New York micro-market
Healthcare practice financing in Auburn, New York
Direct answer
Cayuga County carries 1 SBA healthcare approvals worth $90,000, and inside Auburn the census shows 303 enumerated clinicians against 25,963 residents, 116.7 per 10,000, 31 percent of them in physical, occupational, and speech therapy. Syracuse, NY lies 23 miles away.
A location page indicates that Practition Finance is taking clients in that market. It does not represent a physical office, storefront, or licensed presence in that city or state. All services are delivered remotely by our US-based team. How a referral works in New York, and how many partners see it, is set out on the New York page.
- Population: 25,963 residents (25K-50K band)1
- Healthcare providers registered here: 303 across 25 fields2
- Median household income: $49,3773
- Largest provider field: Physical, occupational, and speech therapy: 94 registered providers2
- Medicare-certified providers in town: 1 across 1 categories4
- Nearest metro: Syracuse, NY, 23 miles1
Auburn clinicians, by field
The NPPES file puts 303 enumerated clinicians inside Auburn, spread over 25 fields at 116.7 per 10,000 residents
| Practice type | Count | Rate per 10,000 residents | Published by |
|---|---|---|---|
| Physical, occupational, and speech therapy | 94 | 36.2 | NPPES [2] |
| Specialty physician groups | 38 | 14.6 | NPPES [2] |
| Chiropractic | 24 | 9.2 | NPPES [2] |
| General dentistry | 22 | 8.5 | NPPES [2] |
| Optometry and ophthalmology | 20 | 7.7 | NPPES [2] |
| Primary care and family medicine | 19 | 7.3 | NPPES [2] |
| Med spa and aesthetics | 15 | 5.8 | NPPES [2] |
| DME and HME suppliers | 9 | 3.5 | NPPES [2] |
| Dental specialties | 9 | 3.5 | NPPES [2] |
| Behavioral and mental health group practices | 9 | 3.5 | NPPES [2] |
| Home health | 8 | 3.1 | NPPES [2] |
| Independent pharmacy | 8 | 3.1 | NPPES [2] |
| Skilled nursing, assisted living, and memory care | 7 | 2.7 | NPPES [2] |
| Dermatology | 4 | 1.5 | NPPES [2] |
| Hormone, TRT, and men's health clinics | 4 | 1.5 | NPPES [2] |
| SUD treatment and residential | 2 | 0.8 | NPPES [2] |
| NEMT and ambulance | 2 | 0.8 | NPPES [2] |
| Ketamine, TMS, and interventional psychiatry | 2 | 0.8 | NPPES [2] |
| Urgent care | 1 | 0.4 | NPPES [2] |
| Audiology and hearing centers | 1 | 0.4 | NPPES [2] |
| Non-medical home care | 1 | 0.4 | NPPES [2] |
| Hospice and palliative | 1 | 0.4 | NPPES [2] |
| Clinical research sites | 1 | 0.4 | NPPES [2] |
| Dialysis and infusion centers | 1 | 0.4 | NPPES [2] |
| Occupational health and drug testing | 1 | 0.4 | NPPES [2] |
| Medical equipment suppliers | 8 | CMS [4] | |
| Dialysis facilities | 1 | CMS [4] |
A single Auburn practice can hold more than one of these numbers. 31 percent sit in physical, occupational, and speech therapy, counted as clinicians rather than as owners.
What Cayuga County credit files already show
The county file holds 1 healthcare approvals, which is a thin comparable set for anyone pricing collateral
| Line | Amount | Reading and source |
|---|---|---|
| Approvals on record | 1 | Fiscal year published in the SBA file [5] |
| Total approved capital | $90,000 | Sum of approvals to healthcare borrowers [5] |
| Mean deal size | $90,000 | Dollars divided by approvals [5] |
| Lenders sited in the county | 30 | Credit intermediation establishments, NAICS 522 [6] |
What the two tables above change about a file
Underwriting starts with 116.7 providers per 10,000 residents, because that ratio caps how fast a chair or a room fills. With 1 approvals on record in Cayuga County, expect a longer appraisal and a wider collateral discount. A $49,377 median household income here sets the ceiling on what an elective or cash-pay line can be expected to carry.
