupational, and speech therapy (66) | Visits per case, Referral source concentration, Payer mix and authorization rules | Startup or expansion clinic |
| General dentistry (18) | Three years of collections history, Hygiene as a share of collections, Overhead ratio and owner add-backs | Acquisition of an established practice |
| Behavioral and mental health group practices (15) | Clinician retention and productivity, Payer mix and Medicaid concentration, Re-authorization and session limit exposure | Working capital through the credentialing lag |
Counts in the first column are Auburn Hills providers from NPPES. The other two columns describe how funders read that field across markets like Auburn Hills, not what any funder will do with your file.
How Auburn Hills prices against its neighbors
The neighboring markets below are the ones a valuation borrows from when Auburn Hills has too few sales of its own
| Market | Population | Clinicians | Density per 10,000 | Distance in miles |
|---|---|---|---|---|
| Auburn Hills (current) | 26,047 | 199 | 76.4 | |
| Rochester Hills | 78,330 | 1,002 | 127.9 | 4 |
| Rochester | 12,978 | 321 | 247.3 | 6 |
| Birmingham | 22,198 | 269 | 121.2 | 9 |
| Beverly Hills | 10,552 | 93 | 88.1 | 11 |
| Clawson | 11,440 | 119 | 104.0 | 11 |
| Royal Oak | 58,251 | 1,246 | 213.9 | 12 |
What the geography does to a Auburn Hills projection
Detroit-Warren-Dearborn, MI lies 21 miles from Auburn Hills, close enough that appraisers price the lease against Detroit-Warren-Dearborn, MI rents while 26,047 residents set the revenue ceiling. Median household income runs $78,727, which is the number a funder converts into case acceptance on anything elective or cash-pay. Because a certified hospital sits inside the town, both the referral path and the pay a clinical hire expects are already observable. Campus terms, not calendar quarters, set the busy months in Auburn Hills.
Other Michigan markets
- Rochester Hills 78,330 residents
- Rochester 12,978 residents
- Birmingham 22,198 residents
- Beverly Hills 10,552 residents
- Clawson 11,440 residents
- Royal Oak 58,251 residents
What owners in Auburn Hills ask
01How many providers practice in Auburn Hills, and in what?
Across 23 fields, Auburn Hills carries 199 enumerated clinicians, 76.4 per 10,000 of the 26,047 people living here. The concentration is in physical, occupational, and speech therapy, 66 of the total, then general dentistry at 18. Count practices from that only with care.
02What does SBA lending look like around Auburn Hills?
The county file behind Auburn Hills holds 53 healthcare approvals totaling $30,622,600, an average of $577,785. Those are the loan sizes lenders in Oakland County have already carried.
03Is Auburn Hills underwritten as part of Detroit-Warren-Dearborn, MI?
Partly. Detroit-Warren-Dearborn, MI is 21 miles out, so rent and equipment comparables travel in from there while patients still come from the 26,047 residents around Auburn Hills. Cost side metro, revenue side local.
04What does Oakland County's shortage designation change?
Designated for primary care, dental, mental health, Oakland County qualifies its clinicians for federal repayment support. On a file that turns on adding staff, that is the difference between a hiring assumption and a hiring plan.
05Is there local lending capacity in Oakland County?
County Business Patterns records 814 credit intermediation establishments in Oakland County. That is the local origination bench, and it decides whether a file gets underwritten by somebody who has seen Auburn Hills rents and resale before or by somebody working from a screen.
06How does the hospital in Auburn Hills affect a practice file?
Referral flow, coverage, and the local pay scale all trace back to it. A Auburn Hills projection that names the call arrangement reads better than one that assumes it.
Sources
- 1U.S. Census Bureau, Population Estimates, vintage 2024
- 2CMS NPPES, monthly full replacement file
- 3U.S. Census Bureau, ACS 5-year 2023, table B19013
- 4CMS Care Compare provider datasets
- 5U.S. Small Business Administration, 7(a) and 504 approvals
- 6U.S. Census Bureau, County Business Patterns 2022
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