Idaho micro-market
Healthcare practice financing in Chubbuck, Idaho
Direct answer
117 healthcare providers hold a Chubbuck practice address, 70.6 per 10,000 of its 16,577 residents, 44 percent of them in physical, occupational, and speech therapy. Bannock County recorded 7 SBA healthcare approvals worth $2,807,000, and Pocatello, ID sits 4 miles out.
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- Population: 16,577 residents (10K-25K band)1
- Healthcare providers registered here: 117 across 22 fields2
- Median household income: $78,6463
- Largest provider field: Physical, occupational, and speech therapy: 52 registered providers2
- Medicare-certified providers in town: 3 across 3 categories4
- Nearest metro: Pocatello, ID, 4 miles1
Who is enumerated in Chubbuck
Counted at the town's own addresses: 117 providers, 22 fields, 70.6 clinicians per 10,000 of the 16,577 residents here
| Field | Providers | Per 10,000 residents | Source |
|---|---|---|---|
| Physical, occupational, and speech therapy | 52 | 31.4 | NPPES [2] |
| Behavioral and mental health group practices | 16 | 9.7 | NPPES [2] |
| Chiropractic | 8 | 4.8 | NPPES [2] |
| Independent pharmacy | 6 | 3.6 | NPPES [2] |
| DME and HME suppliers | 5 | 3.0 | NPPES [2] |
| Optometry and ophthalmology | 5 | 3.0 | NPPES [2] |
| Dermatology | 3 | 1.8 | NPPES [2] |
| Home health | 3 | 1.8 | NPPES [2] |
| Primary care and family medicine | 2 | 1.2 | NPPES [2] |
| Hospice and palliative | 2 | 1.2 | NPPES [2] |
| Ketamine, TMS, and interventional psychiatry | 2 | 1.2 | NPPES [2] |
| Specialty physician groups | 2 | 1.2 | NPPES [2] |
| Skilled nursing, assisted living, and memory care | 2 | 1.2 | NPPES [2] |
| Podiatry | 1 | 0.6 | NPPES [2] |
| General dentistry | 1 | 0.6 | NPPES [2] |
| Dental specialties | 1 | 0.6 | NPPES [2] |
| Audiology and hearing centers | 1 | 0.6 | NPPES [2] |
| ABA and autism therapy | 1 | 0.6 | NPPES [2] |
| Med spa and aesthetics | 1 | 0.6 | NPPES [2] |
| Dialysis and infusion centers | 1 | 0.6 | NPPES [2] |
| Telehealth and virtual clinics | 1 | 0.6 | NPPES [2] |
| Occupational health and drug testing | 1 | 0.6 | NPPES [2] |
| Medical equipment suppliers | 4 | CMS [4] | |
| Hospice providers | 1 | CMS [4] | |
| Dialysis facilities | 1 | CMS [4] | |
| Home health agencies | 1 | CMS [4] |
A single Chubbuck practice can hold more than one of these numbers. 44 percent sit in physical, occupational, and speech therapy, counted as clinicians rather than as owners.
What lenders have already approved in Bannock County
The county file holds 7 healthcare approvals, which is a thin comparable set for anyone pricing collateral
| Line | Amount | Reading and source |
|---|---|---|
| Approvals on record | 7 | Fiscal year published in the SBA file [5] |
| Total approved capital | $2,807,000 | Sum of approvals to healthcare borrowers [5] |
| Mean deal size | $401,000 | Dollars divided by approvals [5] |
| Lenders sited in the county | 72 | Credit intermediation establishments, NAICS 522 [6] |
How this data lands in an underwriting decision
A file from here opens on 70.6 providers per 10,000 residents, and everything about volume follows from it. A short county record of 7 approvals usually means more documentation and a lower advance against the same collateral. Household income of $78,646 in Chubbuck is the number a lender uses to sanity check the self-pay share of a revenue projection.
Programs the Chubbuck mix reaches for
- Practice acquisition
- Startup and de novo
- Working capital term loan
- Medical receivables factoring
- Business line of credit
Built from what is enumerated here rather than from a national list, so a field with no presence in Chubbuck does not appear. Availability is still a Idaho question.