Programs the Auburn mix reaches for
- Practice acquisition
- Startup and de novo
- Expansion, relocation, and build-out
- Equipment financing and leasing
- Working capital term loan
The 25 fields practicing locally set this order. A funding partner, not this list, decides what is available in New York.
The first pages of a Auburn file
Drawn from the fields that actually practice here: physical, occupational, and speech therapy, specialty physician groups, chiropractic
| Practice type | The pages that decide it | Typical capital event |
|---|---|---|
| Physical, occupational, and speech therapy (94) | Visits per case, Referral source concentration, Payer mix and authorization rules | Startup or expansion clinic |
| Specialty physician groups (38) | Ancillary revenue contribution, Provider productivity, Payer contracts | Ancillary build-out |
| Chiropractic (24) | Cash plan revenue, Personal injury receivable age, Visit volume | Startup or acquisition |
Counts in the first column are Auburn providers from NPPES. The other two columns describe how funders read that field across markets like Auburn, not what any funder will do with your file.
Auburn against nearby New York markets
The neighboring markets below are the ones a valuation borrows from when Auburn has too few sales of its own
| Market | Population | Clinicians | Density per 10,000 | Distance in miles |
|---|---|---|---|---|
| Auburn (current) | 25,963 | 303 | 116.7 | |
| Geneva | 12,397 | 208 | 167.8 | 22 |
| Fulton | 11,234 | 97 | 86.3 | 28 |
| Cortland | 17,459 | 317 | 181.6 | 30 |
| Ithaca | 33,768 | 663 | 196.3 | 34 |
| Canandaigua | 10,476 | 347 | 331.2 | 36 |
| Oswego | 17,047 | 421 | 247.0 | 36 |
What the geography does to a Auburn projection
23 miles separate Auburn from Syracuse, NY. Lease pricing follows Syracuse, NY, while revenue stays capped by the 25,963 residents here. Median household income runs $49,377, which is the number a funder converts into case acceptance on anything elective or cash-pay. A Medicare-certified hospital operates here, so referral flow is verifiable and the clinical wage floor is already set. Higher education here explains why summer looks unlike the rest of the year. Auburn is the Cayuga County seat, so county employment steadies the payer mix.
Other New York markets
Questions from Auburn
01How many providers practice in Auburn, and in what?
NPPES lists 303 providers at a Auburn practice address, 116.7 per 10,000 residents across 25 tracked fields. Physical, occupational, and speech therapy accounts for 94 of them, 31 percent of the total, with specialty physician groups next at 38. Read that as clinicians: 303 enumerations, not 303 owners.
02What does Cayuga County's shortage designation change?
HRSA designates Cayuga County for primary care, dental, mental health. That opens loan repayment programs for clinicians recruited into Auburn and evidences a staffing ramp in a 25,963 resident market.
03Why does Cayuga County show so little SBA activity?
Only 1 healthcare approvals appear for Cayuga County in the published 7(a) and 504 file. Thin volume in Cayuga County is a transaction count, not a verdict on borrowers here. The county still holds 30 credit intermediation establishments.
04How does the hospital in Auburn affect a practice file?
Referral flow, coverage, and the local pay scale all trace back to it. The town carries 1 Medicare-certified providers in total. A Auburn projection that names the call arrangement reads better than one that assumes it.
05Which fields carry the volume in Auburn?
Physical, occupational, and speech therapy at 94 providers and specialty physician groups at 38 lead the 25 fields enumerated here. A funder reads that mix as the local competition set and the local hiring pool at once, before it reads a single line of your own numbers.
06Is Auburn underwritten as part of Syracuse, NY?
Comparables and demand split at 23 miles. An appraiser prices the lease and the equipment off Syracuse, NY; the revenue line has to hold up against 25,963 local residents.
Sources
- 1U.S. Census Bureau, Population Estimates, vintage 2024
- 2CMS NPPES, monthly full replacement file
- 3U.S. Census Bureau, ACS 5-year 2023, table B19013
- 4CMS Care Compare provider datasets
- 5U.S. Small Business Administration, 7(a) and 504 approvals
- 6U.S. Census Bureau, County Business Patterns 2022
Our team reviews every request within 1 business day. If a funding partner thinks they can help, a specialist from that partner contacts you to discuss next steps.