Washington micro-market
Healthcare practice financing in Mountlake Terrace, Washington
Direct answer
235 healthcare providers hold a Mountlake Terrace practice address, 93.3 per 10,000 of its 25,198 residents, 29 percent of them in aba and autism therapy. Snohomish County recorded 15 SBA healthcare approvals worth $12,546,400, and Seattle-Tacoma-Bellevue, WA sits 12 miles out.
A location page indicates that Practition Finance is taking clients in that market. It does not represent a physical office, storefront, or licensed presence in that city or state. All services are delivered remotely by our US-based team. How a referral works in Washington, and how many partners see it, is set out on the Washington page.
- Population: 25,198 residents (25K-50K band)1
- Healthcare providers registered here: 235 across 23 fields2
- Median household income: $101,4043
- Largest provider field: ABA and autism therapy: 68 registered providers2
- Medicare-certified providers in town: 3 across 3 categories4
- Nearest metro: Seattle-Tacoma-Bellevue, WA, 12 miles1
The provider census in Mountlake Terrace
Counted at the town's own addresses: 235 providers, 23 fields, 93.3 clinicians per 10,000 of the 25,198 residents here
| Specialty | Enumerated clinicians | Density per 10,000 | Where it comes from |
|---|---|---|---|
| ABA and autism therapy | 68 | 27.0 | NPPES [2] |
| Physical, occupational, and speech therapy | 57 | 22.6 | NPPES [2] |
| Behavioral and mental health group practices | 25 | 9.9 | NPPES [2] |
| General dentistry | 19 | 7.5 | NPPES [2] |
| Chiropractic | 14 | 5.6 | NPPES [2] |
| Home health | 10 | 4.0 | NPPES [2] |
| Primary care and family medicine | 9 | 3.6 | NPPES [2] |
| DME and HME suppliers | 5 | 2.0 | NPPES [2] |
| Optometry and ophthalmology | 5 | 2.0 | NPPES [2] |
| ASCs and OBLs | 3 | 1.2 | NPPES [2] |
| Audiology and hearing centers | 3 | 1.2 | NPPES [2] |
| Non-medical home care | 3 | 1.2 | NPPES [2] |
| Independent pharmacy | 2 | 0.8 | NPPES [2] |
| Med spa and aesthetics | 2 | 0.8 | NPPES [2] |
| Plastic and cosmetic surgery | 2 | 0.8 | NPPES [2] |
| SUD treatment and residential | 1 | 0.4 | NPPES [2] |
| Imaging centers | 1 | 0.4 | NPPES [2] |
| Hospice and palliative | 1 | 0.4 | NPPES [2] |
| Clinical research sites | 1 | 0.4 | NPPES [2] |
| Hormone, TRT, and men's health clinics | 1 | 0.4 | NPPES [2] |
| Specialty physician groups | 1 | 0.4 | NPPES [2] |
| Dialysis and infusion centers | 1 | 0.4 | NPPES [2] |
| Skilled nursing, assisted living, and memory care | 1 | 0.4 | NPPES [2] |
| Medical equipment suppliers | 5 | CMS [4] | |
| Ambulatory surgical centers | 1 | CMS [4] | |
| Dialysis facilities | 1 | CMS [4] | |
| Home health agencies | 1 | CMS [4] |
Several of the 68 aba and autism therapy enumerations can belong to one practice, so the column counts clinicians rather than businesses or owners
The lending record behind Mountlake Terrace
The published file shows 15 healthcare approvals in Snohomish County, $12,546,400 in total, and that history is what an appraiser and a credit committee reach for
| Measure | Published figure | What sits behind it |
|---|---|---|
| SBA healthcare approvals | 15 | Fiscal year published in the SBA file [5] |
| Approved dollars | $12,546,400 | Sum of approvals to healthcare borrowers [5] |
| Average approval | $836,427 | Dollars divided by approvals [5] |
| Lending establishments in the county | 361 | Credit intermediation establishments, NAICS 522 [6] |
What the two tables above change about a file
A file from here opens on 93.3 providers per 10,000 residents, and everything about volume follows from it. 15 approvals worth $12,546,400 in Snohomish County means the size you are asking for has a local precedent to point at. Household income of $101,404 in Mountlake Terrace is the number a lender uses to sanity check the self-pay share of a revenue projection.
