Nebraska micro-market
Healthcare practice financing in Beatrice, Nebraska
Direct answer
A Beatrice file is read against 151 local clinicians, 122.9 for every 10,000 of its 12,290 residents, 38 percent of them in physical, occupational, and speech therapy, plus the 0 SBA healthcare approvals worth $0 already recorded in Gage County, 37 miles from Lincoln, NE.
A location page indicates that Practition Finance is taking clients in that market. It does not represent a physical office, storefront, or licensed presence in that city or state. All services are delivered remotely by our US-based team. How a referral works in Nebraska, and how many partners see it, is set out on the Nebraska page.
- Population: 12,290 residents (10K-25K band)1
- Healthcare providers registered here: 151 across 20 fields2
- Median household income: $54,5833
- Largest provider field: Physical, occupational, and speech therapy: 57 registered providers2
- Medicare-certified providers in town: 2 across 2 categories4
- Nearest metro: Lincoln, NE, 37 miles1
The clinical base a lender can verify here
Counted at the town's own addresses: 151 providers, 20 fields, 122.9 clinicians per 10,000 of the 12,290 residents here
| Practice type | Count | Rate per 10,000 residents | Published by |
|---|---|---|---|
| Physical, occupational, and speech therapy | 57 | 46.4 | NPPES [2] |
| Chiropractic | 16 | 13.0 | NPPES [2] |
| Primary care and family medicine | 14 | 11.4 | NPPES [2] |
| Skilled nursing, assisted living, and memory care | 12 | 9.8 | NPPES [2] |
| General dentistry | 10 | 8.1 | NPPES [2] |
| Independent pharmacy | 7 | 5.7 | NPPES [2] |
| Optometry and ophthalmology | 7 | 5.7 | NPPES [2] |
| ABA and autism therapy | 4 | 3.3 | NPPES [2] |
| Behavioral and mental health group practices | 4 | 3.3 | NPPES [2] |
| DME and HME suppliers | 3 | 2.4 | NPPES [2] |
| Home health | 2 | 1.6 | NPPES [2] |
| Audiology and hearing centers | 2 | 1.6 | NPPES [2] |
| Non-medical home care | 2 | 1.6 | NPPES [2] |
| Hospice and palliative | 2 | 1.6 | NPPES [2] |
| Med spa and aesthetics | 2 | 1.6 | NPPES [2] |
| Specialty physician groups | 2 | 1.6 | NPPES [2] |
| Dialysis and infusion centers | 2 | 1.6 | NPPES [2] |
| IDD services | 1 | 0.8 | NPPES [2] |
| ASCs and OBLs | 1 | 0.8 | NPPES [2] |
| NEMT and ambulance | 1 | 0.8 | NPPES [2] |
| Medical equipment suppliers | 5 | CMS [4] | |
| Hospice providers | 1 | CMS [4] | |
| Dialysis facilities | 1 | CMS [4] |
A single Beatrice practice can hold more than one of these numbers. 38 percent sit in physical, occupational, and speech therapy, counted as clinicians rather than as owners.
What Gage County credit files already show
With 0 healthcare approvals recorded, Gage County gives a valuation almost nothing local to lean on
| Line | Amount | Reading and source |
|---|---|---|
| SBA healthcare approvals | 0 | Counted for the fiscal year the SBA publishes [5] |
| Approved dollars | $0 | Everything approved to healthcare borrowers, added up [5] |
| Average approval | No approvals recorded | The dollar column over the approval column [5] |
| Lending establishments in the county | 22 | Places that write credit locally, NAICS 522 [6] |
Reading Beatrice the way a credit committee does
Density of 122.9 per 10,000 sets the patient draw a projection can claim without an argument. A short county record of 0 approvals usually means more documentation and a lower advance against the same collateral. With $54,583 as the median household income, the payer mix in a projection has to match what Beatrice households actually spend.
