California micro-market
Healthcare practice financing in Newman, California
Direct answer
27 healthcare providers hold a Newman practice address, 22.0 per 10,000 of its 12,292 residents, 37 percent of them in primary care and family medicine. Stanislaus County recorded 10 SBA healthcare approvals worth $7,212,200, and Modesto, CA sits 22 miles out.
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- Population: 12,292 residents (10K-25K band)1
- Healthcare providers registered here: 27 across 10 fields2
- Median household income: $75,3443
- Largest provider field: Primary care and family medicine: 10 registered providers2
- Nearest metro: Modesto, CA, 22 miles1
- SBA healthcare approvals in the county: 10 approvals totaling $7,212,2004
What NPPES records at Newman addresses
Counted at the town's own addresses: 27 providers, 10 fields, 22.0 clinicians per 10,000 of the 12,292 residents here
| Field | Providers | Per 10,000 residents | Source |
|---|---|---|---|
| Primary care and family medicine | 10 | 8.1 | NPPES [2] |
| General dentistry | 4 | 3.3 | NPPES [2] |
| ABA and autism therapy | 4 | 3.3 | NPPES [2] |
| Independent pharmacy | 2 | 1.6 | NPPES [2] |
| Skilled nursing, assisted living, and memory care | 2 | 1.6 | NPPES [2] |
| NEMT and ambulance | 1 | 0.8 | NPPES [2] |
| Non-medical home care | 1 | 0.8 | NPPES [2] |
| Med spa and aesthetics | 1 | 0.8 | NPPES [2] |
| Specialty physician groups | 1 | 0.8 | NPPES [2] |
| Physical, occupational, and speech therapy | 1 | 0.8 | NPPES [2] |
| Medical equipment suppliers | 1 | CMS [5] |
Primary care and family medicine carries 10 of the 27 enumerated providers here, and several of them can sit inside one practice. Read the column as clinicians, not owners.
Stanislaus County approvals, dollars, and lending establishments
Lenders in Stanislaus County have already closed 10 healthcare approvals, averaging $721,220, which is the size a new file gets read beside
| What it measures | Value | How to read it |
|---|---|---|
| SBA healthcare approvals | 10 | Fiscal year published in the SBA file [4] |
| Approved dollars | $7,212,200 | Sum of approvals to healthcare borrowers [4] |
| Average approval | $721,220 | Dollars divided by approvals [4] |
| Lending establishments in the county | 224 | Credit intermediation establishments, NAICS 522 [6] |
What the two tables above change about a file
At 22.0 clinicians per 10,000 residents, the catchment radius in a projection has to be defended rather than assumed. A request measured against 10 prior Stanislaus County approvals is priced on precedent, which shortens the questions about valuation. Household income of $75,344 in Newman is the number a lender uses to sanity check the self-pay share of a revenue projection.
Where a file from this town usually lands
- Practice acquisition
- Expansion, relocation, and build-out
- Working capital term loan
- Startup and de novo
- Commercial real estate, owner-occupied
Weighted by how often each of the 10 local fields reaches for a program, not by what is easiest to refer. California rules and the partner decide availability.
The first pages of a Newman file
primary care and family medicine, general dentistry, aba and autism therapy account for most of what is enumerated in Newman, so those are the files funders see from this town
| Practice type | The pages that decide it | Typical capital event |
|---|---|---|
| Primary care and family medicine (10) | Panel size, Value-based contract exposure, Provider productivity | Acquisition |
| General dentistry (4) | Three years of collections history, Hygiene as a share of collections, Overhead ratio and owner add-backs | Acquisition of an established practice |
| ABA and autism therapy (4) | Authorized hours against delivered hours, Payer mix stability, Billing compliance history | Working capital against authorization and billing lag |
NPPES supplies the Newman counts. The reading columns describe the field in general, and no partner reviewing a Newman file is bound by them.
Newman against nearby California markets
Density is the number that moves an appraisal: 22.0 per 10,000 here
| Market | Population | Clinicians | Density per 10,000 | Distance in miles |
|---|---|---|---|---|
| Newman (current) | 12,292 | 27 | 22.0 | |
| Patterson | 25,495 | 64 | 25.1 | 13 |
| Turlock | 72,888 | 405 | 55.6 | 16 |
| Livingston | 14,767 | 34 | 23.0 | 17 |
| Los Banos | 48,684 | 128 | 26.3 | 20 |
| Ceres | 49,253 | 87 | 17.7 | 20 |
| Atwater | 32,248 | 115 | 35.7 | 23 |
How Newman sits against the nearest metro
Distance to Modesto, CA is 22 miles. Appraisers borrow Modesto, CA rents, and the 12,292 residents set the ceiling on collections. Median household income runs $75,344, which is the number a funder converts into case acceptance on anything elective or cash-pay. With no hospital in town, a projection has to name where referrals and coverage come from.
Nearby California towns
Newman owners, answered
01How many providers practice in Newman, and in what?
NPPES lists 27 providers at a Newman practice address, 22.0 per 10,000 residents across 10 tracked fields. Primary care and family medicine accounts for 10 of them, 37 percent of the total, with general dentistry next at 4. Read that as clinicians: 27 enumerations, not 27 owners.
02What does SBA lending look like around Newman?
The county file behind Newman holds 10 healthcare approvals totaling $7,212,200, an average of $721,220. Those are the loan sizes lenders in Stanislaus County have already carried.
03What does Stanislaus County's shortage designation change?
Stanislaus County holds a HRSA designation covering primary care, dental, mental health. A pro forma for Newman can cite it as the reason a vacancy is fillable, which is usually the weakest line in a ramp schedule.
04Is Newman underwritten as part of Modesto, CA?
Modesto, CA sits 22 miles away, close enough that appraisers reach into that market for rent and resale comparables while your patient draw stays local. The comparables read Modesto, CA; the 12,292 residents set the ceiling a projection can defend.
05Which fields carry the volume in Newman?
Volume concentrates in primary care and family medicine, 10 of them, ahead of general dentistry at 4, across 10 fields. A thin second field usually means a longer search for staff than a pro forma allows for.
06Is there local lending capacity in Stanislaus County?
County Business Patterns records 224 credit intermediation establishments in Stanislaus County. That is the local origination bench, and it decides whether a file gets underwritten by somebody who has seen Newman rents and resale before or by somebody working from a screen.
Sources
- 1U.S. Census Bureau, Population Estimates, vintage 2024
- 2CMS NPPES, monthly full replacement file
- 3U.S. Census Bureau, ACS 5-year 2023, table B19013
- 4U.S. Small Business Administration, 7(a) and 504 approvals
- 5CMS Care Compare provider datasets
- 6U.S. Census Bureau, County Business Patterns 2022
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