New Jersey micro-market
Healthcare practice financing in Maywood, New Jersey
Direct answer
110 healthcare providers hold a Maywood practice address, 107.6 per 10,000 of its 10,221 residents, 25 percent of them in physical, occupational, and speech therapy. Bergen County recorded 39 SBA healthcare approvals worth $19,343,600, and New York-Newark-Jersey City, NY-NJ sits 18 miles out.
A location page indicates that Practition Finance is taking clients in that market. It does not represent a physical office, storefront, or licensed presence in that city or state. All services are delivered remotely by our US-based team. How a referral works in New Jersey, and how many partners see it, is set out on the New Jersey page.
- Population: 10,221 residents (10K-25K band)1
- Healthcare providers registered here: 110 across 25 fields2
- Median household income: $119,3063
- Largest provider field: Physical, occupational, and speech therapy: 27 registered providers2
- Medicare-certified providers in town: 2 across 2 categories4
- Nearest metro: New York-Newark-Jersey City, NY-NJ, 18 miles1
Who is enumerated in Maywood
107.6 providers per 10,000 residents is what 110 enumerations across 25 fields works out to in a town of 10,221
| Field | Providers | Per 10,000 residents | Source |
|---|---|---|---|
| Physical, occupational, and speech therapy | 27 | 26.4 | NPPES [2] |
| Chiropractic | 9 | 8.8 | NPPES [2] |
| Specialty physician groups | 9 | 8.8 | NPPES [2] |
| ABA and autism therapy | 8 | 7.8 | NPPES [2] |
| Plastic and cosmetic surgery | 8 | 7.8 | NPPES [2] |
| General dentistry | 6 | 5.9 | NPPES [2] |
| Med spa and aesthetics | 6 | 5.9 | NPPES [2] |
| Ketamine, TMS, and interventional psychiatry | 5 | 4.9 | NPPES [2] |
| Hormone, TRT, and men's health clinics | 4 | 3.9 | NPPES [2] |
| DME and HME suppliers | 3 | 2.9 | NPPES [2] |
| Dental specialties | 3 | 2.9 | NPPES [2] |
| NEMT and ambulance | 3 | 2.9 | NPPES [2] |
| Optometry and ophthalmology | 3 | 2.9 | NPPES [2] |
| Podiatry | 2 | 2.0 | NPPES [2] |
| ASCs and OBLs | 2 | 2.0 | NPPES [2] |
| SUD treatment and residential | 2 | 2.0 | NPPES [2] |
| Skilled nursing, assisted living, and memory care | 2 | 2.0 | NPPES [2] |
| Home health | 1 | 1.0 | NPPES [2] |
| Urgent care | 1 | 1.0 | NPPES [2] |
| Primary care and family medicine | 1 | 1.0 | NPPES [2] |
| Mobile diagnostics | 1 | 1.0 | NPPES [2] |
| Independent pharmacy | 1 | 1.0 | NPPES [2] |
| Non-medical home care | 1 | 1.0 | NPPES [2] |
| Clinical and toxicology labs | 1 | 1.0 | NPPES [2] |
| Dialysis and infusion centers | 1 | 1.0 | NPPES [2] |
| Medical equipment suppliers | 2 | CMS [4] | |
| Ambulatory surgical centers | 1 | CMS [4] | |
| Dialysis facilities | 1 | CMS [4] |
Several of the 27 physical, occupational, and speech therapy enumerations can belong to one practice, so the column counts clinicians rather than businesses or owners
Bergen County approvals, dollars, and lending establishments
39 healthcare approvals averaging $495,990 set the deal shape lenders in Bergen County have already underwritten
| Measure | Published figure | What sits behind it |
|---|---|---|
| Approvals on record | 39 | Counted for the fiscal year the SBA publishes [5] |
| Total approved capital | $19,343,600 | Everything approved to healthcare borrowers, added up [5] |
| Mean deal size | $495,990 | The dollar column over the approval column [5] |
| Lenders sited in the county | 598 | Places that write credit locally, NAICS 522 [6] |
How this data lands in an underwriting decision
The ratio that matters up front is 107.6 per 10,000, which decides whether a ramp schedule reads as conservative. A request measured against 39 prior Bergen County approvals is priced on precedent, which shortens the questions about valuation. Household income of $119,306 in Maywood is the number a lender uses to sanity check the self-pay share of a revenue projection.
