Washington micro-market
Healthcare practice financing in Edmonds, Washington
Direct answer
42,871 residents, 561 enumerated clinicians, 130.9 per 10,000, 22 percent of them in physical, occupational, and speech therapy: that is the Edmonds market a funder prices. Snohomish County adds 15 healthcare approvals worth $12,546,400 and 13 miles of distance to Seattle-Tacoma-Bellevue, WA.
A location page indicates that Practition Finance is taking clients in that market. It does not represent a physical office, storefront, or licensed presence in that city or state. All services are delivered remotely by our US-based team. How a referral works in Washington, and how many partners see it, is set out on the Washington page.
- Population: 42,871 residents (25K-50K band)1
- Healthcare providers registered here: 561 across 28 fields2
- Median household income: $116,0953
- Largest provider field: Physical, occupational, and speech therapy: 125 registered providers2
- Medicare-certified providers in town: 3 across 1 categories4
- Nearest metro: Seattle-Tacoma-Bellevue, WA, 13 miles1
Edmonds clinicians, by field
561 providers across 28 fields, 130.9 per 10,000 residents, counted at Edmonds addresses in the NPPES monthly file
| Practice type | Count | Rate per 10,000 residents | Published by |
|---|---|---|---|
| Physical, occupational, and speech therapy | 125 | 29.2 | NPPES [2] |
| Primary care and family medicine | 90 | 21.0 | NPPES [2] |
| General dentistry | 43 | 10.0 | NPPES [2] |
| Specialty physician groups | 42 | 9.8 | NPPES [2] |
| Chiropractic | 34 | 7.9 | NPPES [2] |
| Optometry and ophthalmology | 32 | 7.5 | NPPES [2] |
| Behavioral and mental health group practices | 27 | 6.3 | NPPES [2] |
| Dental specialties | 22 | 5.1 | NPPES [2] |
| ABA and autism therapy | 18 | 4.2 | NPPES [2] |
| Audiology and hearing centers | 16 | 3.7 | NPPES [2] |
| Ketamine, TMS, and interventional psychiatry | 16 | 3.7 | NPPES [2] |
| Independent pharmacy | 14 | 3.3 | NPPES [2] |
| DME and HME suppliers | 11 | 2.6 | NPPES [2] |
| Dermatology | 10 | 2.3 | NPPES [2] |
| ASCs and OBLs | 9 | 2.1 | NPPES [2] |
| Podiatry | 8 | 1.9 | NPPES [2] |
| Skilled nursing, assisted living, and memory care | 7 | 1.6 | NPPES [2] |
| Clinical and toxicology labs | 6 | 1.4 | NPPES [2] |
| Home health | 4 | 0.9 | NPPES [2] |
| Pain management and interventional | 4 | 0.9 | NPPES [2] |
| Non-medical home care | 4 | 0.9 | NPPES [2] |
| Med spa and aesthetics | 4 | 0.9 | NPPES [2] |
| Telehealth and virtual clinics | 4 | 0.9 | NPPES [2] |
| Occupational health and drug testing | 4 | 0.9 | NPPES [2] |
| SUD treatment and residential | 3 | 0.7 | NPPES [2] |
| Hormone, TRT, and men's health clinics | 2 | 0.5 | NPPES [2] |
| NEMT and ambulance | 1 | 0.2 | NPPES [2] |
| Hospice and palliative | 1 | 0.2 | NPPES [2] |
| Medical equipment suppliers | 11 | CMS [4] | |
| Ambulatory surgical centers | 3 | CMS [4] |
Physical, occupational, and speech therapy carries 125 of the 561 enumerated providers here, and several of them can sit inside one practice. Read the column as clinicians, not owners.
Snohomish County approvals, dollars, and lending establishments
15 healthcare approvals averaging $836,427 set the deal shape lenders in Snohomish County have already underwritten
| What it measures | Value | How to read it |
|---|---|---|
| SBA healthcare approvals | 15 | Counted for the fiscal year the SBA publishes [5] |
| Approved dollars | $12,546,400 | Everything approved to healthcare borrowers, added up [5] |
| Average approval | $836,427 | The dollar column over the approval column [5] |
| Lending establishments in the county | 361 | Places that write credit locally, NAICS 522 [6] |
What the two tables above change about a file
Underwriting starts with 130.9 providers per 10,000 residents, because that ratio caps how fast a chair or a room fills. Because Snohomish County already carries $12,546,400 across 15 healthcare approvals, a request near that average moves faster than one well above it. Household income of $116,095 in Edmonds is the number a lender uses to sanity check the self-pay share of a revenue projection.
