Washington micro-market
Healthcare practice financing in Kenmore, Washington
Direct answer
107 healthcare providers hold a Kenmore practice address, 44.3 per 10,000 of its 24,166 residents, 25 percent of them in physical, occupational, and speech therapy. King County recorded 91 SBA healthcare approvals worth $42,384,900, and Seattle-Tacoma-Bellevue, WA sits 10 miles out.
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- Population: 24,166 residents (10K-25K band)1
- Healthcare providers registered here: 107 across 18 fields2
- Median household income: $137,9263
- Largest provider field: Physical, occupational, and speech therapy: 27 registered providers2
- Nearest metro: Seattle-Tacoma-Bellevue, WA, 10 miles1
- Higher education: At least one degree-granting institution is based here4
The provider census in Kenmore
107 providers across 18 fields, 44.3 per 10,000 residents, counted at Kenmore addresses in the NPPES monthly file
| Practice type | Count | Rate per 10,000 residents | Published by |
|---|---|---|---|
| Physical, occupational, and speech therapy | 27 | 11.2 | NPPES [2] |
| General dentistry | 14 | 5.8 | NPPES [2] |
| Primary care and family medicine | 12 | 5.0 | NPPES [2] |
| Dental specialties | 12 | 5.0 | NPPES [2] |
| ABA and autism therapy | 9 | 3.7 | NPPES [2] |
| Home health | 5 | 2.1 | NPPES [2] |
| Optometry and ophthalmology | 5 | 2.1 | NPPES [2] |
| Behavioral and mental health group practices | 5 | 2.1 | NPPES [2] |
| Chiropractic | 4 | 1.7 | NPPES [2] |
| Independent pharmacy | 3 | 1.2 | NPPES [2] |
| Skilled nursing, assisted living, and memory care | 3 | 1.2 | NPPES [2] |
| DME and HME suppliers | 2 | 0.8 | NPPES [2] |
| NEMT and ambulance | 1 | 0.4 | NPPES [2] |
| Non-medical home care | 1 | 0.4 | NPPES [2] |
| Ketamine, TMS, and interventional psychiatry | 1 | 0.4 | NPPES [2] |
| IV hydration and infusion | 1 | 0.4 | NPPES [2] |
| Specialty physician groups | 1 | 0.4 | NPPES [2] |
| Occupational health and drug testing | 1 | 0.4 | NPPES [2] |
| Medical equipment suppliers | 3 | CMS [5] |
Several of the 27 physical, occupational, and speech therapy enumerations can belong to one practice, so the column counts clinicians rather than businesses or owners
King County approvals, dollars, and lending establishments
The published file shows 91 healthcare approvals in King County, $42,384,900 in total, and that history is what an appraiser and a credit committee reach for
| Measure | Published figure | What sits behind it |
|---|---|---|
| Healthcare files approved | 91 | Counted for the fiscal year the SBA publishes [6] |
| Dollars behind them | $42,384,900 | Everything approved to healthcare borrowers, added up [6] |
| Typical approval size | $465,768 | The dollar column over the approval column [6] |
| Credit offices operating locally | 1,205 | Places that write credit locally, NAICS 522 [7] |
The consequence of these numbers
44.3 per 10,000 is the first number a credit analyst converts into a realistic new-patient count. 91 approvals worth $42,384,900 in King County means the size you are asking for has a local precedent to point at. Household income of $137,926 in Kenmore is the number a lender uses to sanity check the self-pay share of a revenue projection.
The programs this provider mix points at
- Practice acquisition
- Startup and de novo
- Working capital term loan
- Expansion, relocation, and build-out
- Equipment financing and leasing
Ranked from the 18 fields that actually practice in Kenmore, weighted toward physical, occupational, and speech therapy. Availability still depends on Washington and on the funding partner.
