Washington micro-market
Healthcare practice financing in Shoreline, Washington
Direct answer
Density decides a lot here. Shoreline runs 77.1 providers per 10,000 residents, 511 clinicians against 66,251 people, 27 percent of them in physical, occupational, and speech therapy, while King County lenders have approved 91 healthcare files worth $42,384,900 and the nearest metro is 10 miles out.
A location page indicates that Practition Finance is taking clients in that market. It does not represent a physical office, storefront, or licensed presence in that city or state. All services are delivered remotely by our US-based team. How a referral works in Washington, and how many partners see it, is set out on the Washington page.
- Population: 66,251 residents (50K-100K band)1
- Healthcare providers registered here: 511 across 26 fields2
- Median household income: $113,3363
- Largest provider field: Physical, occupational, and speech therapy: 138 registered providers2
- Nearest metro: Seattle-Tacoma-Bellevue, WA, 10 miles1
- Higher education: At least one degree-granting institution is based here4
What NPPES records at Shoreline addresses
Counted at the town's own addresses: 511 providers, 26 fields, 77.1 clinicians per 10,000 of the 66,251 residents here
| Field | Providers | Per 10,000 residents | Source |
|---|---|---|---|
| Physical, occupational, and speech therapy | 138 | 20.8 | NPPES [2] |
| Behavioral and mental health group practices | 109 | 16.5 | NPPES [2] |
| General dentistry | 56 | 8.5 | NPPES [2] |
| Primary care and family medicine | 44 | 6.6 | NPPES [2] |
| Chiropractic | 28 | 4.2 | NPPES [2] |
| Dental specialties | 22 | 3.3 | NPPES [2] |
| Specialty physician groups | 19 | 2.9 | NPPES [2] |
| Optometry and ophthalmology | 17 | 2.6 | NPPES [2] |
| Skilled nursing, assisted living, and memory care | 17 | 2.6 | NPPES [2] |
| Independent pharmacy | 10 | 1.5 | NPPES [2] |
| DME and HME suppliers | 9 | 1.4 | NPPES [2] |
| Telehealth and virtual clinics | 8 | 1.2 | NPPES [2] |
| ABA and autism therapy | 6 | 0.9 | NPPES [2] |
| Med spa and aesthetics | 5 | 0.8 | NPPES [2] |
| Home health | 4 | 0.6 | NPPES [2] |
| ASCs and OBLs | 3 | 0.5 | NPPES [2] |
| Ketamine, TMS, and interventional psychiatry | 3 | 0.5 | NPPES [2] |
| Podiatry | 2 | 0.3 | NPPES [2] |
| NEMT and ambulance | 2 | 0.3 | NPPES [2] |
| Non-medical home care | 2 | 0.3 | NPPES [2] |
| Hormone, TRT, and men's health clinics | 2 | 0.3 | NPPES [2] |
| Dermatology | 1 | 0.2 | NPPES [2] |
| SUD treatment and residential | 1 | 0.2 | NPPES [2] |
| Audiology and hearing centers | 1 | 0.2 | NPPES [2] |
| Clinical and toxicology labs | 1 | 0.2 | NPPES [2] |
| Dialysis and infusion centers | 1 | 0.2 | NPPES [2] |
| Medical equipment suppliers | 7 | CMS [5] |
Physical, occupational, and speech therapy carries 138 of the 511 enumerated providers here, and several of them can sit inside one practice. Read the column as clinicians, not owners.
King County approvals, dollars, and lending establishments
The published file shows 91 healthcare approvals in King County, $42,384,900 in total, and that history is what an appraiser and a credit committee reach for
| What it measures | Value | How to read it |
|---|---|---|
| Approvals on record | 91 | One published fiscal year, healthcare borrowers only [6] |
| Total approved capital | $42,384,900 | Approved, not disbursed, and not net of withdrawals [6] |
| Mean deal size | $465,768 | A mean, so one large approval moves it [6] |
| Lenders sited in the county | 1,205 | Credit intermediation offices sited in the county [7] |
What the two tables above change about a file
Density of 77.1 per 10,000 sets the patient draw a projection can claim without an argument. Because King County already carries $42,384,900 across 91 healthcare approvals, a request near that average moves faster than one well above it. A $113,336 median household income here sets the ceiling on what an elective or cash-pay line can be expected to carry.
