Alabama micro-market
Healthcare practice financing in Foley, Alabama
Direct answer
Baldwin County carries 1 SBA healthcare approvals worth $990,000, and inside Foley the census shows 297 enumerated clinicians against 28,043 residents, 105.9 per 10,000, 20 percent of them in primary care and family medicine. Daphne-Fairhope-Foley, AL lies 20 miles away.
A location page indicates that Practition Finance is taking clients in that market. It does not represent a physical office, storefront, or licensed presence in that city or state. All services are delivered remotely by our US-based team. How a referral works in Alabama, and how many partners see it, is set out on the Alabama page.
- Population: 28,043 residents (25K-50K band)1
- Healthcare providers registered here: 297 across 29 fields2
- Median household income: $67,3463
- Largest provider field: Primary care and family medicine: 59 registered providers2
- Medicare-certified providers in town: 5 across 3 categories4
- Nearest metro: Daphne-Fairhope-Foley, AL, 20 miles1
Who is enumerated in Foley
297 providers across 29 fields, 105.9 per 10,000 residents, counted at Foley addresses in the NPPES monthly file
| Specialty | Enumerated clinicians | Density per 10,000 | Where it comes from |
|---|---|---|---|
| Primary care and family medicine | 59 | 21.0 | NPPES [2] |
| Physical, occupational, and speech therapy | 58 | 20.7 | NPPES [2] |
| Chiropractic | 37 | 13.2 | NPPES [2] |
| DME and HME suppliers | 17 | 6.1 | NPPES [2] |
| Optometry and ophthalmology | 16 | 5.7 | NPPES [2] |
| General dentistry | 15 | 5.3 | NPPES [2] |
| Specialty physician groups | 12 | 4.3 | NPPES [2] |
| Home health | 11 | 3.9 | NPPES [2] |
| Dental specialties | 10 | 3.6 | NPPES [2] |
| Behavioral and mental health group practices | 10 | 3.6 | NPPES [2] |
| Independent pharmacy | 8 | 2.9 | NPPES [2] |
| Audiology and hearing centers | 5 | 1.8 | NPPES [2] |
| Imaging centers | 4 | 1.4 | NPPES [2] |
| Telehealth and virtual clinics | 4 | 1.4 | NPPES [2] |
| Podiatry | 3 | 1.1 | NPPES [2] |
| Dermatology | 3 | 1.1 | NPPES [2] |
| Pain management and interventional | 3 | 1.1 | NPPES [2] |
| Hospice and palliative | 3 | 1.1 | NPPES [2] |
| Clinical and toxicology labs | 3 | 1.1 | NPPES [2] |
| Dialysis and infusion centers | 3 | 1.1 | NPPES [2] |
| ASCs and OBLs | 2 | 0.7 | NPPES [2] |
| NEMT and ambulance | 2 | 0.7 | NPPES [2] |
| Occupational health and drug testing | 2 | 0.7 | NPPES [2] |
| Skilled nursing, assisted living, and memory care | 2 | 0.7 | NPPES [2] |
| Non-medical home care | 1 | 0.4 | NPPES [2] |
| Med spa and aesthetics | 1 | 0.4 | NPPES [2] |
| Ketamine, TMS, and interventional psychiatry | 1 | 0.4 | NPPES [2] |
| IV hydration and infusion | 1 | 0.4 | NPPES [2] |
| Plastic and cosmetic surgery | 1 | 0.4 | NPPES [2] |
| Medical equipment suppliers | 11 | CMS [4] | |
| Home health agencies | 3 | CMS [4] | |
| Hospice providers | 1 | CMS [4] | |
| Dialysis facilities | 1 | CMS [4] |
A single Foley practice can hold more than one of these numbers. 20 percent sit in primary care and family medicine, counted as clinicians rather than as owners.
Baldwin County approvals, dollars, and lending establishments
With 1 healthcare approvals recorded, Baldwin County gives a valuation almost nothing local to lean on
| Line | Amount | Reading and source |
|---|---|---|
| SBA healthcare approvals | 1 | Fiscal year published in the SBA file [5] |
| Approved dollars | $990,000 | Sum of approvals to healthcare borrowers [5] |
| Average approval | $990,000 | Dollars divided by approvals [5] |
| Lending establishments in the county | 190 | Credit intermediation establishments, NAICS 522 [6] |
What the two tables above change about a file
105.9 per 10,000 is the first number a credit analyst converts into a realistic new-patient count. With 1 approvals on record in Baldwin County, expect a longer appraisal and a wider collateral discount. With $67,346 as the median household income, the payer mix in a projection has to match what Foley households actually spend.