The first pages of a Kenmore file
What a funder opens first depends on the field. In Kenmore that means physical, occupational, and speech therapy, general dentistry, primary care and family medicine.
| Specialty | Read first in underwriting | Why the money is usually needed |
|---|---|---|
| Physical, occupational, and speech therapy (27) | Visits per case, Referral source concentration, Payer mix and authorization rules | Startup or expansion clinic |
| General dentistry (14) | Three years of collections history, Hygiene as a share of collections, Overhead ratio and owner add-backs | Acquisition of an established practice |
| Primary care and family medicine (12) | Panel size, Value-based contract exposure, Provider productivity | Acquisition |
Local counts come from NPPES. What a file turns on is drawn from how the field is generally reviewed, not from any decision about your practice.
Kenmore against nearby Washington markets
The neighboring markets below are the ones a valuation borrows from when Kenmore has too few sales of its own
| Market | Population | Clinicians | Density per 10,000 | Distance in miles |
|---|---|---|---|---|
| Kenmore (current) | 24,166 | 107 | 44.3 | |
| Lake Forest Park | 13,276 | 30 | 22.6 | 2 |
| Bothell | 51,770 | 707 | 136.6 | 3 |
| Kirkland | 95,499 | 1,287 | 134.8 | 4 |
| Mountlake Terrace | 25,198 | 235 | 93.3 | 4 |
| Shoreline | 66,251 | 511 | 77.1 | 5 |
| Woodinville | 13,942 | 236 | 169.3 | 5 |
What the geography does to a Kenmore projection
Seattle-Tacoma-Bellevue, WA lies 10 miles from Kenmore, close enough that appraisers price the lease against Seattle-Tacoma-Bellevue, WA rents while 24,166 residents set the revenue ceiling. At $137,926 median household income, the elective and cash-pay share of a projection is the line that gets tested first. With no hospital in town, a projection has to name where referrals and coverage come from. Campus terms, not calendar quarters, set the busy months in Kenmore.
Nearby Washington towns
- Lake Forest Park 13,276 residents
- Bothell 51,770 residents
- Kirkland 95,499 residents
- Mountlake Terrace 25,198 residents
- Shoreline 66,251 residents
- Woodinville 13,942 residents
What owners in Kenmore ask
01How many providers practice in Kenmore, and in what?
NPPES lists 107 providers at a Kenmore practice address, 44.3 per 10,000 residents across 18 tracked fields. Physical, occupational, and speech therapy accounts for 27 of them, 25 percent of the total, with general dentistry next at 14. Read that as clinicians: 107 enumerations, not 107 owners.
02What does King County's shortage designation change?
King County holds a HRSA designation covering primary care, dental, mental health. A pro forma for Kenmore can cite it as the reason a vacancy is fillable, which is usually the weakest line in a ramp schedule.
03What does SBA lending look like around Kenmore?
The county file behind Kenmore holds 91 healthcare approvals totaling $42,384,900, an average of $465,768. Those are the loan sizes lenders in King County have already carried.
04Which fields carry the volume in Kenmore?
Volume concentrates in physical, occupational, and speech therapy, 27 of them, ahead of general dentistry at 14, across 18 fields. A thin second field usually means a longer search for staff than a pro forma allows for.
05Is Kenmore underwritten as part of Seattle-Tacoma-Bellevue, WA?
Partly. Seattle-Tacoma-Bellevue, WA is 10 miles out, so rent and equipment comparables travel in from there while patients still come from the 24,166 residents around Kenmore. Cost side metro, revenue side local.
06What does a $137,926 median income mean for case acceptance?
Median household income in Kenmore runs $137,926. On elective and cash-pay work that is the number a funder converts into case acceptance, and it sets how much of a treatment plan a projection can assume gets started rather than deferred.
Sources
- 1U.S. Census Bureau, Population Estimates, vintage 2024
- 2CMS NPPES, monthly full replacement file
- 3U.S. Census Bureau, ACS 5-year 2023, table B19013
- 4U.S. Department of Education, IPEDS 2023 institutional directory
- 5CMS Care Compare provider datasets
- 6U.S. Small Business Administration, 7(a) and 504 approvals
- 7U.S. Census Bureau, County Business Patterns 2022
Our team reviews every request within 1 business day. If a funding partner thinks they can help, a specialist from that partner contacts you to discuss next steps.