The programs this provider mix points at
- Practice acquisition
- Working capital term loan
- Startup and de novo
- Expansion, relocation, and build-out
- Equipment financing and leasing
The order comes from Mountlake Terrace's own provider mix, which aba and autism therapy dominates at 29 percent. What a partner can actually place in Washington is a separate question.
The first pages of a Mountlake Terrace file
What a funder opens first depends on the field. In Mountlake Terrace that means aba and autism therapy, physical, occupational, and speech therapy, behavioral and mental health group practices.
| Practice type | The pages that decide it | Typical capital event |
|---|---|---|
| ABA and autism therapy (68) | Authorized hours against delivered hours, Payer mix stability, Billing compliance history | Working capital against authorization and billing lag |
| Physical, occupational, and speech therapy (57) | Visits per case, Referral source concentration, Payer mix and authorization rules | Startup or expansion clinic |
| Behavioral and mental health group practices (25) | Clinician retention and productivity, Payer mix and Medicaid concentration, Re-authorization and session limit exposure | Working capital through the credentialing lag |
Counts in the first column are Mountlake Terrace providers from NPPES. The other two columns describe how funders read that field across markets like Mountlake Terrace, not what any funder will do with your file.
How Mountlake Terrace prices against its neighbors
93.3 per 10,000 is the figure a neighboring town gets compared against when an appraiser prices Mountlake Terrace
| Town | Residents | Providers | Per 10,000 | Miles away |
|---|---|---|---|---|
| Mountlake Terrace (current) | 25,198 | 235 | 93.3 | |
| Lake Forest Park | 13,276 | 30 | 22.6 | 2 |
| Lynnwood | 41,597 | 827 | 198.8 | 2 |
| Edmonds | 42,871 | 561 | 130.9 | 3 |
| Shoreline | 66,251 | 511 | 77.1 | 3 |
| Kenmore | 24,166 | 107 | 44.3 | 4 |
| Bothell | 51,770 | 707 | 136.6 | 5 |
How Mountlake Terrace sits against the nearest metro
Distance to Seattle-Tacoma-Bellevue, WA is 12 miles. Appraisers borrow Seattle-Tacoma-Bellevue, WA rents, and the 25,198 residents set the ceiling on collections. At $101,404 median household income, the elective and cash-pay share of a projection is the line that gets tested first. Referral flow comes from outside Mountlake Terrace, which a projection needs to state plainly. Campus terms, not calendar quarters, set the busy months in Mountlake Terrace.
Other Washington markets
Mountlake Terrace owners, answered
01How many providers practice in Mountlake Terrace, and in what?
NPPES lists 235 providers at a Mountlake Terrace practice address, 93.3 per 10,000 residents across 23 tracked fields. ABA and autism therapy accounts for 68 of them, 29 percent of the total, with physical, occupational, and speech therapy next at 57. Read that as clinicians: 235 enumerations, not 235 owners.
02What does a $101,404 median income mean for case acceptance?
Median household income in Mountlake Terrace runs $101,404. On elective and cash-pay work that is the number a funder converts into case acceptance, and it sets how much of a treatment plan a projection can assume gets started rather than deferred.
03What does SBA lending look like around Mountlake Terrace?
The county file behind Mountlake Terrace holds 15 healthcare approvals totaling $12,546,400, an average of $836,427. Those are the loan sizes lenders in Snohomish County have already carried.
04What does Snohomish County's shortage designation change?
HRSA designates Snohomish County for primary care, dental, mental health. That opens loan repayment programs for clinicians recruited into Mountlake Terrace and evidences a staffing ramp in a 25,198 resident market.
05Which fields carry the volume in Mountlake Terrace?
Volume concentrates in aba and autism therapy, 68 of them, ahead of physical, occupational, and speech therapy at 57, across 23 fields. A thin second field usually means a longer search for staff than a pro forma allows for.
06How many Medicare-certified providers are based in Mountlake Terrace?
The town carries 3 Medicare-certified providers. On a receivables request that number sets the expected collection lag, which is priced before anything about the practice itself is read.
Sources
- 1U.S. Census Bureau, Population Estimates, vintage 2024
- 2CMS NPPES, monthly full replacement file
- 3U.S. Census Bureau, ACS 5-year 2023, table B19013
- 4CMS Care Compare provider datasets
- 5U.S. Small Business Administration, 7(a) and 504 approvals
- 6U.S. Census Bureau, County Business Patterns 2022
Our team reviews every request within 1 business day. If a funding partner thinks they can help, a specialist from that partner contacts you to discuss next steps.