Where a file from this town usually lands
- Practice acquisition
- Startup and de novo
- Working capital term loan
- Expansion, relocation, and build-out
- Equipment financing and leasing
Weighted by how often each of the 26 local fields reaches for a program, not by what is easiest to refer. Washington rules and the partner decide availability.
The first pages of a Shoreline file
Drawn from the fields that actually practice here: physical, occupational, and speech therapy, behavioral and mental health group practices, general dentistry
| Practice type | The pages that decide it | Typical capital event |
|---|---|---|
| Physical, occupational, and speech therapy (138) | Visits per case, Referral source concentration, Payer mix and authorization rules | Startup or expansion clinic |
| Behavioral and mental health group practices (109) | Clinician retention and productivity, Payer mix and Medicaid concentration, Re-authorization and session limit exposure | Working capital through the credentialing lag |
| General dentistry (56) | Three years of collections history, Hygiene as a share of collections, Overhead ratio and owner add-backs | Acquisition of an established practice |
NPPES supplies the Shoreline counts. The reading columns describe the field in general, and no partner reviewing a Shoreline file is bound by them.
Shoreline against nearby Washington markets
The neighboring markets below are the ones a valuation borrows from when Shoreline has too few sales of its own
| Town | Residents | Providers | Per 10,000 | Miles away |
|---|---|---|---|---|
| Shoreline (current) | 66,251 | 511 | 77.1 | |
| Lake Forest Park | 13,276 | 30 | 22.6 | 2 |
| Mountlake Terrace | 25,198 | 235 | 93.3 | 3 |
| Edmonds | 42,871 | 561 | 130.9 | 4 |
| Kenmore | 24,166 | 107 | 44.3 | 5 |
| Lynnwood | 41,597 | 827 | 198.8 | 5 |
| Bothell | 51,770 | 707 | 136.6 | 7 |
What the geography does to a Shoreline projection
10 miles separate Shoreline from Seattle-Tacoma-Bellevue, WA. Lease pricing follows Seattle-Tacoma-Bellevue, WA, while revenue stays capped by the 66,251 residents here. Median household income runs $113,336, which is the number a funder converts into case acceptance on anything elective or cash-pay. Referral flow comes from outside Shoreline, which a projection needs to state plainly. A degree-granting institution here moves volume on the academic calendar.
Other Washington markets
- Lake Forest Park 13,276 residents
- Mountlake Terrace 25,198 residents
- Edmonds 42,871 residents
- Kenmore 24,166 residents
- Lynnwood 41,597 residents
- Bothell 51,770 residents
Questions from Shoreline
01How many providers practice in Shoreline, and in what?
Across 26 fields, Shoreline carries 511 enumerated clinicians, 77.1 per 10,000 of the 66,251 people living here. The concentration is in physical, occupational, and speech therapy, 138 of the total, then behavioral and mental health group practices at 109. Count practices from that only with care.
02What does King County's shortage designation change?
The primary care, dental, mental health designation HRSA carries on King County is a recruiting instrument: it puts repayment incentives in front of candidates, which is how a hiring plan for 66,251 residents gets past the question of who would take the job.
03What does SBA lending look like around Shoreline?
The county file behind Shoreline holds 91 healthcare approvals totaling $42,384,900, an average of $465,768. Those are the loan sizes lenders in King County have already carried.
04Which fields carry the volume in Shoreline?
Volume concentrates in physical, occupational, and speech therapy, 138 of them, ahead of behavioral and mental health group practices at 109, across 26 fields. A thin second field usually means a longer search for staff than a pro forma allows for.
05Is Shoreline underwritten as part of Seattle-Tacoma-Bellevue, WA?
Comparables and demand split at 10 miles. An appraiser prices the lease and the equipment off Seattle-Tacoma-Bellevue, WA; the revenue line has to hold up against 66,251 local residents.
06What does a $113,336 median income mean for case acceptance?
Median household income in Shoreline runs $113,336. On elective and cash-pay work that is the number a funder converts into case acceptance, and it sets how much of a treatment plan a projection can assume gets started rather than deferred.
Sources
- 1U.S. Census Bureau, Population Estimates, vintage 2024
- 2CMS NPPES, monthly full replacement file
- 3U.S. Census Bureau, ACS 5-year 2023, table B19013
- 4U.S. Department of Education, IPEDS 2023 institutional directory
- 5CMS Care Compare provider datasets
- 6U.S. Small Business Administration, 7(a) and 504 approvals
- 7U.S. Census Bureau, County Business Patterns 2022
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