Idaho micro-market
Healthcare practice financing in Ammon, Idaho
Direct answer
Bonneville County carries 8 SBA healthcare approvals worth $1,845,500, and inside Ammon the census shows 148 enumerated clinicians against 20,095 residents, 73.7 per 10,000, 25 percent of them in physical, occupational, and speech therapy. Idaho Falls, ID lies 4 miles away.
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- Population: 20,095 residents (10K-25K band)1
- Healthcare providers registered here: 148 across 22 fields2
- Median household income: $84,1543
- Largest provider field: Physical, occupational, and speech therapy: 37 registered providers2
- Medicare-certified providers in town: 1 across 1 categories4
- Nearest metro: Idaho Falls, ID, 4 miles1
What NPPES records at Ammon addresses
73.7 providers per 10,000 residents is what 148 enumerations across 22 fields works out to in a town of 20,095
| Specialty | Enumerated clinicians | Density per 10,000 | Where it comes from |
|---|---|---|---|
| Physical, occupational, and speech therapy | 37 | 18.4 | NPPES [2] |
| Chiropractic | 13 | 6.5 | NPPES [2] |
| Dental specialties | 12 | 6.0 | NPPES [2] |
| Primary care and family medicine | 11 | 5.5 | NPPES [2] |
| Behavioral and mental health group practices | 11 | 5.5 | NPPES [2] |
| Optometry and ophthalmology | 10 | 5.0 | NPPES [2] |
| DME and HME suppliers | 9 | 4.5 | NPPES [2] |
| Independent pharmacy | 6 | 3.0 | NPPES [2] |
| Non-medical home care | 6 | 3.0 | NPPES [2] |
| Skilled nursing, assisted living, and memory care | 5 | 2.5 | NPPES [2] |
| Home health | 4 | 2.0 | NPPES [2] |
| General dentistry | 4 | 2.0 | NPPES [2] |
| ABA and autism therapy | 4 | 2.0 | NPPES [2] |
| Ketamine, TMS, and interventional psychiatry | 4 | 2.0 | NPPES [2] |
| Audiology and hearing centers | 3 | 1.5 | NPPES [2] |
| Hospice and palliative | 2 | 1.0 | NPPES [2] |
| Telehealth and virtual clinics | 2 | 1.0 | NPPES [2] |
| Podiatry | 1 | 0.5 | NPPES [2] |
| Urgent care | 1 | 0.5 | NPPES [2] |
| SUD treatment and residential | 1 | 0.5 | NPPES [2] |
| Specialty physician groups | 1 | 0.5 | NPPES [2] |
| Occupational health and drug testing | 1 | 0.5 | NPPES [2] |
| Medical equipment suppliers | 4 | CMS [4] | |
| Hospice providers | 1 | CMS [4] |
Physical, occupational, and speech therapy carries 37 of the 148 enumerated providers here, and several of them can sit inside one practice. Read the column as clinicians, not owners.
The lending record behind Ammon
With 8 healthcare approvals recorded, Bonneville County gives a valuation almost nothing local to lean on
| What it measures | Value | How to read it |
|---|---|---|
| Healthcare files approved | 8 | One published fiscal year, healthcare borrowers only [5] |
| Dollars behind them | $1,845,500 | Approved, not disbursed, and not net of withdrawals [5] |
| Typical approval size | $230,688 | A mean, so one large approval moves it [5] |
| Credit offices operating locally | 94 | Credit intermediation offices sited in the county [6] |
How this data lands in an underwriting decision
A file from here opens on 73.7 providers per 10,000 residents, and everything about volume follows from it. With 8 approvals on record in Bonneville County, expect a longer appraisal and a wider collateral discount. With $84,154 as the median household income, the payer mix in a projection has to match what Ammon households actually spend.
Where a file from this town usually lands
- Practice acquisition
- Startup and de novo
- Working capital term loan
- Equipment financing and leasing
- Medical receivables factoring
Built from what is enumerated here rather than from a national list, so a field with no presence in Ammon does not appear. Availability is still a Idaho question.