Programs the Foley mix reaches for
- Practice acquisition
- Startup and de novo
- Working capital term loan
- Equipment financing and leasing
- Expansion, relocation, and build-out
Weighted by how often each of the 29 local fields reaches for a program, not by what is easiest to refer. Alabama rules and the partner decide availability.
Underwriting by field in Foley
What a funder opens first depends on the field. In Foley that means primary care and family medicine, physical, occupational, and speech therapy, chiropractic.
| Practice type | The pages that decide it | Typical capital event |
|---|---|---|
| Primary care and family medicine (59) | Panel size, Value-based contract exposure, Provider productivity | Acquisition |
| Physical, occupational, and speech therapy (58) | Visits per case, Referral source concentration, Payer mix and authorization rules | Startup or expansion clinic |
| Chiropractic (37) | Cash plan revenue, Personal injury receivable age, Visit volume | Startup or acquisition |
The first column is Foley's own NPPES count. The rest is how the field is generally underwritten, whether the address is Foley or anywhere else.
Density beside the neighboring Alabama towns
Density is the number that moves an appraisal: 105.9 per 10,000 here
| Market | Population | Clinicians | Density per 10,000 | Distance in miles |
|---|---|---|---|---|
| Foley (current) | 28,043 | 297 | 105.9 | |
| Gulf Shores | 17,431 | 108 | 62.0 | 9 |
| Fairhope | 26,044 | 355 | 136.3 | 15 |
| Daphne | 30,751 | 380 | 123.6 | 20 |
| Spanish Fort | 11,118 | 107 | 96.2 | 25 |
| Prichard | 18,778 | 15 | 8.0 | 38 |
| Saraland | 16,458 | 101 | 61.4 | 41 |
How Foley sits against the nearest metro
Distance to Daphne-Fairhope-Foley, AL is 20 miles. Appraisers borrow Daphne-Fairhope-Foley, AL rents, and the 28,043 residents set the ceiling on collections. Households here carry $67,346 in median income, and that ceiling decides how much of a treatment plan gets started rather than deferred. Because a certified hospital sits inside the town, both the referral path and the pay a clinical hire expects are already observable. A degree-granting institution here moves volume on the academic calendar.
Other Alabama markets
- Gulf Shores 17,431 residents
- Fairhope 26,044 residents
- Daphne 30,751 residents
- Spanish Fort 11,118 residents
- Prichard 18,778 residents
- Saraland 16,458 residents
What owners in Foley ask
01How many providers practice in Foley, and in what?
Across 29 fields, Foley carries 297 enumerated clinicians, 105.9 per 10,000 of the 28,043 people living here. The concentration is in primary care and family medicine, 59 of the total, then physical, occupational, and speech therapy at 58. Count practices from that only with care.
02What does Baldwin County's shortage designation change?
Baldwin County holds a HRSA designation covering primary care, dental, mental health. A pro forma for Foley can cite it as the reason a vacancy is fillable, which is usually the weakest line in a ramp schedule.
03Why does Baldwin County show so little SBA activity?
Only 1 healthcare approvals appear for Baldwin County in the published 7(a) and 504 file. Thin volume in Baldwin County is a transaction count, not a verdict on borrowers here. The county still holds 190 credit intermediation establishments.
04How does the hospital in Foley affect a practice file?
Referral flow, coverage, and the local pay scale all trace back to it. The town carries 5 Medicare-certified providers in total. A Foley projection that names the call arrangement reads better than one that assumes it.
05Which fields carry the volume in Foley?
Volume concentrates in primary care and family medicine, 59 of them, ahead of physical, occupational, and speech therapy at 58, across 29 fields. A thin second field usually means a longer search for staff than a pro forma allows for.
06Is Foley underwritten as part of Daphne-Fairhope-Foley, AL?
Comparables and demand split at 20 miles. An appraiser prices the lease and the equipment off Daphne-Fairhope-Foley, AL; the revenue line has to hold up against 28,043 local residents.
Sources
- 1U.S. Census Bureau, Population Estimates, vintage 2024
- 2CMS NPPES, monthly full replacement file
- 3U.S. Census Bureau, ACS 5-year 2023, table B19013
- 4CMS Care Compare provider datasets
- 5U.S. Small Business Administration, 7(a) and 504 approvals
- 6U.S. Census Bureau, County Business Patterns 2022
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