Programs the Beatrice mix reaches for
- Practice acquisition
- Startup and de novo
- Working capital term loan
- Equipment financing and leasing
- Expansion, relocation, and build-out
The order comes from Beatrice's own provider mix, which physical, occupational, and speech therapy dominates at 38 percent. What a partner can actually place in Nebraska is a separate question.
The first pages of a Beatrice file
Drawn from the fields that actually practice here: physical, occupational, and speech therapy, chiropractic, primary care and family medicine
| Field | What the file turns on | The capital event behind most requests |
|---|---|---|
| Physical, occupational, and speech therapy (57) | Visits per case, Referral source concentration, Payer mix and authorization rules | Startup or expansion clinic |
| Chiropractic (16) | Cash plan revenue, Personal injury receivable age, Visit volume | Startup or acquisition |
| Primary care and family medicine (14) | Panel size, Value-based contract exposure, Provider productivity | Acquisition |
Column one counts Beatrice clinicians from the federal file. Columns two and three describe how the field is usually underwritten, and a partner can read a Beatrice file differently.
How Beatrice prices against its neighbors
Density is the number that moves an appraisal: 122.9 per 10,000 here
| Market | Population | Clinicians | Density per 10,000 | Distance in miles |
|---|---|---|---|---|
| Beatrice (current) | 12,290 | 151 | 122.9 | |
| Papillion | 25,248 | 387 | 153.3 | 70 |
| La Vista | 16,543 | 117 | 70.7 | 72 |
| Bellevue | 64,777 | 505 | 78.0 | 74 |
| Fremont | 28,190 | 309 | 109.6 | 82 |
| Columbus | 25,126 | 241 | 95.9 | 87 |
| Hastings | 25,152 | 330 | 131.2 | 89 |
How Beatrice sits against the nearest metro
Distance to Lincoln, NE is 37 miles. That is close enough for rent in Beatrice to be compared against the metro and far enough that patient draw is not. Households here carry $54,583 in median income, and that ceiling decides how much of a treatment plan gets started rather than deferred. Because a certified hospital sits inside the town, both the referral path and the pay a clinical hire expects are already observable. Beatrice is the Gage County seat, so county employment steadies the payer mix.
More of Nebraska
What owners in Beatrice ask
01How many providers practice in Beatrice, and in what?
NPPES lists 151 providers at a Beatrice practice address, 122.9 per 10,000 residents across 20 tracked fields. Physical, occupational, and speech therapy accounts for 57 of them, 38 percent of the total, with chiropractic next at 16. Read that as clinicians: 151 enumerations, not 151 owners.
02What does Gage County's shortage designation change?
HRSA designates Gage County for primary care, dental, mental health. That opens loan repayment programs for clinicians recruited into Beatrice and evidences a staffing ramp in a 12,290 resident market.
03Why does Gage County show so little SBA activity?
Gage County shows 0 approvals in the SBA healthcare file, which means an appraiser reaches outside the county for comparables. Few sales, not weak credit, is the usual reason. 22 lending establishments operate locally.
04Is Beatrice underwritten as part of Lincoln, NE?
Comparables and demand split at 37 miles. An appraiser prices the lease and the equipment off Lincoln, NE; the revenue line has to hold up against 12,290 local residents.
05How does the hospital in Beatrice affect a practice file?
A Medicare-certified hospital operates in the town, which gives referral flow, a call schedule, and a clinical labor pool a funder can verify. 2 Medicare-certified providers are located here in total. It also sets the wage floor behind every hire in a 122.9 per 10,000 market.
06What does a $54,583 median income mean for case acceptance?
Median household income in Beatrice runs $54,583. On elective and cash-pay work that is the number a funder converts into case acceptance, and it sets how much of a treatment plan a projection can assume gets started rather than deferred.
Sources
- 1U.S. Census Bureau, Population Estimates, vintage 2024
- 2CMS NPPES, monthly full replacement file
- 3U.S. Census Bureau, ACS 5-year 2023, table B19013
- 4CMS Care Compare provider datasets
- 5U.S. Small Business Administration, 7(a) and 504 approvals
- 6U.S. Census Bureau, County Business Patterns 2022
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