What a funder reads first in Ammon
What a funder opens first depends on the field. In Ammon that means physical, occupational, and speech therapy, chiropractic, dental specialties.
| Field | What the file turns on | The capital event behind most requests |
|---|---|---|
| Physical, occupational, and speech therapy (37) | Visits per case, Referral source concentration, Payer mix and authorization rules | Startup or expansion clinic |
| Chiropractic (13) | Cash plan revenue, Personal injury receivable age, Visit volume | Startup or acquisition |
| Dental specialties (12) | Collections concentrated in the selling doctor, Referral source concentration, Contract receivables on payment plans | Specialty practice acquisition |
Counts in the first column are Ammon providers from NPPES. The other two columns describe how funders read that field across markets like Ammon, not what any funder will do with your file.
Density beside the neighboring Idaho towns
Density is the number that moves an appraisal: 73.7 per 10,000 here
| Town | Residents | Providers | Per 10,000 | Miles away |
|---|---|---|---|---|
| Ammon (current) | 20,095 | 148 | 73.7 | |
| Idaho Falls | 69,523 | 1,042 | 149.9 | 4 |
| Rexburg | 40,695 | 298 | 73.2 | 25 |
| Blackfoot | 13,224 | 185 | 139.9 | 27 |
| Chubbuck | 16,577 | 117 | 70.6 | 45 |
| Pocatello | 58,231 | 847 | 145.5 | 49 |
| Burley | 12,211 | 178 | 145.8 | 112 |
Distance, income, and the wage floor around Ammon
Idaho Falls, ID lies 4 miles from Ammon, close enough that appraisers price the lease against Idaho Falls, ID rents while 20,095 residents set the revenue ceiling. Median household income runs $84,154, which is the number a funder converts into case acceptance on anything elective or cash-pay. Referral flow comes from outside Ammon, which a projection needs to state plainly.
More of Idaho
What owners in Ammon ask
01How many providers practice in Ammon, and in what?
148 enumerations sit at Ammon addresses in the monthly NPPES file, working out to 73.7 for every 10,000 residents. 25 percent of them are physical, occupational, and speech therapy, and chiropractic follows with 13. An enumeration is a clinician, so the 148 here cover fewer than 148 practices.
02What does Bonneville County's shortage designation change?
Designated for primary care, dental, mental health, Bonneville County qualifies its clinicians for federal repayment support. On a file that turns on adding staff, that is the difference between a hiring assumption and a hiring plan.
03Why does Bonneville County show so little SBA activity?
The published file records 8 7(a) and 504 approvals to healthcare borrowers in Bonneville County. That tracks how few Bonneville County practices changed hands that year, not credit quality. 94 credit intermediation establishments operate in Bonneville County, so the lending capacity is local even where the healthcare history is not.
04Is Ammon underwritten as part of Idaho Falls, ID?
Idaho Falls, ID sits 4 miles away, close enough that appraisers reach into that market for rent and resale comparables while your patient draw stays local. The comparables read Idaho Falls, ID; the 20,095 residents set the ceiling a projection can defend.
05Is there local lending capacity in Bonneville County?
County Business Patterns records 94 credit intermediation establishments in Bonneville County. That is the local origination bench, and it decides whether a file gets underwritten by somebody who has seen Ammon rents and resale before or by somebody working from a screen.
06Which fields carry the volume in Ammon?
Physical, occupational, and speech therapy at 37 providers and chiropractic at 13 lead the 22 fields enumerated here. A funder reads that mix as the local competition set and the local hiring pool at once, before it reads a single line of your own numbers.
Sources
- 1U.S. Census Bureau, Population Estimates, vintage 2024
- 2CMS NPPES, monthly full replacement file
- 3U.S. Census Bureau, ACS 5-year 2023, table B19013
- 4CMS Care Compare provider datasets
- 5U.S. Small Business Administration, 7(a) and 504 approvals
- 6U.S. Census Bureau, County Business Patterns 2022
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