Ohio micro-market
Healthcare practice financing in Parma Heights, Ohio
Direct answer
A Parma Heights file is read against 129 local clinicians, 62.9 for every 10,000 of its 20,524 residents, 28 percent of them in general dentistry, plus the 43 SBA healthcare approvals worth $7,768,200 already recorded in Cuyahoga County, 8 miles from Cleveland, OH.
A location page indicates that Practition Finance is taking clients in that market. It does not represent a physical office, storefront, or licensed presence in that city or state. All services are delivered remotely by our US-based team. How a referral works in Ohio, and how many partners see it, is set out on the Ohio page.
- Population: 20,524 residents (10K-25K band)1
- Healthcare providers registered here: 129 across 23 fields2
- Median household income: $59,2183
- Largest provider field: General dentistry: 36 registered providers2
- Medicare-certified providers in town: 4 across 3 categories4
- Nearest metro: Cleveland, OH, 8 miles1
The provider census in Parma Heights
129 providers across 23 fields, 62.9 per 10,000 residents, counted at Parma Heights addresses in the NPPES monthly file
| Field | Providers | Per 10,000 residents | Source |
|---|---|---|---|
| General dentistry | 36 | 17.5 | NPPES [2] |
| Home health | 17 | 8.3 | NPPES [2] |
| Physical, occupational, and speech therapy | 17 | 8.3 | NPPES [2] |
| Non-medical home care | 7 | 3.4 | NPPES [2] |
| Specialty physician groups | 6 | 2.9 | NPPES [2] |
| DME and HME suppliers | 5 | 2.4 | NPPES [2] |
| Chiropractic | 5 | 2.4 | NPPES [2] |
| Primary care and family medicine | 5 | 2.4 | NPPES [2] |
| Behavioral and mental health group practices | 5 | 2.4 | NPPES [2] |
| Dental specialties | 4 | 1.9 | NPPES [2] |
| Optometry and ophthalmology | 4 | 1.9 | NPPES [2] |
| Skilled nursing, assisted living, and memory care | 4 | 1.9 | NPPES [2] |
| Hormone, TRT, and men's health clinics | 2 | 1.0 | NPPES [2] |
| Ketamine, TMS, and interventional psychiatry | 2 | 1.0 | NPPES [2] |
| Dialysis and infusion centers | 2 | 1.0 | NPPES [2] |
| ASCs and OBLs | 1 | 0.5 | NPPES [2] |
| SUD treatment and residential | 1 | 0.5 | NPPES [2] |
| NEMT and ambulance | 1 | 0.5 | NPPES [2] |
| Independent pharmacy | 1 | 0.5 | NPPES [2] |
| Audiology and hearing centers | 1 | 0.5 | NPPES [2] |
| Hospice and palliative | 1 | 0.5 | NPPES [2] |
| Med spa and aesthetics | 1 | 0.5 | NPPES [2] |
| Clinical and toxicology labs | 1 | 0.5 | NPPES [2] |
| Medical equipment suppliers | 2 | CMS [4] | |
| Home health agencies | 2 | CMS [4] | |
| Ambulatory surgical centers | 1 | CMS [4] | |
| Dialysis facilities | 1 | CMS [4] |
General dentistry carries 36 of the 129 enumerated providers here, and several of them can sit inside one practice. Read the column as clinicians, not owners.
Cuyahoga County approvals, dollars, and lending establishments
The published file shows 43 healthcare approvals in Cuyahoga County, $7,768,200 in total, and that history is what an appraiser and a credit committee reach for
| What it measures | Value | How to read it |
|---|---|---|
| Approvals on record | 43 | One published fiscal year, healthcare borrowers only [5] |
| Total approved capital | $7,768,200 | Approved, not disbursed, and not net of withdrawals [5] |
| Mean deal size | $180,656 | A mean, so one large approval moves it [5] |
| Lenders sited in the county | 715 | Credit intermediation offices sited in the county [6] |
How this data lands in an underwriting decision
At 62.9 clinicians per 10,000 residents, the catchment radius in a projection has to be defended rather than assumed. A request measured against 43 prior Cuyahoga County approvals is priced on precedent, which shortens the questions about valuation. With $59,218 as the median household income, the payer mix in a projection has to match what Parma Heights households actually spend.
