New York micro-market
Healthcare practice financing in Geneva, New York
Direct answer
208 healthcare providers hold a Geneva practice address, 167.8 per 10,000 of its 12,397 residents, 32 percent of them in physical, occupational, and speech therapy. Ontario County recorded 1 SBA healthcare approvals worth $90,600, and Ithaca, NY sits 38 miles out.
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- Population: 12,397 residents (10K-25K band)1
- Healthcare providers registered here: 208 across 23 fields2
- Median household income: $68,2423
- Largest provider field: Physical, occupational, and speech therapy: 67 registered providers2
- Medicare-certified providers in town: 1 across 1 categories4
- Nearest metro: Ithaca, NY, 38 miles1
Who is enumerated in Geneva
167.8 providers per 10,000 residents is what 208 enumerations across 23 fields works out to in a town of 12,397
| Practice type | Count | Rate per 10,000 residents | Published by |
|---|---|---|---|
| Physical, occupational, and speech therapy | 67 | 54.0 | NPPES [2] |
| Specialty physician groups | 24 | 19.4 | NPPES [2] |
| Chiropractic | 22 | 17.7 | NPPES [2] |
| General dentistry | 18 | 14.5 | NPPES [2] |
| Primary care and family medicine | 11 | 8.9 | NPPES [2] |
| Optometry and ophthalmology | 10 | 8.1 | NPPES [2] |
| DME and HME suppliers | 8 | 6.5 | NPPES [2] |
| Med spa and aesthetics | 8 | 6.5 | NPPES [2] |
| Audiology and hearing centers | 6 | 4.8 | NPPES [2] |
| Independent pharmacy | 5 | 4.0 | NPPES [2] |
| Home health | 4 | 3.2 | NPPES [2] |
| Behavioral and mental health group practices | 4 | 3.2 | NPPES [2] |
| Skilled nursing, assisted living, and memory care | 4 | 3.2 | NPPES [2] |
| Dermatology | 3 | 2.4 | NPPES [2] |
| Ketamine, TMS, and interventional psychiatry | 3 | 2.4 | NPPES [2] |
| Podiatry | 2 | 1.6 | NPPES [2] |
| Urgent care | 2 | 1.6 | NPPES [2] |
| Dental specialties | 2 | 1.6 | NPPES [2] |
| Non-medical home care | 1 | 0.8 | NPPES [2] |
| ABA and autism therapy | 1 | 0.8 | NPPES [2] |
| Hospice and palliative | 1 | 0.8 | NPPES [2] |
| Dialysis and infusion centers | 1 | 0.8 | NPPES [2] |
| Telehealth and virtual clinics | 1 | 0.8 | NPPES [2] |
| Medical equipment suppliers | 5 | CMS [4] | |
| Dialysis facilities | 1 | CMS [4] |
A single Geneva practice can hold more than one of these numbers. 32 percent sit in physical, occupational, and speech therapy, counted as clinicians rather than as owners.
The lending record behind Geneva
With 1 healthcare approvals recorded, Ontario County gives a valuation almost nothing local to lean on
| Line | Amount | Reading and source |
|---|---|---|
| Approvals on record | 1 | Fiscal year published in the SBA file [5] |
| Total approved capital | $90,600 | Sum of approvals to healthcare borrowers [5] |
| Mean deal size | $90,600 | Dollars divided by approvals [5] |
| Lenders sited in the county | 45 | Credit intermediation establishments, NAICS 522 [6] |
How this data lands in an underwriting decision
Density of 167.8 per 10,000 sets the patient draw a projection can claim without an argument. A short county record of 1 approvals usually means more documentation and a lower advance against the same collateral. With $68,242 as the median household income, the payer mix in a projection has to match what Geneva households actually spend.
Programs the Geneva mix reaches for
- Practice acquisition
- Startup and de novo
- Equipment financing and leasing
- Expansion, relocation, and build-out
- Working capital term loan
Built from what is enumerated here rather than from a national list, so a field with no presence in Geneva does not appear. Availability is still a New York question.
