Washington micro-market
Healthcare practice financing in Moses Lake, Washington
Direct answer
Density decides a lot here. Moses Lake runs 134.2 providers per 10,000 residents, 362 clinicians against 26,969 people, 27 percent of them in behavioral and mental health group practices, while Grant County lenders have approved 0 healthcare files worth $0 and the nearest metro is 54 miles out.
A location page indicates that Practition Finance is taking clients in that market. It does not represent a physical office, storefront, or licensed presence in that city or state. All services are delivered remotely by our US-based team. How a referral works in Washington, and how many partners see it, is set out on the Washington page.
- Population: 26,969 residents (25K-50K band)1
- Healthcare providers registered here: 362 across 26 fields2
- Median household income: $71,8543
- Largest provider field: Behavioral and mental health group practices: 98 registered providers2
- Medicare-certified providers in town: 5 across 4 categories4
- Nearest metro: Wenatchee-East Wenatchee, WA, 54 miles1
Fields practicing inside Moses Lake
134.2 providers per 10,000 residents is what 362 enumerations across 26 fields works out to in a town of 26,969
| Practice type | Count | Rate per 10,000 residents | Published by |
|---|---|---|---|
| Behavioral and mental health group practices | 98 | 36.3 | NPPES [2] |
| Physical, occupational, and speech therapy | 57 | 21.1 | NPPES [2] |
| Primary care and family medicine | 54 | 20.0 | NPPES [2] |
| Chiropractic | 27 | 10.0 | NPPES [2] |
| General dentistry | 25 | 9.3 | NPPES [2] |
| Optometry and ophthalmology | 17 | 6.3 | NPPES [2] |
| Skilled nursing, assisted living, and memory care | 15 | 5.6 | NPPES [2] |
| Dental specialties | 14 | 5.2 | NPPES [2] |
| Specialty physician groups | 12 | 4.4 | NPPES [2] |
| ABA and autism therapy | 9 | 3.3 | NPPES [2] |
| Independent pharmacy | 8 | 3.0 | NPPES [2] |
| DME and HME suppliers | 7 | 2.6 | NPPES [2] |
| Podiatry | 3 | 1.1 | NPPES [2] |
| Home health | 2 | 0.7 | NPPES [2] |
| ASCs and OBLs | 2 | 0.7 | NPPES [2] |
| Hospice and palliative | 2 | 0.7 | NPPES [2] |
| Dermatology | 1 | 0.4 | NPPES [2] |
| NEMT and ambulance | 1 | 0.4 | NPPES [2] |
| Audiology and hearing centers | 1 | 0.4 | NPPES [2] |
| Non-medical home care | 1 | 0.4 | NPPES [2] |
| Med spa and aesthetics | 1 | 0.4 | NPPES [2] |
| Ketamine, TMS, and interventional psychiatry | 1 | 0.4 | NPPES [2] |
| Clinical and toxicology labs | 1 | 0.4 | NPPES [2] |
| Dialysis and infusion centers | 1 | 0.4 | NPPES [2] |
| Telehealth and virtual clinics | 1 | 0.4 | NPPES [2] |
| Occupational health and drug testing | 1 | 0.4 | NPPES [2] |
| Medical equipment suppliers | 6 | CMS [4] | |
| Ambulatory surgical centers | 2 | CMS [4] | |
| Hospice providers | 1 | CMS [4] | |
| Dialysis facilities | 1 | CMS [4] | |
| Home health agencies | 1 | CMS [4] |
Several of the 98 behavioral and mental health group practices enumerations can belong to one practice, so the column counts clinicians rather than businesses or owners
What lenders have already approved in Grant County
The county file holds 0 healthcare approvals, which is a thin comparable set for anyone pricing collateral
| Measure | Published figure | What sits behind it |
|---|---|---|
| Approvals on record | 0 | Fiscal year published in the SBA file [5] |
| Total approved capital | $0 | Sum of approvals to healthcare borrowers [5] |
| Mean deal size | No approvals recorded | Dollars divided by approvals [5] |
| Lenders sited in the county | 38 | Credit intermediation establishments, NAICS 522 [6] |
How this data lands in an underwriting decision
Density of 134.2 per 10,000 sets the patient draw a projection can claim without an argument. A short county record of 0 approvals usually means more documentation and a lower advance against the same collateral. Household income of $71,854 in Moses Lake is the number a lender uses to sanity check the self-pay share of a revenue projection.
