California micro-market
Healthcare practice financing in Pico Rivera, California
Direct answer
163 healthcare providers hold a Pico Rivera practice address, 27.5 per 10,000 of its 59,363 residents, 26 percent of them in general dentistry. Los Angeles County recorded 298 SBA healthcare approvals worth $229,015,900, and Los Angeles-Long Beach-Anaheim, CA sits 19 miles out.
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- Population: 59,363 residents (50K-100K band)1
- Healthcare providers registered here: 163 across 23 fields2
- Median household income: $86,9563
- Largest provider field: General dentistry: 43 registered providers2
- Medicare-certified providers in town: 2 across 1 categories4
- Nearest metro: Los Angeles-Long Beach-Anaheim, CA, 19 miles1
The provider census in Pico Rivera
27.5 providers per 10,000 residents is what 163 enumerations across 23 fields works out to in a town of 59,363
| Field | Providers | Per 10,000 residents | Source |
|---|---|---|---|
| General dentistry | 43 | 7.2 | NPPES [2] |
| Primary care and family medicine | 30 | 5.1 | NPPES [2] |
| Optometry and ophthalmology | 11 | 1.9 | NPPES [2] |
| Chiropractic | 10 | 1.7 | NPPES [2] |
| Independent pharmacy | 10 | 1.7 | NPPES [2] |
| Physical, occupational, and speech therapy | 10 | 1.7 | NPPES [2] |
| Specialty physician groups | 9 | 1.5 | NPPES [2] |
| DME and HME suppliers | 7 | 1.2 | NPPES [2] |
| Behavioral and mental health group practices | 6 | 1.0 | NPPES [2] |
| Skilled nursing, assisted living, and memory care | 6 | 1.0 | NPPES [2] |
| ABA and autism therapy | 4 | 0.7 | NPPES [2] |
| Telehealth and virtual clinics | 3 | 0.5 | NPPES [2] |
| Dental specialties | 2 | 0.3 | NPPES [2] |
| Hormone, TRT, and men's health clinics | 2 | 0.3 | NPPES [2] |
| Ketamine, TMS, and interventional psychiatry | 2 | 0.3 | NPPES [2] |
| Podiatry | 1 | 0.2 | NPPES [2] |
| Urgent care | 1 | 0.2 | NPPES [2] |
| SUD treatment and residential | 1 | 0.2 | NPPES [2] |
| NEMT and ambulance | 1 | 0.2 | NPPES [2] |
| Audiology and hearing centers | 1 | 0.2 | NPPES [2] |
| Non-medical home care | 1 | 0.2 | NPPES [2] |
| Hospice and palliative | 1 | 0.2 | NPPES [2] |
| Clinical research sites | 1 | 0.2 | NPPES [2] |
| Medical equipment suppliers | 5 | CMS [4] | |
| Hospice providers | 2 | CMS [4] |
A single Pico Rivera practice can hold more than one of these numbers. 26 percent sit in general dentistry, counted as clinicians rather than as owners.
What lenders have already approved in Los Angeles County
The published file shows 298 healthcare approvals in Los Angeles County, $229,015,900 in total, and that history is what an appraiser and a credit committee reach for
| Line | Amount | Reading and source |
|---|---|---|
| SBA healthcare approvals | 298 | One published fiscal year, healthcare borrowers only [5] |
| Approved dollars | $229,015,900 | Approved, not disbursed, and not net of withdrawals [5] |
| Average approval | $768,510 | A mean, so one large approval moves it [5] |
| Lending establishments in the county | 4,689 | Credit intermediation offices sited in the county [6] |
The consequence of these numbers
Underwriting starts with 27.5 providers per 10,000 residents, because that ratio caps how fast a chair or a room fills. Because Los Angeles County already carries $229,015,900 across 298 healthcare approvals, a request near that average moves faster than one well above it. Household income of $86,956 in Pico Rivera is the number a lender uses to sanity check the self-pay share of a revenue projection.
Programs the Pico Rivera mix reaches for
- Practice acquisition
- Startup and de novo
- Expansion, relocation, and build-out
- Equipment financing and leasing
- SBA 7(a) and 504
Built from what is enumerated here rather than from a national list, so a field with no presence in Pico Rivera does not appear. Availability is still a California question.