The programs this provider mix points at
- Practice acquisition
- Startup and de novo
- Expansion, relocation, and build-out
- Working capital term loan
- Equipment financing and leasing
Weighted by how often each of the 25 local fields reaches for a program, not by what is easiest to refer. New Jersey rules and the partner decide availability.
Underwriting by field in Maywood
physical, occupational, and speech therapy, chiropractic, specialty physician groups account for most of what is enumerated in Maywood, so those are the files funders see from this town
| Field | What the file turns on | The capital event behind most requests |
|---|---|---|
| Physical, occupational, and speech therapy (27) | Visits per case, Referral source concentration, Payer mix and authorization rules | Startup or expansion clinic |
| Chiropractic (9) | Cash plan revenue, Personal injury receivable age, Visit volume | Startup or acquisition |
| Specialty physician groups (9) | Ancillary revenue contribution, Provider productivity, Payer contracts | Ancillary build-out |
The first column is Maywood's own NPPES count. The rest is how the field is generally underwritten, whether the address is Maywood or anywhere else.
How Maywood prices against its neighbors
Comparables travel. These are the New Jersey towns whose density, at 107.6 per 10,000 here, gets weighed beside this one.
| Comparable | People | Enumerations | Per 10,000 residents | Miles |
|---|---|---|---|---|
| Maywood (current) | 10,221 | 110 | 107.6 | |
| Hackensack | 46,630 | 1,074 | 230.3 | 1 |
| Lodi | 26,358 | 113 | 42.9 | 2 |
| River Edge | 12,235 | 92 | 75.2 | 2 |
| Elmwood Park | 21,680 | 124 | 57.2 | 3 |
| Garfield | 33,530 | 97 | 28.9 | 3 |
| Hasbrouck Heights | 12,253 | 89 | 72.6 | 3 |
What the geography does to a Maywood projection
18 miles separate Maywood from New York-Newark-Jersey City, NY-NJ. Lease pricing follows New York-Newark-Jersey City, NY-NJ, while revenue stays capped by the 10,221 residents here. At $119,306 median household income, the elective and cash-pay share of a projection is the line that gets tested first. With no hospital in town, a projection has to name where referrals and coverage come from.
Nearby New Jersey towns
- Hackensack 46,630 residents
- Lodi 26,358 residents
- River Edge 12,235 residents
- Elmwood Park 21,680 residents
- Garfield 33,530 residents
- Hasbrouck Heights 12,253 residents
Maywood owners, answered
01How many providers practice in Maywood, and in what?
NPPES lists 110 providers at a Maywood practice address, 107.6 per 10,000 residents across 25 tracked fields. Physical, occupational, and speech therapy accounts for 27 of them, 25 percent of the total, with chiropractic next at 9. Read that as clinicians: 110 enumerations, not 110 owners.
02What does SBA lending look like around Maywood?
Healthcare borrowers in Bergen County took 39 approvals worth $19,343,600 in the published fiscal year, averaging $495,990. That is the comparable set an appraiser near Maywood reaches for first.
03Is Maywood underwritten as part of New York-Newark-Jersey City, NY-NJ?
Comparables and demand split at 18 miles. An appraiser prices the lease and the equipment off New York-Newark-Jersey City, NY-NJ; the revenue line has to hold up against 10,221 local residents.
04What does a $119,306 median income mean for case acceptance?
Median household income in Maywood runs $119,306. On elective and cash-pay work that is the number a funder converts into case acceptance, and it sets how much of a treatment plan a projection can assume gets started rather than deferred.
05Is there local lending capacity in Bergen County?
County Business Patterns records 598 credit intermediation establishments in Bergen County. That is the local origination bench, and it decides whether a file gets underwritten by somebody who has seen Maywood rents and resale before or by somebody working from a screen.
06How many Medicare-certified providers are based in Maywood?
Care Compare lists 2 certified providers with a Maywood address. That count is a proxy for how much of the local revenue arrives on a federal payment cycle rather than at the front desk.
Sources
- 1U.S. Census Bureau, Population Estimates, vintage 2024
- 2CMS NPPES, monthly full replacement file
- 3U.S. Census Bureau, ACS 5-year 2023, table B19013
- 4CMS Care Compare provider datasets
- 5U.S. Small Business Administration, 7(a) and 504 approvals
- 6U.S. Census Bureau, County Business Patterns 2022
Our team reviews every request within 1 business day. If a funding partner thinks they can help, a specialist from that partner contacts you to discuss next steps.