Alabama micro-market
Healthcare practice financing in Daphne, Alabama
Direct answer
A Daphne file is read against 380 local clinicians, 123.6 for every 10,000 of its 30,751 residents, 37 percent of them in physical, occupational, and speech therapy, plus the 1 SBA healthcare approvals worth $990,000 already recorded in Baldwin County, 0 miles from Daphne-Fairhope-Foley, AL.
A location page indicates that Practition Finance is taking clients in that market. It does not represent a physical office, storefront, or licensed presence in that city or state. All services are delivered remotely by our US-based team. How a referral works in Alabama, and how many partners see it, is set out on the Alabama page.
- Population: 30,751 residents (25K-50K band)1
- Healthcare providers registered here: 380 across 28 fields2
- Median household income: $86,4793
- Largest provider field: Physical, occupational, and speech therapy: 142 registered providers2
- Medicare-certified providers in town: 3 across 2 categories4
- Nearest metro: Daphne-Fairhope-Foley, AL, 0 miles1
The provider census in Daphne
Counted at the town's own addresses: 380 providers, 28 fields, 123.6 clinicians per 10,000 of the 30,751 residents here
| Field | Providers | Per 10,000 residents | Source |
|---|---|---|---|
| Physical, occupational, and speech therapy | 142 | 46.2 | NPPES [2] |
| Chiropractic | 38 | 12.4 | NPPES [2] |
| Primary care and family medicine | 26 | 8.5 | NPPES [2] |
| Behavioral and mental health group practices | 19 | 6.2 | NPPES [2] |
| Independent pharmacy | 17 | 5.5 | NPPES [2] |
| DME and HME suppliers | 16 | 5.2 | NPPES [2] |
| General dentistry | 15 | 4.9 | NPPES [2] |
| Dental specialties | 15 | 4.9 | NPPES [2] |
| Ketamine, TMS, and interventional psychiatry | 12 | 3.9 | NPPES [2] |
| Optometry and ophthalmology | 12 | 3.9 | NPPES [2] |
| Non-medical home care | 9 | 2.9 | NPPES [2] |
| ABA and autism therapy | 9 | 2.9 | NPPES [2] |
| Specialty physician groups | 8 | 2.6 | NPPES [2] |
| Dermatology | 6 | 2.0 | NPPES [2] |
| Home health | 6 | 2.0 | NPPES [2] |
| Skilled nursing, assisted living, and memory care | 6 | 2.0 | NPPES [2] |
| Telehealth and virtual clinics | 5 | 1.6 | NPPES [2] |
| Audiology and hearing centers | 3 | 1.0 | NPPES [2] |
| Clinical and toxicology labs | 3 | 1.0 | NPPES [2] |
| Pain management and interventional | 2 | 0.7 | NPPES [2] |
| Med spa and aesthetics | 2 | 0.7 | NPPES [2] |
| Hormone, TRT, and men's health clinics | 2 | 0.7 | NPPES [2] |
| Occupational health and drug testing | 2 | 0.7 | NPPES [2] |
| Podiatry | 1 | 0.3 | NPPES [2] |
| ASCs and OBLs | 1 | 0.3 | NPPES [2] |
| SUD treatment and residential | 1 | 0.3 | NPPES [2] |
| Hospice and palliative | 1 | 0.3 | NPPES [2] |
| Dialysis and infusion centers | 1 | 0.3 | NPPES [2] |
| Medical equipment suppliers | 12 | CMS [4] | |
| Home health agencies | 2 | CMS [4] | |
| Ambulatory surgical centers | 1 | CMS [4] |
A single Daphne practice can hold more than one of these numbers. 37 percent sit in physical, occupational, and speech therapy, counted as clinicians rather than as owners.
What lenders have already approved in Baldwin County
1 healthcare approvals sit in the county file, so an appraiser here works from a short comparable set
| Line | Amount | Reading and source |
|---|---|---|
| Approvals on record | 1 | Fiscal year published in the SBA file [5] |
| Total approved capital | $990,000 | Sum of approvals to healthcare borrowers [5] |
| Mean deal size | $990,000 | Dollars divided by approvals [5] |
| Lenders sited in the county | 190 | Credit intermediation establishments, NAICS 522 [6] |
The consequence of these numbers
Density of 123.6 per 10,000 sets the patient draw a projection can claim without an argument. With 1 approvals on record in Baldwin County, expect a longer appraisal and a wider collateral discount. With $86,479 as the median household income, the payer mix in a projection has to match what Daphne households actually spend.
