Washington micro-market
Healthcare practice financing in Bothell, Washington
Direct answer
A Bothell file is read against 707 local clinicians, 136.6 for every 10,000 of its 51,770 residents, 32 percent of them in physical, occupational, and speech therapy, plus the 91 SBA healthcare approvals worth $42,384,900 already recorded in King County, 13 miles from Seattle-Tacoma-Bellevue, WA.
A location page indicates that Practition Finance is taking clients in that market. It does not represent a physical office, storefront, or licensed presence in that city or state. All services are delivered remotely by our US-based team. How a referral works in Washington, and how many partners see it, is set out on the Washington page.
- Population: 51,770 residents (50K-100K band)1
- Healthcare providers registered here: 707 across 28 fields2
- Median household income: $132,2323
- Largest provider field: Physical, occupational, and speech therapy: 226 registered providers2
- Medicare-certified providers in town: 1 across 1 categories4
- Nearest metro: Seattle-Tacoma-Bellevue, WA, 13 miles1
What NPPES records at Bothell addresses
The NPPES file puts 707 enumerated clinicians inside Bothell, spread over 28 fields at 136.6 per 10,000 residents
| Practice type | Count | Rate per 10,000 residents | Published by |
|---|---|---|---|
| Physical, occupational, and speech therapy | 226 | 43.7 | NPPES [2] |
| ABA and autism therapy | 117 | 22.6 | NPPES [2] |
| Primary care and family medicine | 65 | 12.6 | NPPES [2] |
| General dentistry | 54 | 10.4 | NPPES [2] |
| Chiropractic | 48 | 9.3 | NPPES [2] |
| Behavioral and mental health group practices | 45 | 8.7 | NPPES [2] |
| Dental specialties | 27 | 5.2 | NPPES [2] |
| DME and HME suppliers | 18 | 3.5 | NPPES [2] |
| Ketamine, TMS, and interventional psychiatry | 18 | 3.5 | NPPES [2] |
| Specialty physician groups | 18 | 3.5 | NPPES [2] |
| Independent pharmacy | 12 | 2.3 | NPPES [2] |
| Optometry and ophthalmology | 12 | 2.3 | NPPES [2] |
| Skilled nursing, assisted living, and memory care | 8 | 1.5 | NPPES [2] |
| Non-medical home care | 6 | 1.2 | NPPES [2] |
| Home health | 5 | 1.0 | NPPES [2] |
| Clinical and toxicology labs | 4 | 0.8 | NPPES [2] |
| Dermatology | 3 | 0.6 | NPPES [2] |
| SUD treatment and residential | 3 | 0.6 | NPPES [2] |
| Telehealth and virtual clinics | 3 | 0.6 | NPPES [2] |
| Occupational health and drug testing | 3 | 0.6 | NPPES [2] |
| Podiatry | 2 | 0.4 | NPPES [2] |
| Med spa and aesthetics | 2 | 0.4 | NPPES [2] |
| Hormone, TRT, and men's health clinics | 2 | 0.4 | NPPES [2] |
| IV hydration and infusion | 2 | 0.4 | NPPES [2] |
| ASCs and OBLs | 1 | 0.2 | NPPES [2] |
| Sleep centers | 1 | 0.2 | NPPES [2] |
| NEMT and ambulance | 1 | 0.2 | NPPES [2] |
| Dialysis and infusion centers | 1 | 0.2 | NPPES [2] |
| Medical equipment suppliers | 9 | CMS [4] | |
| Dialysis facilities | 1 | CMS [4] |
Several of the 226 physical, occupational, and speech therapy enumerations can belong to one practice, so the column counts clinicians rather than businesses or owners
The lending record behind Bothell
The published file shows 91 healthcare approvals in King County, $42,384,900 in total, and that history is what an appraiser and a credit committee reach for
| Measure | Published figure | What sits behind it |
|---|---|---|
| SBA healthcare approvals | 91 | Counted for the fiscal year the SBA publishes [5] |
| Approved dollars | $42,384,900 | Everything approved to healthcare borrowers, added up [5] |
| Average approval | $465,768 | The dollar column over the approval column [5] |
| Lending establishments in the county | 1,205 | Places that write credit locally, NAICS 522 [6] |
How this data lands in an underwriting decision
At 136.6 clinicians per 10,000 residents, the catchment radius in a projection has to be defended rather than assumed. A request measured against 91 prior King County approvals is priced on precedent, which shortens the questions about valuation. A $132,232 median household income here sets the ceiling on what an elective or cash-pay line can be expected to carry.