Underwriting by field in Geneva
Drawn from the fields that actually practice here: physical, occupational, and speech therapy, specialty physician groups, chiropractic
| Practice type | The pages that decide it | Typical capital event |
|---|---|---|
| Physical, occupational, and speech therapy (67) | Visits per case, Referral source concentration, Payer mix and authorization rules | Startup or expansion clinic |
| Specialty physician groups (24) | Ancillary revenue contribution, Provider productivity, Payer contracts | Ancillary build-out |
| Chiropractic (22) | Cash plan revenue, Personal injury receivable age, Visit volume | Startup or acquisition |
Counts in the first column are Geneva providers from NPPES. The other two columns describe how funders read that field across markets like Geneva, not what any funder will do with your file.
How Geneva prices against its neighbors
167.8 per 10,000 is the figure a neighboring town gets compared against when an appraiser prices Geneva
| Comparable | People | Enumerations | Per 10,000 residents | Miles |
|---|---|---|---|---|
| Geneva (current) | 12,397 | 208 | 167.8 | |
| Canandaigua | 10,476 | 347 | 331.2 | 15 |
| Auburn | 25,963 | 303 | 116.7 | 22 |
| Ithaca | 33,768 | 663 | 196.3 | 38 |
| Fulton | 11,234 | 97 | 86.3 | 42 |
| Cortland | 17,459 | 317 | 181.6 | 44 |
| Oswego | 17,047 | 421 | 247.0 | 48 |
How Geneva sits against the nearest metro
38 miles separate Geneva from Ithaca, NY. Rent comparables cross that gap; patients mostly do not. Households here carry $68,242 in median income, and that ceiling decides how much of a treatment plan gets started rather than deferred. Wages here are anchored by the Medicare-certified hospital in town, which is what a staffing line gets measured against. A degree-granting institution here moves volume on the academic calendar.
Nearby New York towns
Questions from Geneva
01How many providers practice in Geneva, and in what?
Across 23 fields, Geneva carries 208 enumerated clinicians, 167.8 per 10,000 of the 12,397 people living here. The concentration is in physical, occupational, and speech therapy, 67 of the total, then specialty physician groups at 24. Count practices from that only with care.
02Why does Ontario County show so little SBA activity?
Only 1 healthcare approvals appear for Ontario County in the published 7(a) and 504 file. Thin volume in Ontario County is a transaction count, not a verdict on borrowers here. The county still holds 45 credit intermediation establishments.
03What does Ontario County's shortage designation change?
Designated for primary care, dental, mental health, Ontario County qualifies its clinicians for federal repayment support. On a file that turns on adding staff, that is the difference between a hiring assumption and a hiring plan.
04How does the hospital in Geneva affect a practice file?
Referral flow, coverage, and the local pay scale all trace back to it. The town carries 1 Medicare-certified providers in total. A Geneva projection that names the call arrangement reads better than one that assumes it.
05Which fields carry the volume in Geneva?
Physical, occupational, and speech therapy at 67 providers and specialty physician groups at 24 lead the 23 fields enumerated here. A funder reads that mix as the local competition set and the local hiring pool at once, before it reads a single line of your own numbers.
06Is Geneva underwritten as part of Ithaca, NY?
Ithaca, NY sits 38 miles away, close enough that appraisers reach into that market for rent and resale comparables while your patient draw stays local. The comparables read Ithaca, NY; the 12,397 residents set the ceiling a projection can defend.
Sources
- 1U.S. Census Bureau, Population Estimates, vintage 2024
- 2CMS NPPES, monthly full replacement file
- 3U.S. Census Bureau, ACS 5-year 2023, table B19013
- 4CMS Care Compare provider datasets
- 5U.S. Small Business Administration, 7(a) and 504 approvals
- 6U.S. Census Bureau, County Business Patterns 2022
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