Washington micro-market
Healthcare practice financing in Washougal, Washington
Direct answer
Clark County carries 25 SBA healthcare approvals worth $14,852,800, and inside Washougal the census shows 59 enumerated clinicians against 17,944 residents, 32.9 per 10,000, 42 percent of them in physical, occupational, and speech therapy. Portland-Vancouver-Hillsboro, OR-WA lies 15 miles away.
A location page indicates that Practition Finance is taking clients in that market. It does not represent a physical office, storefront, or licensed presence in that city or state. All services are delivered remotely by our US-based team. How a referral works in Washington, and how many partners see it, is set out on the Washington page.
- Population: 17,944 residents (10K-25K band)1
- Healthcare providers registered here: 59 across 11 fields2
- Median household income: $100,9163
- Largest provider field: Physical, occupational, and speech therapy: 25 registered providers2
- Nearest metro: Portland-Vancouver-Hillsboro, OR-WA, 15 miles1
- SBA healthcare approvals in the county: 25 approvals totaling $14,852,8004
The clinical base a lender can verify here
Counted at the town's own addresses: 59 providers, 11 fields, 32.9 clinicians per 10,000 of the 17,944 residents here
| Field | Providers | Per 10,000 residents | Source |
|---|---|---|---|
| Physical, occupational, and speech therapy | 25 | 13.9 | NPPES [2] |
| Chiropractic | 11 | 6.1 | NPPES [2] |
| General dentistry | 7 | 3.9 | NPPES [2] |
| Primary care and family medicine | 4 | 2.2 | NPPES [2] |
| Independent pharmacy | 3 | 1.7 | NPPES [2] |
| Behavioral and mental health group practices | 3 | 1.7 | NPPES [2] |
| Skilled nursing, assisted living, and memory care | 2 | 1.1 | NPPES [2] |
| Urgent care | 1 | 0.6 | NPPES [2] |
| ABA and autism therapy | 1 | 0.6 | NPPES [2] |
| Specialty physician groups | 1 | 0.6 | NPPES [2] |
| Optometry and ophthalmology | 1 | 0.6 | NPPES [2] |
| Medical equipment suppliers | 1 | CMS [5] |
A single Washougal practice can hold more than one of these numbers. 42 percent sit in physical, occupational, and speech therapy, counted as clinicians rather than as owners.
Loan activity in Clark County
The published file shows 25 healthcare approvals in Clark County, $14,852,800 in total, and that history is what an appraiser and a credit committee reach for
| Line | Amount | Reading and source |
|---|---|---|
| Approvals on record | 25 | Counted for the fiscal year the SBA publishes [4] |
| Total approved capital | $14,852,800 | Everything approved to healthcare borrowers, added up [4] |
| Mean deal size | $594,112 | The dollar column over the approval column [4] |
| Lenders sited in the county | 248 | Places that write credit locally, NAICS 522 [6] |
The consequence of these numbers
Density of 32.9 per 10,000 sets the patient draw a projection can claim without an argument. Because Clark County already carries $14,852,800 across 25 healthcare approvals, a request near that average moves faster than one well above it. Household income of $100,916 in Washougal is the number a lender uses to sanity check the self-pay share of a revenue projection.
Programs the Washougal mix reaches for
- Practice acquisition
- Startup and de novo
- Working capital term loan
- Equipment financing and leasing
- Expansion, relocation, and build-out
The order comes from Washougal's own provider mix, which physical, occupational, and speech therapy dominates at 42 percent. What a partner can actually place in Washington is a separate question.
Underwriting by field in Washougal
physical, occupational, and speech therapy, chiropractic, general dentistry account for most of what is enumerated in Washougal, so those are the files funders see from this town
| Practice type | The pages that decide it | Typical capital event |
|---|---|---|
| Physical, occupational, and speech therapy (25) | Visits per case, Referral source concentration, Payer mix and authorization rules | Startup or expansion clinic |
| Chiropractic (11) | Cash plan revenue, Personal injury receivable age, Visit volume | Startup or acquisition |
| General dentistry (7) | Three years of collections history, Hygiene as a share of collections, Overhead ratio and owner add-backs | Acquisition of an established practice |
NPPES supplies the Washougal counts. The reading columns describe the field in general, and no partner reviewing a Washougal file is bound by them.
How Washougal prices against its neighbors
32.9 per 10,000 is the figure a neighboring town gets compared against when an appraiser prices Washougal
| Comparable | People | Enumerations | Per 10,000 residents | Miles |
|---|---|---|---|---|
| Washougal (current) | 17,944 | 59 | 32.9 | |
| Camas | 27,313 | 180 | 65.9 | 4 |
| Battle Ground | 22,959 | 168 | 73.2 | 16 |
| Ridgefield | 15,359 | 66 | 43.0 | 23 |
| Kelso | 12,737 | 85 | 66.7 | 45 |
| Longview | 38,294 | 869 | 226.9 | 49 |
| Centralia | 19,061 | 412 | 216.1 | 84 |
What the geography does to a Washougal projection
15 miles separate Washougal from Portland-Vancouver-Hillsboro, OR-WA. Lease pricing follows Portland-Vancouver-Hillsboro, OR-WA, while revenue stays capped by the 17,944 residents here. Median household income runs $100,916, which is the number a funder converts into case acceptance on anything elective or cash-pay. No hospital operates here, so the referral sources and the call arrangement have to be named rather than assumed.
Nearby Washington towns
- Camas 27,313 residents
- Battle Ground 22,959 residents
- Ridgefield 15,359 residents
- Kelso 12,737 residents
- Longview 38,294 residents
- Centralia 19,061 residents
Questions from Washougal
01How many providers practice in Washougal, and in what?
Across 11 fields, Washougal carries 59 enumerated clinicians, 32.9 per 10,000 of the 17,944 people living here. The concentration is in physical, occupational, and speech therapy, 25 of the total, then chiropractic at 11. Count practices from that only with care.
02What does SBA lending look like around Washougal?
Healthcare borrowers in Clark County took 25 approvals worth $14,852,800 in the published fiscal year, averaging $594,112. That is the comparable set an appraiser near Washougal reaches for first.
03Is Washougal underwritten as part of Portland-Vancouver-Hillsboro, OR-WA?
Portland-Vancouver-Hillsboro, OR-WA sits 15 miles away, close enough that appraisers reach into that market for rent and resale comparables while your patient draw stays local. The comparables read Portland-Vancouver-Hillsboro, OR-WA; the 17,944 residents set the ceiling a projection can defend.
04What does a $100,916 median income mean for case acceptance?
Median household income in Washougal runs $100,916. On elective and cash-pay work that is the number a funder converts into case acceptance, and it sets how much of a treatment plan a projection can assume gets started rather than deferred.
05What does Clark County's shortage designation change?
HRSA designates Clark County for primary care, dental, mental health. That opens loan repayment programs for clinicians recruited into Washougal and evidences a staffing ramp in a 17,944 resident market.
06Is there local lending capacity in Clark County?
County Business Patterns records 248 credit intermediation establishments in Clark County. That is the local origination bench, and it decides whether a file gets underwritten by somebody who has seen Washougal rents and resale before or by somebody working from a screen.
Sources
- 1U.S. Census Bureau, Population Estimates, vintage 2024
- 2CMS NPPES, monthly full replacement file
- 3U.S. Census Bureau, ACS 5-year 2023, table B19013
- 4U.S. Small Business Administration, 7(a) and 504 approvals
- 5CMS Care Compare provider datasets
- 6U.S. Census Bureau, County Business Patterns 2022
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