California micro-market
Healthcare practice financing in Duarte, California
Direct answer
A Duarte file is read against 319 local clinicians, 135.8 for every 10,000 of its 23,493 residents, 31 percent of them in specialty physician groups, plus the 298 SBA healthcare approvals worth $229,015,900 already recorded in Los Angeles County, 28 miles from Los Angeles-Long Beach-Anaheim, CA.
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- Population: 23,493 residents (10K-25K band)1
- Healthcare providers registered here: 319 across 27 fields2
- Median household income: $97,9523
- Largest provider field: Specialty physician groups: 98 registered providers2
- Medicare-certified providers in town: 6 across 2 categories4
- Nearest metro: Los Angeles-Long Beach-Anaheim, CA, 28 miles1
Who is enumerated in Duarte
135.8 providers per 10,000 residents is what 319 enumerations across 27 fields works out to in a town of 23,493
| Field | Providers | Per 10,000 residents | Source |
|---|---|---|---|
| Specialty physician groups | 98 | 41.7 | NPPES [2] |
| Physical, occupational, and speech therapy | 37 | 15.7 | NPPES [2] |
| ABA and autism therapy | 27 | 11.5 | NPPES [2] |
| Med spa and aesthetics | 26 | 11.1 | NPPES [2] |
| General dentistry | 19 | 8.1 | NPPES [2] |
| Primary care and family medicine | 13 | 5.5 | NPPES [2] |
| Skilled nursing, assisted living, and memory care | 12 | 5.1 | NPPES [2] |
| Hormone, TRT, and men's health clinics | 11 | 4.7 | NPPES [2] |
| Dermatology | 8 | 3.4 | NPPES [2] |
| Chiropractic | 8 | 3.4 | NPPES [2] |
| Optometry and ophthalmology | 8 | 3.4 | NPPES [2] |
| Ketamine, TMS, and interventional psychiatry | 7 | 3.0 | NPPES [2] |
| Clinical and toxicology labs | 6 | 2.6 | NPPES [2] |
| Plastic and cosmetic surgery | 6 | 2.6 | NPPES [2] |
| Home health | 5 | 2.1 | NPPES [2] |
| Independent pharmacy | 5 | 2.1 | NPPES [2] |
| Hospice and palliative | 4 | 1.7 | NPPES [2] |
| Telehealth and virtual clinics | 4 | 1.7 | NPPES [2] |
| DME and HME suppliers | 3 | 1.3 | NPPES [2] |
| SUD treatment and residential | 3 | 1.3 | NPPES [2] |
| Dental specialties | 2 | 0.9 | NPPES [2] |
| Behavioral and mental health group practices | 2 | 0.9 | NPPES [2] |
| Urgent care | 1 | 0.4 | NPPES [2] |
| Pain management and interventional | 1 | 0.4 | NPPES [2] |
| Mobile diagnostics | 1 | 0.4 | NPPES [2] |
| Non-medical home care | 1 | 0.4 | NPPES [2] |
| IV hydration and infusion | 1 | 0.4 | NPPES [2] |
| Medical equipment suppliers | 6 | CMS [4] | |
| Home health agencies | 4 | CMS [4] | |
| Hospice providers | 2 | CMS [4] |
Specialty physician groups carries 98 of the 319 enumerated providers here, and several of them can sit inside one practice. Read the column as clinicians, not owners.
Loan activity in Los Angeles County
Lenders in Los Angeles County have already closed 298 healthcare approvals, averaging $768,510, which is the size a new file gets read beside
| What it measures | Value | How to read it |
|---|---|---|
| Healthcare files approved | 298 | Fiscal year published in the SBA file [5] |
| Dollars behind them | $229,015,900 | Sum of approvals to healthcare borrowers [5] |
| Typical approval size | $768,510 | Dollars divided by approvals [5] |
| Credit offices operating locally | 4,689 | Credit intermediation establishments, NAICS 522 [6] |
What the two tables above change about a file
Underwriting starts with 135.8 providers per 10,000 residents, because that ratio caps how fast a chair or a room fills. Because Los Angeles County already carries $229,015,900 across 298 healthcare approvals, a request near that average moves faster than one well above it. Household income of $97,952 in Duarte is the number a lender uses to sanity check the self-pay share of a revenue projection.