Programs the Daphne mix reaches for
- Practice acquisition
- Startup and de novo
- Working capital term loan
- Medical receivables factoring
- Equipment financing and leasing
The order comes from Daphne's own provider mix, which physical, occupational, and speech therapy dominates at 37 percent. What a partner can actually place in Alabama is a separate question.
Underwriting by field in Daphne
physical, occupational, and speech therapy, chiropractic, primary care and family medicine account for most of what is enumerated in Daphne, so those are the files funders see from this town
| Field | What the file turns on | The capital event behind most requests |
|---|---|---|
| Physical, occupational, and speech therapy (142) | Visits per case, Referral source concentration, Payer mix and authorization rules | Startup or expansion clinic |
| Chiropractic (38) | Cash plan revenue, Personal injury receivable age, Visit volume | Startup or acquisition |
| Primary care and family medicine (26) | Panel size, Value-based contract exposure, Provider productivity | Acquisition |
Column one counts Daphne clinicians from the federal file. Columns two and three describe how the field is usually underwritten, and a partner can read a Daphne file differently.
How Daphne prices against its neighbors
Comparables travel. These are the Alabama towns whose density, at 123.6 per 10,000 here, gets weighed beside this one.
| Comparable | People | Enumerations | Per 10,000 residents | Miles |
|---|---|---|---|---|
| Daphne (current) | 30,751 | 380 | 123.6 | |
| Fairhope | 26,044 | 355 | 136.3 | 7 |
| Spanish Fort | 11,118 | 107 | 96.2 | 7 |
| Prichard | 18,778 | 15 | 8.0 | 18 |
| Foley | 28,043 | 297 | 105.9 | 20 |
| Saraland | 16,458 | 101 | 61.4 | 21 |
| Gulf Shores | 17,431 | 108 | 62.0 | 26 |
What the geography does to a Daphne projection
0 miles separate Daphne from Daphne-Fairhope-Foley, AL. Lease pricing follows Daphne-Fairhope-Foley, AL, while revenue stays capped by the 30,751 residents here. Median household income runs $86,479, which is the number a funder converts into case acceptance on anything elective or cash-pay. Because a certified hospital sits inside the town, both the referral path and the pay a clinical hire expects are already observable. Campus terms, not calendar quarters, set the busy months in Daphne.
Other Alabama markets
- Fairhope 26,044 residents
- Spanish Fort 11,118 residents
- Prichard 18,778 residents
- Foley 28,043 residents
- Saraland 16,458 residents
- Gulf Shores 17,431 residents
Questions from Daphne
01How many providers practice in Daphne, and in what?
Across 28 fields, Daphne carries 380 enumerated clinicians, 123.6 per 10,000 of the 30,751 people living here. The concentration is in physical, occupational, and speech therapy, 142 of the total, then chiropractic at 38. Count practices from that only with care.
02What does Baldwin County's shortage designation change?
Baldwin County holds a HRSA designation covering primary care, dental, mental health. A pro forma for Daphne can cite it as the reason a vacancy is fillable, which is usually the weakest line in a ramp schedule.
03Why does Baldwin County show so little SBA activity?
Only 1 healthcare approvals appear for Baldwin County in the published 7(a) and 504 file. Thin volume in Baldwin County is a transaction count, not a verdict on borrowers here. The county still holds 190 credit intermediation establishments.
04How does the hospital in Daphne affect a practice file?
Referral flow, coverage, and the local pay scale all trace back to it. The town carries 3 Medicare-certified providers in total. A Daphne projection that names the call arrangement reads better than one that assumes it.
05Which fields carry the volume in Daphne?
Volume concentrates in physical, occupational, and speech therapy, 142 of them, ahead of chiropractic at 38, across 28 fields. A thin second field usually means a longer search for staff than a pro forma allows for.
06Is Daphne underwritten as part of Daphne-Fairhope-Foley, AL?
Partly. Daphne-Fairhope-Foley, AL is 0 miles out, so rent and equipment comparables travel in from there while patients still come from the 30,751 residents around Daphne. Cost side metro, revenue side local.
Sources
- 1U.S. Census Bureau, Population Estimates, vintage 2024
- 2CMS NPPES, monthly full replacement file
- 3U.S. Census Bureau, ACS 5-year 2023, table B19013
- 4CMS Care Compare provider datasets
- 5U.S. Small Business Administration, 7(a) and 504 approvals
- 6U.S. Census Bureau, County Business Patterns 2022
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