Nebraska micro-market
Healthcare practice financing in Fremont, Nebraska
Direct answer
Dodge County carries 2 SBA healthcare approvals worth $3,956,000, and inside Fremont the census shows 309 enumerated clinicians against 28,190 residents, 109.6 per 10,000, 32 percent of them in physical, occupational, and speech therapy. Omaha, NE-IA lies 26 miles away.
A location page indicates that Practition Finance is taking clients in that market. It does not represent a physical office, storefront, or licensed presence in that city or state. All services are delivered remotely by our US-based team. How a referral works in Nebraska, and how many partners see it, is set out on the Nebraska page.
- Population: 28,190 residents (25K-50K band)1
- Healthcare providers registered here: 309 across 25 fields2
- Median household income: $67,1793
- Largest provider field: Physical, occupational, and speech therapy: 100 registered providers2
- Medicare-certified providers in town: 6 across 4 categories4
- Nearest metro: Omaha, NE-IA, 26 miles1
What NPPES records at Fremont addresses
109.6 providers per 10,000 residents is what 309 enumerations across 25 fields works out to in a town of 28,190
| Practice type | Count | Rate per 10,000 residents | Published by |
|---|---|---|---|
| Physical, occupational, and speech therapy | 100 | 35.5 | NPPES [2] |
| Primary care and family medicine | 25 | 8.9 | NPPES [2] |
| General dentistry | 25 | 8.9 | NPPES [2] |
| Optometry and ophthalmology | 25 | 8.9 | NPPES [2] |
| Chiropractic | 23 | 8.2 | NPPES [2] |
| DME and HME suppliers | 12 | 4.3 | NPPES [2] |
| Specialty physician groups | 12 | 4.3 | NPPES [2] |
| Skilled nursing, assisted living, and memory care | 11 | 3.9 | NPPES [2] |
| Independent pharmacy | 10 | 3.5 | NPPES [2] |
| Hospice and palliative | 10 | 3.5 | NPPES [2] |
| Dental specialties | 9 | 3.2 | NPPES [2] |
| Home health | 8 | 2.8 | NPPES [2] |
| Non-medical home care | 8 | 2.8 | NPPES [2] |
| Behavioral and mental health group practices | 7 | 2.5 | NPPES [2] |
| Audiology and hearing centers | 5 | 1.8 | NPPES [2] |
| ASCs and OBLs | 4 | 1.4 | NPPES [2] |
| Ketamine, TMS, and interventional psychiatry | 3 | 1.1 | NPPES [2] |
| Podiatry | 2 | 0.7 | NPPES [2] |
| NEMT and ambulance | 2 | 0.7 | NPPES [2] |
| ABA and autism therapy | 2 | 0.7 | NPPES [2] |
| Dialysis and infusion centers | 2 | 0.7 | NPPES [2] |
| Dermatology | 1 | 0.4 | NPPES [2] |
| Urgent care | 1 | 0.4 | NPPES [2] |
| Clinical and toxicology labs | 1 | 0.4 | NPPES [2] |
| Telehealth and virtual clinics | 1 | 0.4 | NPPES [2] |
| Medical equipment suppliers | 9 | CMS [4] | |
| Ambulatory surgical centers | 2 | CMS [4] | |
| Home health agencies | 2 | CMS [4] | |
| Hospice providers | 1 | CMS [4] | |
| Dialysis facilities | 1 | CMS [4] |
Physical, occupational, and speech therapy carries 100 of the 309 enumerated providers here, and several of them can sit inside one practice. Read the column as clinicians, not owners.
What Dodge County credit files already show
With 2 healthcare approvals recorded, Dodge County gives a valuation almost nothing local to lean on
| What it measures | Value | How to read it |
|---|---|---|
| Healthcare files approved | 2 | Fiscal year published in the SBA file [5] |
| Dollars behind them | $3,956,000 | Sum of approvals to healthcare borrowers [5] |
| Typical approval size | $1,978,000 | Dollars divided by approvals [5] |
| Credit offices operating locally | 25 | Credit intermediation establishments, NAICS 522 [6] |
Reading Fremont the way a credit committee does
Density of 109.6 per 10,000 sets the patient draw a projection can claim without an argument. With 2 approvals on record in Dodge County, expect a longer appraisal and a wider collateral discount. With $67,179 as the median household income, the payer mix in a projection has to match what Fremont households actually spend.