Where a file from this town usually lands
- Practice acquisition
- Startup and de novo
- Expansion, relocation, and build-out
- Equipment financing and leasing
- Medical receivables factoring
Weighted by how often each of the 23 local fields reaches for a program, not by what is easiest to refer. Ohio rules and the partner decide availability.
What a funder reads first in Parma Heights
general dentistry, home health, physical, occupational, and speech therapy account for most of what is enumerated in Parma Heights, so those are the files funders see from this town
| Practice type | The pages that decide it | Typical capital event |
|---|---|---|
| General dentistry (36) | Three years of collections history, Hygiene as a share of collections, Overhead ratio and owner add-backs | Acquisition of an established practice |
| Home health (17) | Medicare certification first, Payer mix second, Days in accounts receivable third | Payroll between visit and remittance |
| Physical, occupational, and speech therapy (17) | Visits per case, Referral source concentration, Payer mix and authorization rules | Startup or expansion clinic |
NPPES supplies the Parma Heights counts. The reading columns describe the field in general, and no partner reviewing a Parma Heights file is bound by them.
How Parma Heights prices against its neighbors
62.9 per 10,000 is the figure a neighboring town gets compared against when an appraiser prices Parma Heights
| Comparable | People | Enumerations | Per 10,000 residents | Miles |
|---|---|---|---|---|
| Parma Heights (current) | 20,524 | 129 | 62.9 | |
| Parma | 79,350 | 615 | 77.5 | 2 |
| Brook Park | 18,142 | 18 | 9.9 | 3 |
| Middleburg Heights | 15,672 | 270 | 172.3 | 3 |
| Brooklyn | 11,072 | 95 | 85.8 | 4 |
| Seven Hills | 11,560 | 48 | 41.5 | 4 |
| Berea | 17,998 | 123 | 68.3 | 5 |
What the geography does to a Parma Heights projection
8 miles separate Parma Heights from Cleveland, OH. Lease pricing follows Cleveland, OH, while revenue stays capped by the 20,524 residents here. Median household income runs $59,218, which is the number a funder converts into case acceptance on anything elective or cash-pay. No hospital operates here, so the referral sources and the call arrangement have to be named rather than assumed.
Other Ohio markets
- Parma 79,350 residents
- Brook Park 18,142 residents
- Middleburg Heights 15,672 residents
- Brooklyn 11,072 residents
- Seven Hills 11,560 residents
- Berea 17,998 residents
Parma Heights owners, answered
01How many providers practice in Parma Heights, and in what?
Across 23 fields, Parma Heights carries 129 enumerated clinicians, 62.9 per 10,000 of the 20,524 people living here. The concentration is in general dentistry, 36 of the total, then home health at 17. Count practices from that only with care.
02What does Cuyahoga County's shortage designation change?
Cuyahoga County holds a HRSA designation covering primary care, dental, mental health. A pro forma for Parma Heights can cite it as the reason a vacancy is fillable, which is usually the weakest line in a ramp schedule.
03What does SBA lending look like around Parma Heights?
Healthcare borrowers in Cuyahoga County took 43 approvals worth $7,768,200 in the published fiscal year, averaging $180,656. That is the comparable set an appraiser near Parma Heights reaches for first.
04Is Parma Heights underwritten as part of Cleveland, OH?
Cleveland, OH sits 8 miles away, close enough that appraisers reach into that market for rent and resale comparables while your patient draw stays local. The comparables read Cleveland, OH; the 20,524 residents set the ceiling a projection can defend.
05Is there local lending capacity in Cuyahoga County?
County Business Patterns records 715 credit intermediation establishments in Cuyahoga County. That is the local origination bench, and it decides whether a file gets underwritten by somebody who has seen Parma Heights rents and resale before or by somebody working from a screen.
06What does the underserved designation in Cuyahoga County support?
Cuyahoga County carries a medically underserved designation. It evidences unmet demand behind a capacity build, and it opens recruitment programs that make a staffing line in a projection easier to defend than local wage data alone would.
Sources
- 1U.S. Census Bureau, Population Estimates, vintage 2024
- 2CMS NPPES, monthly full replacement file
- 3U.S. Census Bureau, ACS 5-year 2023, table B19013
- 4CMS Care Compare provider datasets
- 5U.S. Small Business Administration, 7(a) and 504 approvals
- 6U.S. Census Bureau, County Business Patterns 2022
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