California micro-market
Healthcare practice financing in Blythe, California
Direct answer
A Blythe file is read against 74 local clinicians, 42.7 for every 10,000 of its 17,320 residents, 20 percent of them in primary care and family medicine, plus the 62 SBA healthcare approvals worth $42,536,000 already recorded in Riverside County, 61 miles from Lake Havasu City-Kingman, AZ.
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- Population: 17,320 residents (10K-25K band)1
- Healthcare providers registered here: 74 across 19 fields2
- Median household income: $51,9843
- Largest provider field: Primary care and family medicine: 15 registered providers2
- Medicare-certified providers in town: 3 across 3 categories4
- Nearest metro: Lake Havasu City-Kingman, AZ, 61 miles1
Blythe clinicians, by field
74 providers across 19 fields, 42.7 per 10,000 residents, counted at Blythe addresses in the NPPES monthly file
| Practice type | Count | Rate per 10,000 residents | Published by |
|---|---|---|---|
| Primary care and family medicine | 15 | 8.7 | NPPES [2] |
| Physical, occupational, and speech therapy | 9 | 5.2 | NPPES [2] |
| General dentistry | 7 | 4.0 | NPPES [2] |
| SUD treatment and residential | 5 | 2.9 | NPPES [2] |
| Independent pharmacy | 4 | 2.3 | NPPES [2] |
| Clinical research sites | 4 | 2.3 | NPPES [2] |
| Specialty physician groups | 4 | 2.3 | NPPES [2] |
| Optometry and ophthalmology | 4 | 2.3 | NPPES [2] |
| Skilled nursing, assisted living, and memory care | 4 | 2.3 | NPPES [2] |
| NEMT and ambulance | 3 | 1.7 | NPPES [2] |
| Behavioral and mental health group practices | 3 | 1.7 | NPPES [2] |
| DME and HME suppliers | 2 | 1.2 | NPPES [2] |
| Home health | 2 | 1.2 | NPPES [2] |
| Chiropractic | 2 | 1.2 | NPPES [2] |
| Ketamine, TMS, and interventional psychiatry | 2 | 1.2 | NPPES [2] |
| Non-medical home care | 1 | 0.6 | NPPES [2] |
| ABA and autism therapy | 1 | 0.6 | NPPES [2] |
| Hospice and palliative | 1 | 0.6 | NPPES [2] |
| Dialysis and infusion centers | 1 | 0.6 | NPPES [2] |
| Medical equipment suppliers | 1 | CMS [4] | |
| Hospice providers | 1 | CMS [4] | |
| Dialysis facilities | 1 | CMS [4] | |
| Home health agencies | 1 | CMS [4] |
Several of the 15 primary care and family medicine enumerations can belong to one practice, so the column counts clinicians rather than businesses or owners
Loan activity in Riverside County
The published file shows 62 healthcare approvals in Riverside County, $42,536,000 in total, and that history is what an appraiser and a credit committee reach for
| Measure | Published figure | What sits behind it |
|---|---|---|
| Approvals on record | 62 | Counted for the fiscal year the SBA publishes [5] |
| Total approved capital | $42,536,000 | Everything approved to healthcare borrowers, added up [5] |
| Mean deal size | $686,065 | The dollar column over the approval column [5] |
| Lenders sited in the county | 788 | Places that write credit locally, NAICS 522 [6] |
The consequence of these numbers
42.7 per 10,000 is the first number a credit analyst converts into a realistic new-patient count. 62 approvals worth $42,536,000 in Riverside County means the size you are asking for has a local precedent to point at. A $51,984 median household income here sets the ceiling on what an elective or cash-pay line can be expected to carry.
The programs this provider mix points at
- Practice acquisition
- Expansion, relocation, and build-out
- Startup and de novo
- Working capital term loan
- Commercial real estate, owner-occupied
Built from what is enumerated here rather than from a national list, so a field with no presence in Blythe does not appear. Availability is still a California question.