Where a file from this town usually lands
- Expansion, relocation, and build-out
- Equipment financing and leasing
- Practice acquisition
- Startup and de novo
- Working capital term loan
Built from what is enumerated here rather than from a national list, so a field with no presence in Duarte does not appear. Availability is still a California question.
What a funder reads first in Duarte
specialty physician groups, physical, occupational, and speech therapy, aba and autism therapy account for most of what is enumerated in Duarte, so those are the files funders see from this town
| Practice type | The pages that decide it | Typical capital event |
|---|---|---|
| Specialty physician groups (98) | Ancillary revenue contribution, Provider productivity, Payer contracts | Ancillary build-out |
| Physical, occupational, and speech therapy (37) | Visits per case, Referral source concentration, Payer mix and authorization rules | Startup or expansion clinic |
| ABA and autism therapy (27) | Authorized hours against delivered hours, Payer mix stability, Billing compliance history | Working capital against authorization and billing lag |
NPPES supplies the Duarte counts. The reading columns describe the field in general, and no partner reviewing a Duarte file is bound by them.
Duarte against nearby California markets
Set Duarte's 135.8 per 10,000 against the towns an appraiser would reach for next
| Town | Residents | Providers | Per 10,000 | Miles away |
|---|---|---|---|---|
| Duarte (current) | 23,493 | 319 | 135.8 | |
| Monrovia | 37,787 | 353 | 93.4 | 2 |
| Azusa | 48,383 | 135 | 27.9 | 3 |
| Baldwin Park | 69,247 | 405 | 58.5 | 6 |
| Covina | 49,245 | 773 | 157.0 | 6 |
| Glendora | 50,101 | 461 | 92.0 | 6 |
| Sierra Madre | 10,775 | 76 | 70.5 | 6 |
Distance, income, and the wage floor around Duarte
Los Angeles-Long Beach-Anaheim, CA lies 28 miles from Duarte, close enough for rent comparables to travel and far enough that patient draw does not. Median household income runs $97,952, which is the number a funder converts into case acceptance on anything elective or cash-pay. No hospital operates here, so the referral sources and the call arrangement have to be named rather than assumed. A college in Duarte puts a term-shaped curve into monthly collections.
Nearby California towns
- Monrovia 37,787 residents
- Azusa 48,383 residents
- Baldwin Park 69,247 residents
- Covina 49,245 residents
- Glendora 50,101 residents
- Sierra Madre 10,775 residents
Questions from Duarte
01How many providers practice in Duarte, and in what?
NPPES lists 319 providers at a Duarte practice address, 135.8 per 10,000 residents across 27 tracked fields. Specialty physician groups accounts for 98 of them, 31 percent of the total, with physical, occupational, and speech therapy next at 37. Read that as clinicians: 319 enumerations, not 319 owners.
02What does SBA lending look like around Duarte?
The county file behind Duarte holds 298 healthcare approvals totaling $229,015,900, an average of $768,510. Those are the loan sizes lenders in Los Angeles County have already carried.
03What does a $97,952 median income mean for case acceptance?
Median household income in Duarte runs $97,952. On elective and cash-pay work that is the number a funder converts into case acceptance, and it sets how much of a treatment plan a projection can assume gets started rather than deferred.
04What does Los Angeles County's shortage designation change?
Los Angeles County holds a HRSA designation covering primary care, dental, mental health. A pro forma for Duarte can cite it as the reason a vacancy is fillable, which is usually the weakest line in a ramp schedule.
05Which fields carry the volume in Duarte?
Volume concentrates in specialty physician groups, 98 of them, ahead of physical, occupational, and speech therapy at 37, across 27 fields. A thin second field usually means a longer search for staff than a pro forma allows for.
06How many Medicare-certified providers are based in Duarte?
6 Medicare-certified providers hold an address in the town across the Care Compare categories. Certified volume this close matters on a working-capital file, because it shows the payer-mix and the reimbursement lag a funder will price into a 23,493 resident market.
Sources
- 1U.S. Census Bureau, Population Estimates, vintage 2024
- 2CMS NPPES, monthly full replacement file
- 3U.S. Census Bureau, ACS 5-year 2023, table B19013
- 4CMS Care Compare provider datasets
- 5U.S. Small Business Administration, 7(a) and 504 approvals
- 6U.S. Census Bureau, County Business Patterns 2022
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