The programs this provider mix points at
- Practice acquisition
- Startup and de novo
- Expansion, relocation, and build-out
- Working capital term loan
- Equipment financing and leasing
Ranked from the 28 fields that actually practice in Edmonds, weighted toward physical, occupational, and speech therapy. Availability still depends on Washington and on the funding partner.
Underwriting by field in Edmonds
Drawn from the fields that actually practice here: physical, occupational, and speech therapy, primary care and family medicine, general dentistry
| Specialty | Read first in underwriting | Why the money is usually needed |
|---|---|---|
| Physical, occupational, and speech therapy (125) | Visits per case, Referral source concentration, Payer mix and authorization rules | Startup or expansion clinic |
| Primary care and family medicine (90) | Panel size, Value-based contract exposure, Provider productivity | Acquisition |
| General dentistry (43) | Three years of collections history, Hygiene as a share of collections, Overhead ratio and owner add-backs | Acquisition of an established practice |
NPPES supplies the Edmonds counts. The reading columns describe the field in general, and no partner reviewing a Edmonds file is bound by them.
How Edmonds prices against its neighbors
130.9 per 10,000 is the figure a neighboring town gets compared against when an appraiser prices Edmonds
| Market | Population | Clinicians | Density per 10,000 | Distance in miles |
|---|---|---|---|---|
| Edmonds (current) | 42,871 | 561 | 130.9 | |
| Lynnwood | 41,597 | 827 | 198.8 | 3 |
| Mountlake Terrace | 25,198 | 235 | 93.3 | 3 |
| Shoreline | 66,251 | 511 | 77.1 | 4 |
| Lake Forest Park | 13,276 | 30 | 22.6 | 5 |
| Bothell | 51,770 | 707 | 136.6 | 7 |
| Kenmore | 24,166 | 107 | 44.3 | 7 |
Distance, income, and the wage floor around Edmonds
Distance to Seattle-Tacoma-Bellevue, WA is 13 miles. Appraisers borrow Seattle-Tacoma-Bellevue, WA rents, and the 42,871 residents set the ceiling on collections. At $116,095 median household income, the elective and cash-pay share of a projection is the line that gets tested first. A Medicare-certified hospital operates here, so referral flow is verifiable and the clinical wage floor is already set.
More of Washington
- Lynnwood 41,597 residents
- Mountlake Terrace 25,198 residents
- Shoreline 66,251 residents
- Lake Forest Park 13,276 residents
- Bothell 51,770 residents
- Kenmore 24,166 residents
Questions from Edmonds
01How many providers practice in Edmonds, and in what?
Across 28 fields, Edmonds carries 561 enumerated clinicians, 130.9 per 10,000 of the 42,871 people living here. The concentration is in physical, occupational, and speech therapy, 125 of the total, then primary care and family medicine at 90. Count practices from that only with care.
02Which fields carry the volume in Edmonds?
The 28 enumerated fields are led by physical, occupational, and speech therapy at 125, with primary care and family medicine at 90 behind it. Those two counts double as the competition you are entering and the bench you would hire from.
03What does a $116,095 median income mean for case acceptance?
Median household income in Edmonds runs $116,095. On elective and cash-pay work that is the number a funder converts into case acceptance, and it sets how much of a treatment plan a projection can assume gets started rather than deferred.
04What does SBA lending look like around Edmonds?
$12,546,400 went to healthcare borrowers in Snohomish County across 15 approvals, $836,427 on average. Deals near Edmonds get sized against that record before anything else.
05What does Snohomish County's shortage designation change?
HRSA designates Snohomish County for primary care, dental, mental health. That opens loan repayment programs for clinicians recruited into Edmonds and evidences a staffing ramp in a 42,871 resident market.
06How does the hospital in Edmonds affect a practice file?
A Medicare-certified hospital operates in the town, which gives referral flow, a call schedule, and a clinical labor pool a funder can verify. 3 Medicare-certified providers are located here in total. It also sets the wage floor behind every hire in a 130.9 per 10,000 market.
Sources
- 1U.S. Census Bureau, Population Estimates, vintage 2024
- 2CMS NPPES, monthly full replacement file
- 3U.S. Census Bureau, ACS 5-year 2023, table B19013
- 4CMS Care Compare provider datasets
- 5U.S. Small Business Administration, 7(a) and 504 approvals
- 6U.S. Census Bureau, County Business Patterns 2022
Our team reviews every request within 1 business day. If a funding partner thinks they can help, a specialist from that partner contacts you to discuss next steps.