The first pages of a Pico Rivera file
general dentistry, primary care and family medicine, optometry and ophthalmology account for most of what is enumerated in Pico Rivera, so those are the files funders see from this town
| Specialty | Read first in underwriting | Why the money is usually needed |
|---|---|---|
| General dentistry (43) | Three years of collections history, Hygiene as a share of collections, Overhead ratio and owner add-backs | Acquisition of an established practice |
| Primary care and family medicine (30) | Panel size, Value-based contract exposure, Provider productivity | Acquisition |
| Optometry and ophthalmology (11) | Exam volume and optical capture, Vision plan mix, Inventory turns | Cold start or acquisition |
NPPES supplies the Pico Rivera counts. The reading columns describe the field in general, and no partner reviewing a Pico Rivera file is bound by them.
How Pico Rivera prices against its neighbors
The neighboring markets below are the ones a valuation borrows from when Pico Rivera has too few sales of its own
| Market | Population | Clinicians | Density per 10,000 | Distance in miles |
|---|---|---|---|---|
| Pico Rivera (current) | 59,363 | 163 | 27.5 | |
| Montebello | 60,617 | 451 | 74.4 | 2 |
| Commerce | 11,882 | 122 | 102.7 | 3 |
| Bell Gardens | 37,565 | 71 | 18.9 | 4 |
| Santa Fe Springs | 18,683 | 209 | 111.9 | 4 |
| Whittier | 85,589 | 1,071 | 125.1 | 4 |
| Bell | 31,930 | 71 | 22.2 | 5 |
How Pico Rivera sits against the nearest metro
Distance to Los Angeles-Long Beach-Anaheim, CA is 19 miles. Appraisers borrow Los Angeles-Long Beach-Anaheim, CA rents, and the 59,363 residents set the ceiling on collections. Households here carry $86,956 in median income, and that ceiling decides how much of a treatment plan gets started rather than deferred. Referral flow comes from outside Pico Rivera, which a projection needs to state plainly.
More of California
- Montebello 60,617 residents
- Commerce 11,882 residents
- Bell Gardens 37,565 residents
- Santa Fe Springs 18,683 residents
- Whittier 85,589 residents
- Bell 31,930 residents
Questions from Pico Rivera
01How many providers practice in Pico Rivera, and in what?
Across 23 fields, Pico Rivera carries 163 enumerated clinicians, 27.5 per 10,000 of the 59,363 people living here. The concentration is in general dentistry, 43 of the total, then primary care and family medicine at 30. Count practices from that only with care.
02What does SBA lending look like around Pico Rivera?
Healthcare borrowers in Los Angeles County took 298 approvals worth $229,015,900 in the published fiscal year, averaging $768,510. That is the comparable set an appraiser near Pico Rivera reaches for first.
03What does Los Angeles County's shortage designation change?
The primary care, dental, mental health designation HRSA carries on Los Angeles County is a recruiting instrument: it puts repayment incentives in front of candidates, which is how a hiring plan for 59,363 residents gets past the question of who would take the job.
04Is Pico Rivera underwritten as part of Los Angeles-Long Beach-Anaheim, CA?
Partly. Los Angeles-Long Beach-Anaheim, CA is 19 miles out, so rent and equipment comparables travel in from there while patients still come from the 59,363 residents around Pico Rivera. Cost side metro, revenue side local.
05Is there local lending capacity in Los Angeles County?
County Business Patterns records 4,689 credit intermediation establishments in Los Angeles County. That is the local origination bench, and it decides whether a file gets underwritten by somebody who has seen Pico Rivera rents and resale before or by somebody working from a screen.
06What does the underserved designation in Los Angeles County support?
Los Angeles County carries a medically underserved designation. It evidences unmet demand behind a capacity build, and it opens recruitment programs that make a staffing line in a projection easier to defend than local wage data alone would.
Sources
- 1U.S. Census Bureau, Population Estimates, vintage 2024
- 2CMS NPPES, monthly full replacement file
- 3U.S. Census Bureau, ACS 5-year 2023, table B19013
- 4CMS Care Compare provider datasets
- 5U.S. Small Business Administration, 7(a) and 504 approvals
- 6U.S. Census Bureau, County Business Patterns 2022
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