The programs this provider mix points at
- Practice acquisition
- Startup and de novo
- Working capital term loan
- Expansion, relocation, and build-out
- Equipment financing and leasing
Weighted by how often each of the 28 local fields reaches for a program, not by what is easiest to refer. Washington rules and the partner decide availability.
Underwriting by field in Bothell
What a funder opens first depends on the field. In Bothell that means physical, occupational, and speech therapy, aba and autism therapy, primary care and family medicine.
| Specialty | Read first in underwriting | Why the money is usually needed |
|---|---|---|
| Physical, occupational, and speech therapy (226) | Visits per case, Referral source concentration, Payer mix and authorization rules | Startup or expansion clinic |
| ABA and autism therapy (117) | Authorized hours against delivered hours, Payer mix stability, Billing compliance history | Working capital against authorization and billing lag |
| Primary care and family medicine (65) | Panel size, Value-based contract exposure, Provider productivity | Acquisition |
Column one counts Bothell clinicians from the federal file. Columns two and three describe how the field is usually underwritten, and a partner can read a Bothell file differently.
Density beside the neighboring Washington towns
136.6 per 10,000 is the figure a neighboring town gets compared against when an appraiser prices Bothell
| Market | Population | Clinicians | Density per 10,000 | Distance in miles |
|---|---|---|---|---|
| Bothell (current) | 51,770 | 707 | 136.6 | |
| Kenmore | 24,166 | 107 | 44.3 | 3 |
| Woodinville | 13,942 | 236 | 169.3 | 3 |
| Lake Forest Park | 13,276 | 30 | 22.6 | 4 |
| Kirkland | 95,499 | 1,287 | 134.8 | 5 |
| Mountlake Terrace | 25,198 | 235 | 93.3 | 5 |
| Lynnwood | 41,597 | 827 | 198.8 | 6 |
How Bothell sits against the nearest metro
Distance to Seattle-Tacoma-Bellevue, WA is 13 miles. Appraisers borrow Seattle-Tacoma-Bellevue, WA rents, and the 51,770 residents set the ceiling on collections. At $132,232 median household income, the elective and cash-pay share of a projection is the line that gets tested first. With no hospital in town, a projection has to name where referrals and coverage come from. Higher education here explains why summer looks unlike the rest of the year.
More of Washington
- Kenmore 24,166 residents
- Woodinville 13,942 residents
- Lake Forest Park 13,276 residents
- Kirkland 95,499 residents
- Mountlake Terrace 25,198 residents
- Lynnwood 41,597 residents
Bothell owners, answered
01How many providers practice in Bothell, and in what?
NPPES lists 707 providers at a Bothell practice address, 136.6 per 10,000 residents across 28 tracked fields. Physical, occupational, and speech therapy accounts for 226 of them, 32 percent of the total, with aba and autism therapy next at 117. Read that as clinicians: 707 enumerations, not 707 owners.
02Which fields carry the volume in Bothell?
The 28 enumerated fields are led by physical, occupational, and speech therapy at 226, with aba and autism therapy at 117 behind it. Those two counts double as the competition you are entering and the bench you would hire from.
03What does King County's shortage designation change?
HRSA designates King County for primary care, dental, mental health. That opens loan repayment programs for clinicians recruited into Bothell and evidences a staffing ramp in a 51,770 resident market.
04What does SBA lending look like around Bothell?
$42,384,900 went to healthcare borrowers in King County across 91 approvals, $465,768 on average. Deals near Bothell get sized against that record before anything else.
05Is Bothell underwritten as part of Seattle-Tacoma-Bellevue, WA?
Seattle-Tacoma-Bellevue, WA sits 13 miles away, close enough that appraisers reach into that market for rent and resale comparables while your patient draw stays local. The comparables read Seattle-Tacoma-Bellevue, WA; the 51,770 residents set the ceiling a projection can defend.
06Is there local lending capacity in King County?
County Business Patterns records 1,205 credit intermediation establishments in King County. That is the local origination bench, and it decides whether a file gets underwritten by somebody who has seen Bothell rents and resale before or by somebody working from a screen.
Sources
- 1U.S. Census Bureau, Population Estimates, vintage 2024
- 2CMS NPPES, monthly full replacement file
- 3U.S. Census Bureau, ACS 5-year 2023, table B19013
- 4CMS Care Compare provider datasets
- 5U.S. Small Business Administration, 7(a) and 504 approvals
- 6U.S. Census Bureau, County Business Patterns 2022
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