Programs the Moses Lake mix reaches for
- Practice acquisition
- Working capital term loan
- Startup and de novo
- Expansion, relocation, and build-out
- Equipment financing and leasing
Ranked from the 26 fields that actually practice in Moses Lake, weighted toward behavioral and mental health group practices. Availability still depends on Washington and on the funding partner.
Underwriting by field in Moses Lake
Drawn from the fields that actually practice here: behavioral and mental health group practices, physical, occupational, and speech therapy, primary care and family medicine
| Practice type | The pages that decide it | Typical capital event |
|---|---|---|
| Behavioral and mental health group practices (98) | Clinician retention and productivity, Payer mix and Medicaid concentration, Re-authorization and session limit exposure | Working capital through the credentialing lag |
| Physical, occupational, and speech therapy (57) | Visits per case, Referral source concentration, Payer mix and authorization rules | Startup or expansion clinic |
| Primary care and family medicine (54) | Panel size, Value-based contract exposure, Provider productivity | Acquisition |
The first column is Moses Lake's own NPPES count. The rest is how the field is generally underwritten, whether the address is Moses Lake or anywhere else.
Moses Lake against nearby Washington markets
134.2 per 10,000 is the figure a neighboring town gets compared against when an appraiser prices Moses Lake
| Market | Population | Clinicians | Density per 10,000 | Distance in miles |
|---|---|---|---|---|
| Moses Lake (current) | 26,969 | 362 | 134.2 | |
| East Wenatchee | 14,330 | 129 | 90.0 | 51 |
| Wenatchee | 35,401 | 755 | 213.3 | 54 |
| West Richland | 18,820 | 46 | 24.4 | 56 |
| Richland | 64,372 | 709 | 110.1 | 58 |
| Ellensburg | 20,996 | 207 | 98.6 | 60 |
| Pasco | 81,724 | 322 | 39.4 | 60 |
What the geography does to a Moses Lake projection
54 miles separate Moses Lake from Wenatchee-East Wenatchee, WA. Rent comparables cross that gap; patients mostly do not. Households here carry $71,854 in median income, and that ceiling decides how much of a treatment plan gets started rather than deferred. A Medicare-certified hospital operates here, so referral flow is verifiable and the clinical wage floor is already set. A degree-granting institution here moves volume on the academic calendar.
Nearby Washington towns
- East Wenatchee 14,330 residents
- Wenatchee 35,401 residents
- West Richland 18,820 residents
- Richland 64,372 residents
- Ellensburg 20,996 residents
- Pasco 81,724 residents
What owners in Moses Lake ask
01How many providers practice in Moses Lake, and in what?
NPPES lists 362 providers at a Moses Lake practice address, 134.2 per 10,000 residents across 26 tracked fields. Behavioral and mental health group practices accounts for 98 of them, 27 percent of the total, with physical, occupational, and speech therapy next at 57. Read that as clinicians: 362 enumerations, not 362 owners.
02What does Grant County's shortage designation change?
Grant County holds a HRSA designation covering primary care, dental, mental health. A pro forma for Moses Lake can cite it as the reason a vacancy is fillable, which is usually the weakest line in a ramp schedule.
03Why does Grant County show so little SBA activity?
Only 0 healthcare approvals appear for Grant County in the published 7(a) and 504 file. Thin volume in Grant County is a transaction count, not a verdict on borrowers here. The county still holds 38 credit intermediation establishments.
04How does the hospital in Moses Lake affect a practice file?
Referral flow, coverage, and the local pay scale all trace back to it. The town carries 5 Medicare-certified providers in total. A Moses Lake projection that names the call arrangement reads better than one that assumes it.
05Which fields carry the volume in Moses Lake?
Volume concentrates in behavioral and mental health group practices, 98 of them, ahead of physical, occupational, and speech therapy at 57, across 26 fields. A thin second field usually means a longer search for staff than a pro forma allows for.
06Is Moses Lake underwritten as part of Wenatchee-East Wenatchee, WA?
Partly. Wenatchee-East Wenatchee, WA is 54 miles out, so rent and equipment comparables travel in from there while patients still come from the 26,969 residents around Moses Lake. Cost side metro, revenue side local.
Sources
- 1U.S. Census Bureau, Population Estimates, vintage 2024
- 2CMS NPPES, monthly full replacement file
- 3U.S. Census Bureau, ACS 5-year 2023, table B19013
- 4CMS Care Compare provider datasets
- 5U.S. Small Business Administration, 7(a) and 504 approvals
- 6U.S. Census Bureau, County Business Patterns 2022
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