Where a file from this town usually lands
- Practice acquisition
- Startup and de novo
- Working capital term loan
- Equipment financing and leasing
- Expansion, relocation, and build-out
Weighted by how often each of the 25 local fields reaches for a program, not by what is easiest to refer. Nebraska rules and the partner decide availability.
The first pages of a Fremont file
Drawn from the fields that actually practice here: physical, occupational, and speech therapy, primary care and family medicine, general dentistry
| Field | What the file turns on | The capital event behind most requests |
|---|---|---|
| Physical, occupational, and speech therapy (100) | Visits per case, Referral source concentration, Payer mix and authorization rules | Startup or expansion clinic |
| Primary care and family medicine (25) | Panel size, Value-based contract exposure, Provider productivity | Acquisition |
| General dentistry (25) | Three years of collections history, Hygiene as a share of collections, Overhead ratio and owner add-backs | Acquisition of an established practice |
The first column is Fremont's own NPPES count. The rest is how the field is generally underwritten, whether the address is Fremont or anywhere else.
Density beside the neighboring Nebraska towns
The neighboring markets below are the ones a valuation borrows from when Fremont has too few sales of its own
| Town | Residents | Providers | Per 10,000 | Miles away |
|---|---|---|---|---|
| Fremont (current) | 28,190 | 309 | 109.6 | |
| La Vista | 16,543 | 117 | 70.7 | 28 |
| Papillion | 25,248 | 387 | 153.3 | 29 |
| Bellevue | 64,777 | 505 | 78.0 | 35 |
| Columbus | 25,126 | 241 | 95.9 | 45 |
| Norfolk | 26,162 | 430 | 164.4 | 63 |
| Beatrice | 12,290 | 151 | 122.9 | 82 |
Distance, income, and the wage floor around Fremont
Omaha, NE-IA lies 26 miles from Fremont, close enough for rent comparables to travel and far enough that patient draw does not. Median household income runs $67,179, which is the number a funder converts into case acceptance on anything elective or cash-pay. Wages here are anchored by the Medicare-certified hospital in town, which is what a staffing line gets measured against. A college in Fremont puts a term-shaped curve into monthly collections. Fremont is the Dodge County seat, so county employment steadies the payer mix.
Nearby Nebraska towns
What owners in Fremont ask
01How many providers practice in Fremont, and in what?
Across 25 fields, Fremont carries 309 enumerated clinicians, 109.6 per 10,000 of the 28,190 people living here. The concentration is in physical, occupational, and speech therapy, 100 of the total, then primary care and family medicine at 25. Count practices from that only with care.
02What does Dodge County's shortage designation change?
Dodge County holds a HRSA designation covering primary care, dental, mental health. A pro forma for Fremont can cite it as the reason a vacancy is fillable, which is usually the weakest line in a ramp schedule.
03Why does Dodge County show so little SBA activity?
Only 2 healthcare approvals appear for Dodge County in the published 7(a) and 504 file. Thin volume in Dodge County is a transaction count, not a verdict on borrowers here. The county still holds 25 credit intermediation establishments.
04How does the hospital in Fremont affect a practice file?
Referral flow, coverage, and the local pay scale all trace back to it. The town carries 6 Medicare-certified providers in total. A Fremont projection that names the call arrangement reads better than one that assumes it.
05Is Fremont underwritten as part of Omaha, NE-IA?
Omaha, NE-IA sits 26 miles away, close enough that appraisers reach into that market for rent and resale comparables while your patient draw stays local. The comparables read Omaha, NE-IA; the 28,190 residents set the ceiling a projection can defend.
06Is there local lending capacity in Dodge County?
County Business Patterns records 25 credit intermediation establishments in Dodge County. That is the local origination bench, and it decides whether a file gets underwritten by somebody who has seen Fremont rents and resale before or by somebody working from a screen.
Sources
- 1U.S. Census Bureau, Population Estimates, vintage 2024
- 2CMS NPPES, monthly full replacement file
- 3U.S. Census Bureau, ACS 5-year 2023, table B19013
- 4CMS Care Compare provider datasets
- 5U.S. Small Business Administration, 7(a) and 504 approvals
- 6U.S. Census Bureau, County Business Patterns 2022
Our team reviews every request within 1 business day. If a funding partner thinks they can help, a specialist from that partner contacts you to discuss next steps.