California micro-market
Healthcare practice financing in La Puente, California
Direct answer
Density decides a lot here. La Puente runs 42.3 providers per 10,000 residents, 155 clinicians against 36,670 people, 22 percent of them in general dentistry, while Los Angeles County lenders have approved 298 healthcare files worth $229,015,900 and the nearest metro is 26 miles out.
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- Population: 36,670 residents (25K-50K band)1
- Healthcare providers registered here: 155 across 21 fields2
- Median household income: $84,8113
- Largest provider field: General dentistry: 34 registered providers2
- Medicare-certified providers in town: 3 across 1 categories4
- Nearest metro: Los Angeles-Long Beach-Anaheim, CA, 26 miles1
Who is enumerated in La Puente
42.3 providers per 10,000 residents is what 155 enumerations across 21 fields works out to in a town of 36,670
| Field | Providers | Per 10,000 residents | Source |
|---|---|---|---|
| General dentistry | 34 | 9.3 | NPPES [2] |
| Optometry and ophthalmology | 18 | 4.9 | NPPES [2] |
| Primary care and family medicine | 17 | 4.6 | NPPES [2] |
| Chiropractic | 12 | 3.3 | NPPES [2] |
| Physical, occupational, and speech therapy | 10 | 2.7 | NPPES [2] |
| Behavioral and mental health group practices | 9 | 2.5 | NPPES [2] |
| Independent pharmacy | 7 | 1.9 | NPPES [2] |
| Dental specialties | 6 | 1.6 | NPPES [2] |
| Ketamine, TMS, and interventional psychiatry | 6 | 1.6 | NPPES [2] |
| Skilled nursing, assisted living, and memory care | 6 | 1.6 | NPPES [2] |
| Telehealth and virtual clinics | 5 | 1.4 | NPPES [2] |
| ABA and autism therapy | 4 | 1.1 | NPPES [2] |
| DME and HME suppliers | 3 | 0.8 | NPPES [2] |
| Home health | 3 | 0.8 | NPPES [2] |
| SUD treatment and residential | 3 | 0.8 | NPPES [2] |
| Specialty physician groups | 3 | 0.8 | NPPES [2] |
| Dialysis and infusion centers | 3 | 0.8 | NPPES [2] |
| Non-medical home care | 2 | 0.5 | NPPES [2] |
| Hospice and palliative | 2 | 0.5 | NPPES [2] |
| Urgent care | 1 | 0.3 | NPPES [2] |
| Occupational health and drug testing | 1 | 0.3 | NPPES [2] |
| Medical equipment suppliers | 5 | CMS [4] | |
| Dialysis facilities | 3 | CMS [4] |
Several of the 34 general dentistry enumerations can belong to one practice, so the column counts clinicians rather than businesses or owners
Loan activity in Los Angeles County
The published file shows 298 healthcare approvals in Los Angeles County, $229,015,900 in total, and that history is what an appraiser and a credit committee reach for
| Measure | Published figure | What sits behind it |
|---|---|---|
| Healthcare files approved | 298 | One published fiscal year, healthcare borrowers only [5] |
| Dollars behind them | $229,015,900 | Approved, not disbursed, and not net of withdrawals [5] |
| Typical approval size | $768,510 | A mean, so one large approval moves it [5] |
| Credit offices operating locally | 4,689 | Credit intermediation offices sited in the county [6] |
Reading La Puente the way a credit committee does
Density of 42.3 per 10,000 sets the patient draw a projection can claim without an argument. Because Los Angeles County already carries $229,015,900 across 298 healthcare approvals, a request near that average moves faster than one well above it. With $84,811 as the median household income, the payer mix in a projection has to match what La Puente households actually spend.
The programs this provider mix points at
- Practice acquisition
- Startup and de novo
- Expansion, relocation, and build-out
- Equipment financing and leasing
- Working capital term loan
The 21 fields practicing locally set this order. A funding partner, not this list, decides what is available in California.