Underwriting by field in Blythe
What a funder opens first depends on the field. In Blythe that means primary care and family medicine, physical, occupational, and speech therapy, general dentistry.
| Field | What the file turns on | The capital event behind most requests |
|---|---|---|
| Primary care and family medicine (15) | Panel size, Value-based contract exposure, Provider productivity | Acquisition |
| Physical, occupational, and speech therapy (9) | Visits per case, Referral source concentration, Payer mix and authorization rules | Startup or expansion clinic |
| General dentistry (7) | Three years of collections history, Hygiene as a share of collections, Overhead ratio and owner add-backs | Acquisition of an established practice |
NPPES supplies the Blythe counts. The reading columns describe the field in general, and no partner reviewing a Blythe file is bound by them.
Density beside the neighboring California towns
Comparables travel. These are the California towns whose density, at 42.7 per 10,000 here, gets weighed beside this one.
| Comparable | People | Enumerations | Per 10,000 residents | Miles |
|---|---|---|---|---|
| Blythe (current) | 17,320 | 74 | 42.7 | |
| Brawley | 28,188 | 111 | 39.4 | 70 |
| Imperial | 22,102 | 56 | 25.3 | 78 |
| El Centro | 44,230 | 476 | 107.6 | 81 |
| Calexico | 38,744 | 87 | 22.5 | 84 |
| Coachella | 45,165 | 64 | 14.2 | 87 |
| Twentynine Palms | 26,563 | 112 | 42.2 | 90 |
What the geography does to a Blythe projection
61 miles separate Blythe from Lake Havasu City-Kingman, AZ. Equipment sold at that distance has no local buyer, and the advance rate carries the discount. At $51,984 median household income, the elective and cash-pay share of a projection is the line that gets tested first. Hospital coverage inside Blythe means a call schedule can be evidenced rather than described. Campus terms, not calendar quarters, set the busy months in Blythe.
Nearby California towns
Blythe owners, answered
01How many providers practice in Blythe, and in what?
NPPES lists 74 providers at a Blythe practice address, 42.7 per 10,000 residents across 19 tracked fields. Primary care and family medicine accounts for 15 of them, 20 percent of the total, with physical, occupational, and speech therapy next at 9. Read that as clinicians: 74 enumerations, not 74 owners.
02Does being 61 miles out change the underwriting?
Distance does the work here. 61 miles out, Riverside County supplies the rent and resale comparables, which usually means a slower appraisal and a harder haircut on anything a funder would have to move to sell.
03What does Riverside County's shortage designation change?
The primary care, dental, mental health designation HRSA carries on Riverside County is a recruiting instrument: it puts repayment incentives in front of candidates, which is how a hiring plan for 17,320 residents gets past the question of who would take the job.
04How does the hospital in Blythe affect a practice file?
A Medicare-certified hospital operates in the town, which gives referral flow, a call schedule, and a clinical labor pool a funder can verify. 3 Medicare-certified providers are located here in total. It also sets the wage floor behind every hire in a 42.7 per 10,000 market.
05What does a $51,984 median income mean for case acceptance?
Median household income in Blythe runs $51,984. On elective and cash-pay work that is the number a funder converts into case acceptance, and it sets how much of a treatment plan a projection can assume gets started rather than deferred.
06What does SBA lending look like around Blythe?
The county file behind Blythe holds 62 healthcare approvals totaling $42,536,000, an average of $686,065. Those are the loan sizes lenders in Riverside County have already carried.
Sources
- 1U.S. Census Bureau, Population Estimates, vintage 2024
- 2CMS NPPES, monthly full replacement file
- 3U.S. Census Bureau, ACS 5-year 2023, table B19013
- 4CMS Care Compare provider datasets
- 5U.S. Small Business Administration, 7(a) and 504 approvals
- 6U.S. Census Bureau, County Business Patterns 2022
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