Alabama micro-market
Healthcare practice financing in Saraland, Alabama
Direct answer
A Saraland file is read against 101 local clinicians, 61.4 for every 10,000 of its 16,458 residents, 22 percent of them in primary care and family medicine, plus the 5 SBA healthcare approvals worth $737,800 already recorded in Mobile County, 13 miles from Mobile, AL.
A location page indicates that Practition Finance is taking clients in that market. It does not represent a physical office, storefront, or licensed presence in that city or state. All services are delivered remotely by our US-based team. How a referral works in Alabama, and how many partners see it, is set out on the Alabama page.
- Population: 16,458 residents (10K-25K band)1
- Healthcare providers registered here: 101 across 20 fields2
- Median household income: $60,5773
- Largest provider field: Primary care and family medicine: 22 registered providers2
- Medicare-certified providers in town: 1 across 1 categories4
- Nearest metro: Mobile, AL, 13 miles1
Saraland clinicians, by field
101 providers across 20 fields, 61.4 per 10,000 residents, counted at Saraland addresses in the NPPES monthly file
| Field | Providers | Per 10,000 residents | Source |
|---|---|---|---|
| Primary care and family medicine | 22 | 13.4 | NPPES [2] |
| Physical, occupational, and speech therapy | 13 | 7.9 | NPPES [2] |
| DME and HME suppliers | 12 | 7.3 | NPPES [2] |
| General dentistry | 11 | 6.7 | NPPES [2] |
| Chiropractic | 8 | 4.9 | NPPES [2] |
| Independent pharmacy | 7 | 4.3 | NPPES [2] |
| Optometry and ophthalmology | 7 | 4.3 | NPPES [2] |
| Behavioral and mental health group practices | 4 | 2.4 | NPPES [2] |
| Hospice and palliative | 3 | 1.8 | NPPES [2] |
| Dental specialties | 2 | 1.2 | NPPES [2] |
| Med spa and aesthetics | 2 | 1.2 | NPPES [2] |
| Specialty physician groups | 2 | 1.2 | NPPES [2] |
| ASCs and OBLs | 1 | 0.6 | NPPES [2] |
| Audiology and hearing centers | 1 | 0.6 | NPPES [2] |
| Non-medical home care | 1 | 0.6 | NPPES [2] |
| Ketamine, TMS, and interventional psychiatry | 1 | 0.6 | NPPES [2] |
| Clinical and toxicology labs | 1 | 0.6 | NPPES [2] |
| Dialysis and infusion centers | 1 | 0.6 | NPPES [2] |
| Telehealth and virtual clinics | 1 | 0.6 | NPPES [2] |
| Occupational health and drug testing | 1 | 0.6 | NPPES [2] |
| Medical equipment suppliers | 5 | CMS [4] | |
| Dialysis facilities | 1 | CMS [4] |
A single Saraland practice can hold more than one of these numbers. 22 percent sit in primary care and family medicine, counted as clinicians rather than as owners.
The lending record behind Saraland
With 5 healthcare approvals recorded, Mobile County gives a valuation almost nothing local to lean on
| Line | Amount | Reading and source |
|---|---|---|
| Healthcare files approved | 5 | Counted for the fiscal year the SBA publishes [5] |
| Dollars behind them | $737,800 | Everything approved to healthcare borrowers, added up [5] |
| Typical approval size | $147,560 | The dollar column over the approval column [5] |
| Credit offices operating locally | 311 | Places that write credit locally, NAICS 522 [6] |
Reading Saraland the way a credit committee does
Density of 61.4 per 10,000 sets the patient draw a projection can claim without an argument. A short county record of 5 approvals usually means more documentation and a lower advance against the same collateral. With $60,577 as the median household income, the payer mix in a projection has to match what Saraland households actually spend.
Programs the Saraland mix reaches for
- Practice acquisition
- Startup and de novo
- Expansion, relocation, and build-out
- Equipment financing and leasing
- Working capital term loan
The order comes from Saraland's own provider mix, which primary care and family medicine dominates at 22 percent. What a partner can actually place in Alabama is a separate question.