Underwriting by field in La Puente
general dentistry, optometry and ophthalmology, primary care and family medicine account for most of what is enumerated in La Puente, so those are the files funders see from this town
| Specialty | Read first in underwriting | Why the money is usually needed |
|---|---|---|
| General dentistry (34) | Three years of collections history, Hygiene as a share of collections, Overhead ratio and owner add-backs | Acquisition of an established practice |
| Optometry and ophthalmology (18) | Exam volume and optical capture, Vision plan mix, Inventory turns | Cold start or acquisition |
| Primary care and family medicine (17) | Panel size, Value-based contract exposure, Provider productivity | Acquisition |
Counts in the first column are La Puente providers from NPPES. The other two columns describe how funders read that field across markets like La Puente, not what any funder will do with your file.
How La Puente prices against its neighbors
42.3 per 10,000 is the figure a neighboring town gets compared against when an appraiser prices La Puente
| Comparable | People | Enumerations | Per 10,000 residents | Miles |
|---|---|---|---|---|
| La Puente (current) | 36,670 | 155 | 42.3 | |
| Baldwin Park | 69,247 | 405 | 58.5 | 4 |
| Covina | 49,245 | 773 | 157.0 | 6 |
| South El Monte | 19,121 | 39 | 20.4 | 6 |
| Walnut | 27,250 | 157 | 57.6 | 6 |
| Whittier | 85,589 | 1,071 | 125.1 | 6 |
| La Habra | 61,391 | 304 | 49.5 | 7 |
Distance, income, and the wage floor around La Puente
Los Angeles-Long Beach-Anaheim, CA lies 26 miles from La Puente, close enough for rent comparables to travel and far enough that patient draw does not. At $84,811 median household income, the elective and cash-pay share of a projection is the line that gets tested first. No hospital operates here, so the referral sources and the call arrangement have to be named rather than assumed. A degree-granting institution here moves volume on the academic calendar.
Other California markets
- Baldwin Park 69,247 residents
- Covina 49,245 residents
- South El Monte 19,121 residents
- Walnut 27,250 residents
- Whittier 85,589 residents
- La Habra 61,391 residents
Questions from La Puente
01How many providers practice in La Puente, and in what?
155 enumerations sit at La Puente addresses in the monthly NPPES file, working out to 42.3 for every 10,000 residents. 22 percent of them are general dentistry, and optometry and ophthalmology follows with 18. An enumeration is a clinician, so the 155 here cover fewer than 155 practices.
02What does SBA lending look like around La Puente?
Healthcare borrowers in Los Angeles County took 298 approvals worth $229,015,900 in the published fiscal year, averaging $768,510. That is the comparable set an appraiser near La Puente reaches for first.
03What does Los Angeles County's shortage designation change?
HRSA designates Los Angeles County for primary care, dental, mental health. That opens loan repayment programs for clinicians recruited into La Puente and evidences a staffing ramp in a 36,670 resident market.
04Is La Puente underwritten as part of Los Angeles-Long Beach-Anaheim, CA?
Los Angeles-Long Beach-Anaheim, CA sits 26 miles away, close enough that appraisers reach into that market for rent and resale comparables while your patient draw stays local. The comparables read Los Angeles-Long Beach-Anaheim, CA; the 36,670 residents set the ceiling a projection can defend.
05Is there local lending capacity in Los Angeles County?
County Business Patterns records 4,689 credit intermediation establishments in Los Angeles County. That is the local origination bench, and it decides whether a file gets underwritten by somebody who has seen La Puente rents and resale before or by somebody working from a screen.
06What does the underserved designation in Los Angeles County support?
Los Angeles County carries a medically underserved designation. It evidences unmet demand behind a capacity build, and it opens recruitment programs that make a staffing line in a projection easier to defend than local wage data alone would.
Sources
- 1U.S. Census Bureau, Population Estimates, vintage 2024
- 2CMS NPPES, monthly full replacement file
- 3U.S. Census Bureau, ACS 5-year 2023, table B19013
- 4CMS Care Compare provider datasets
- 5U.S. Small Business Administration, 7(a) and 504 approvals
- 6U.S. Census Bureau, County Business Patterns 2022
Our team reviews every request within 1 business day. If a funding partner thinks they can help, a specialist from that partner contacts you to discuss next steps.