The first pages of a Chubbuck file
physical, occupational, and speech therapy, behavioral and mental health group practices, chiropractic account for most of what is enumerated in Chubbuck, so those are the files funders see from this town
| Specialty | Read first in underwriting | Why the money is usually needed |
|---|---|---|
| Physical, occupational, and speech therapy (52) | Visits per case, Referral source concentration, Payer mix and authorization rules | Startup or expansion clinic |
| Behavioral and mental health group practices (16) | Clinician retention and productivity, Payer mix and Medicaid concentration, Re-authorization and session limit exposure | Working capital through the credentialing lag |
| Chiropractic (8) | Cash plan revenue, Personal injury receivable age, Visit volume | Startup or acquisition |
NPPES supplies the Chubbuck counts. The reading columns describe the field in general, and no partner reviewing a Chubbuck file is bound by them.
Chubbuck against nearby Idaho markets
Density is the number that moves an appraisal: 70.6 per 10,000 here
| Town | Residents | Providers | Per 10,000 | Miles away |
|---|---|---|---|---|
| Chubbuck (current) | 16,577 | 117 | 70.6 | |
| Pocatello | 58,231 | 847 | 145.5 | 4 |
| Blackfoot | 13,224 | 185 | 139.9 | 19 |
| Idaho Falls | 69,523 | 1,042 | 149.9 | 44 |
| Ammon | 20,095 | 148 | 73.7 | 45 |
| Rexburg | 40,695 | 298 | 73.2 | 70 |
| Burley | 12,211 | 178 | 145.8 | 73 |
What the geography does to a Chubbuck projection
4 miles separate Chubbuck from Pocatello, ID. Lease pricing follows Pocatello, ID, while revenue stays capped by the 16,577 residents here. Households here carry $78,646 in median income, and that ceiling decides how much of a treatment plan gets started rather than deferred. Referral flow comes from outside Chubbuck, which a projection needs to state plainly. A degree-granting institution here moves volume on the academic calendar.
Nearby Idaho towns
Chubbuck owners, answered
01How many providers practice in Chubbuck, and in what?
Across 22 fields, Chubbuck carries 117 enumerated clinicians, 70.6 per 10,000 of the 16,577 people living here. The concentration is in physical, occupational, and speech therapy, 52 of the total, then behavioral and mental health group practices at 16. Count practices from that only with care.
02What does Bannock County's shortage designation change?
Designated for primary care, dental, mental health, Bannock County qualifies its clinicians for federal repayment support. On a file that turns on adding staff, that is the difference between a hiring assumption and a hiring plan.
03Why does Bannock County show so little SBA activity?
Only 7 healthcare approvals appear for Bannock County in the published 7(a) and 504 file. Thin volume in Bannock County is a transaction count, not a verdict on borrowers here. The county still holds 72 credit intermediation establishments.
04Is Chubbuck underwritten as part of Pocatello, ID?
Pocatello, ID sits 4 miles away, close enough that appraisers reach into that market for rent and resale comparables while your patient draw stays local. The comparables read Pocatello, ID; the 16,577 residents set the ceiling a projection can defend.
05Is there local lending capacity in Bannock County?
County Business Patterns records 72 credit intermediation establishments in Bannock County. That is the local origination bench, and it decides whether a file gets underwritten by somebody who has seen Chubbuck rents and resale before or by somebody working from a screen.
06What does the underserved designation in Bannock County support?
Bannock County carries a medically underserved designation. It evidences unmet demand behind a capacity build, and it opens recruitment programs that make a staffing line in a projection easier to defend than local wage data alone would.
Sources
- 1U.S. Census Bureau, Population Estimates, vintage 2024
- 2CMS NPPES, monthly full replacement file
- 3U.S. Census Bureau, ACS 5-year 2023, table B19013
- 4CMS Care Compare provider datasets
- 5U.S. Small Business Administration, 7(a) and 504 approvals
- 6U.S. Census Bureau, County Business Patterns 2022
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