The first pages of a Saraland file
primary care and family medicine, physical, occupational, and speech therapy, dme and hme suppliers account for most of what is enumerated in Saraland, so those are the files funders see from this town
| Field | What the file turns on | The capital event behind most requests |
|---|---|---|
| Primary care and family medicine (22) | Panel size, Value-based contract exposure, Provider productivity | Acquisition |
| Physical, occupational, and speech therapy (13) | Visits per case, Referral source concentration, Payer mix and authorization rules | Startup or expansion clinic |
| DME and HME suppliers (12) | Accreditation and surety bond status, Rental versus sale revenue split, Denial rate and documentation quality | Inventory and rental fleet |
The first column is Saraland's own NPPES count. The rest is how the field is generally underwritten, whether the address is Saraland or anywhere else.
Density beside the neighboring Alabama towns
Set Saraland's 61.4 per 10,000 against the towns an appraiser would reach for next
| Market | Population | Clinicians | Density per 10,000 | Distance in miles |
|---|---|---|---|---|
| Saraland (current) | 16,458 | 101 | 61.4 | |
| Prichard | 18,778 | 15 | 8.0 | 6 |
| Spanish Fort | 11,118 | 107 | 96.2 | 17 |
| Daphne | 30,751 | 380 | 123.6 | 21 |
| Fairhope | 26,044 | 355 | 136.3 | 27 |
| Foley | 28,043 | 297 | 105.9 | 41 |
| Gulf Shores | 17,431 | 108 | 62.0 | 47 |
Distance, income, and the wage floor around Saraland
Mobile, AL lies 13 miles from Saraland, close enough that appraisers price the lease against Mobile, AL rents while 16,458 residents set the revenue ceiling. Households here carry $60,577 in median income, and that ceiling decides how much of a treatment plan gets started rather than deferred. With no hospital in town, a projection has to name where referrals and coverage come from. A college in Saraland puts a term-shaped curve into monthly collections.
Nearby Alabama towns
- Prichard 18,778 residents
- Spanish Fort 11,118 residents
- Daphne 30,751 residents
- Fairhope 26,044 residents
- Foley 28,043 residents
- Gulf Shores 17,431 residents
What owners in Saraland ask
01How many providers practice in Saraland, and in what?
101 enumerations sit at Saraland addresses in the monthly NPPES file, working out to 61.4 for every 10,000 residents. 22 percent of them are primary care and family medicine, and physical, occupational, and speech therapy follows with 13. An enumeration is a clinician, so the 101 here cover fewer than 101 practices.
02What does Mobile County's shortage designation change?
The primary care, dental, mental health designation HRSA carries on Mobile County is a recruiting instrument: it puts repayment incentives in front of candidates, which is how a hiring plan for 16,458 residents gets past the question of who would take the job.
03Why does Mobile County show so little SBA activity?
Mobile County shows 5 approvals in the SBA healthcare file, which means an appraiser reaches outside the county for comparables. Few sales, not weak credit, is the usual reason. 311 lending establishments operate locally.
04Which fields carry the volume in Saraland?
The 20 enumerated fields are led by primary care and family medicine at 22, with physical, occupational, and speech therapy at 13 behind it. Those two counts double as the competition you are entering and the bench you would hire from.
05Is Saraland underwritten as part of Mobile, AL?
Comparables and demand split at 13 miles. An appraiser prices the lease and the equipment off Mobile, AL; the revenue line has to hold up against 16,458 local residents.
06Is there local lending capacity in Mobile County?
County Business Patterns records 311 credit intermediation establishments in Mobile County. That is the local origination bench, and it decides whether a file gets underwritten by somebody who has seen Saraland rents and resale before or by somebody working from a screen.
Sources
- 1U.S. Census Bureau, Population Estimates, vintage 2024
- 2CMS NPPES, monthly full replacement file
- 3U.S. Census Bureau, ACS 5-year 2023, table B19013
- 4CMS Care Compare provider datasets
- 5U.S. Small Business Administration, 7(a) and 504 approvals
- 6U.S. Census Bureau, County Business Patterns 2022
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