Idaho micro-market
Healthcare practice financing in Kuna, Idaho
Direct answer
Ada County carries 40 SBA healthcare approvals worth $23,013,900, and inside Kuna the census shows 86 enumerated clinicians against 29,127 residents, 29.5 per 10,000, 22 percent of them in physical, occupational, and speech therapy. Boise City, ID lies 10 miles away.
A location page indicates that Practition Finance is taking clients in that market. It does not represent a physical office, storefront, or licensed presence in that city or state. All services are delivered remotely by our US-based team. How a referral works in Idaho, and how many partners see it, is set out on the Idaho page.
- Population: 29,127 residents (25K-50K band)1
- Healthcare providers registered here: 86 across 12 fields2
- Median household income: $93,5453
- Largest provider field: Physical, occupational, and speech therapy: 19 registered providers2
- Nearest metro: Boise City, ID, 10 miles1
- SBA healthcare approvals in the county: 40 approvals totaling $23,013,9004
Kuna clinicians, by field
29.5 providers per 10,000 residents is what 86 enumerations across 12 fields works out to in a town of 29,127
| Field | Providers | Per 10,000 residents | Source |
|---|---|---|---|
| Physical, occupational, and speech therapy | 19 | 6.5 | NPPES [2] |
| General dentistry | 16 | 5.5 | NPPES [2] |
| Primary care and family medicine | 14 | 4.8 | NPPES [2] |
| Behavioral and mental health group practices | 7 | 2.4 | NPPES [2] |
| Dental specialties | 6 | 2.1 | NPPES [2] |
| Independent pharmacy | 6 | 2.1 | NPPES [2] |
| Optometry and ophthalmology | 6 | 2.1 | NPPES [2] |
| Chiropractic | 5 | 1.7 | NPPES [2] |
| DME and HME suppliers | 2 | 0.7 | NPPES [2] |
| Non-medical home care | 2 | 0.7 | NPPES [2] |
| Skilled nursing, assisted living, and memory care | 2 | 0.7 | NPPES [2] |
| SUD treatment and residential | 1 | 0.3 | NPPES [2] |
| Medical equipment suppliers | 3 | CMS [5] |
Several of the 19 physical, occupational, and speech therapy enumerations can belong to one practice, so the column counts clinicians rather than businesses or owners
Loan activity in Ada County
Lenders in Ada County have already closed 40 healthcare approvals, averaging $575,348, which is the size a new file gets read beside
| Measure | Published figure | What sits behind it |
|---|---|---|
| Healthcare files approved | 40 | Counted for the fiscal year the SBA publishes [4] |
| Dollars behind them | $23,013,900 | Everything approved to healthcare borrowers, added up [4] |
| Typical approval size | $575,348 | The dollar column over the approval column [4] |
| Credit offices operating locally | 402 | Places that write credit locally, NAICS 522 [6] |
The consequence of these numbers
The ratio that matters up front is 29.5 per 10,000, which decides whether a ramp schedule reads as conservative. A request measured against 40 prior Ada County approvals is priced on precedent, which shortens the questions about valuation. Household income of $93,545 in Kuna is the number a lender uses to sanity check the self-pay share of a revenue projection.
The programs this provider mix points at
- Practice acquisition
- Startup and de novo
- Expansion, relocation, and build-out
- Working capital term loan
- Equipment financing and leasing
Weighted by how often each of the 12 local fields reaches for a program, not by what is easiest to refer. Idaho rules and the partner decide availability.
Underwriting by field in Kuna
physical, occupational, and speech therapy, general dentistry, primary care and family medicine account for most of what is enumerated in Kuna, so those are the files funders see from this town
| Practice type | The pages that decide it | Typical capital event |
|---|---|---|
| Physical, occupational, and speech therapy (19) | Visits per case, Referral source concentration, Payer mix and authorization rules | Startup or expansion clinic |
| General dentistry (16) | Three years of collections history, Hygiene as a share of collections, Overhead ratio and owner add-backs | Acquisition of an established practice |
| Primary care and family medicine (14) | Panel size, Value-based contract exposure, Provider productivity | Acquisition |
The first column is Kuna's own NPPES count. The rest is how the field is generally underwritten, whether the address is Kuna or anywhere else.
Kuna against nearby Idaho markets
Set Kuna's 29.5 per 10,000 against the towns an appraiser would reach for next
| Comparable | People | Enumerations | Per 10,000 residents | Miles |
|---|---|---|---|---|
| Kuna (current) | 29,127 | 86 | 29.5 | |
| Eagle | 33,451 | 372 | 111.2 | 12 |
| Star | 18,208 | 61 | 33.5 | 13 |
| Caldwell | 73,088 | 342 | 46.8 | 15 |
| Middleton | 11,730 | 57 | 48.6 | 17 |
| Mountain Home | 16,912 | 98 | 57.9 | 45 |
| Jerome | 13,481 | 95 | 70.5 | 110 |
Distance, income, and the wage floor around Kuna
Boise City, ID lies 10 miles from Kuna, close enough that appraisers price the lease against Boise City, ID rents while 29,127 residents set the revenue ceiling. At $93,545 median household income, the elective and cash-pay share of a projection is the line that gets tested first. With no hospital in town, a projection has to name where referrals and coverage come from.
Nearby Idaho towns
Questions from Kuna
01How many providers practice in Kuna, and in what?
Across 12 fields, Kuna carries 86 enumerated clinicians, 29.5 per 10,000 of the 29,127 people living here. The concentration is in physical, occupational, and speech therapy, 19 of the total, then general dentistry at 16. Count practices from that only with care.
02What does SBA lending look like around Kuna?
$23,013,900 went to healthcare borrowers in Ada County across 40 approvals, $575,348 on average. Deals near Kuna get sized against that record before anything else.
03Is Kuna underwritten as part of Boise City, ID?
Boise City, ID sits 10 miles away, close enough that appraisers reach into that market for rent and resale comparables while your patient draw stays local. The comparables read Boise City, ID; the 29,127 residents set the ceiling a projection can defend.
04What does Ada County's shortage designation change?
HRSA designates Ada County for primary care, dental, mental health. That opens loan repayment programs for clinicians recruited into Kuna and evidences a staffing ramp in a 29,127 resident market.
05Is there local lending capacity in Ada County?
County Business Patterns records 402 credit intermediation establishments in Ada County. That is the local origination bench, and it decides whether a file gets underwritten by somebody who has seen Kuna rents and resale before or by somebody working from a screen.
06Which fields carry the volume in Kuna?
The 12 enumerated fields are led by physical, occupational, and speech therapy at 19, with general dentistry at 16 behind it. Those two counts double as the competition you are entering and the bench you would hire from.
Sources
- 1U.S. Census Bureau, Population Estimates, vintage 2024
- 2CMS NPPES, monthly full replacement file
- 3U.S. Census Bureau, ACS 5-year 2023, table B19013
- 4U.S. Small Business Administration, 7(a) and 504 approvals
- 5CMS Care Compare provider datasets
- 6U.S. Census Bureau, County Business Patterns 2022
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