Illinois micro-market
Healthcare practice financing in Crestwood, Illinois
Direct answer
108 healthcare providers hold a Crestwood practice address, 102.5 per 10,000 of its 10,533 residents, 40 percent of them in physical, occupational, and speech therapy. Cook County recorded 122 SBA healthcare approvals worth $56,780,300, and Chicago-Naperville-Elgin, IL-IN sits 14 miles out.
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- Population: 10,533 residents (10K-25K band)1
- Healthcare providers registered here: 108 across 14 fields2
- Median household income: $68,6863
- Largest provider field: Physical, occupational, and speech therapy: 43 registered providers2
- Medicare-certified providers in town: 1 across 1 categories4
- Nearest metro: Chicago-Naperville-Elgin, IL-IN, 14 miles1
What NPPES records at Crestwood addresses
108 providers across 14 fields, 102.5 per 10,000 residents, counted at Crestwood addresses in the NPPES monthly file
| Specialty | Enumerated clinicians | Density per 10,000 | Where it comes from |
|---|---|---|---|
| Physical, occupational, and speech therapy | 43 | 40.8 | NPPES [2] |
| Chiropractic | 9 | 8.5 | NPPES [2] |
| Specialty physician groups | 9 | 8.5 | NPPES [2] |
| Optometry and ophthalmology | 8 | 7.6 | NPPES [2] |
| Skilled nursing, assisted living, and memory care | 8 | 7.6 | NPPES [2] |
| Primary care and family medicine | 7 | 6.6 | NPPES [2] |
| General dentistry | 6 | 5.7 | NPPES [2] |
| ABA and autism therapy | 5 | 4.7 | NPPES [2] |
| Independent pharmacy | 4 | 3.8 | NPPES [2] |
| Dialysis and infusion centers | 3 | 2.8 | NPPES [2] |
| DME and HME suppliers | 2 | 1.9 | NPPES [2] |
| Non-medical home care | 2 | 1.9 | NPPES [2] |
| Home health | 1 | 0.9 | NPPES [2] |
| Urgent care | 1 | 0.9 | NPPES [2] |
| Medical equipment suppliers | 4 | CMS [4] | |
| Dialysis facilities | 1 | CMS [4] |
Several of the 43 physical, occupational, and speech therapy enumerations can belong to one practice, so the column counts clinicians rather than businesses or owners
The lending record behind Crestwood
Lenders in Cook County have already closed 122 healthcare approvals, averaging $465,412, which is the size a new file gets read beside
| What it measures | Value | How to read it |
|---|---|---|
| Approvals on record | 122 | Fiscal year published in the SBA file [5] |
| Total approved capital | $56,780,300 | Sum of approvals to healthcare borrowers [5] |
| Mean deal size | $465,412 | Dollars divided by approvals [5] |
| Lenders sited in the county | 2,528 | Credit intermediation establishments, NAICS 522 [6] |
Reading Crestwood the way a credit committee does
The ratio that matters up front is 102.5 per 10,000, which decides whether a ramp schedule reads as conservative. A request measured against 122 prior Cook County approvals is priced on precedent, which shortens the questions about valuation. With $68,686 as the median household income, the payer mix in a projection has to match what Crestwood households actually spend.
The programs this provider mix points at
- Practice acquisition
- Startup and de novo
- Working capital term loan
- Equipment financing and leasing
- Expansion, relocation, and build-out
Weighted by how often each of the 14 local fields reaches for a program, not by what is easiest to refer. Illinois rules and the partner decide availability.
Underwriting by field in Crestwood
physical, occupational, and speech therapy, chiropractic, specialty physician groups account for most of what is enumerated in Crestwood, so those are the files funders see from this town
| Practice type | The pages that decide it | Typical capital event |
|---|---|---|
| Physical, occupational, and speech therapy (43) | Visits per case, Referral source concentration, Payer mix and authorization rules | Startup or expansion clinic |
| Chiropractic (9) | Cash plan revenue, Personal injury receivable age, Visit volume | Startup or acquisition |
| Specialty physician groups (9) | Ancillary revenue contribution, Provider productivity, Payer contracts | Ancillary build-out |
Counts in the first column are Crestwood providers from NPPES. The other two columns describe how funders read that field across markets like Crestwood, not what any funder will do with your file.
How Crestwood prices against its neighbors
Density is the number that moves an appraisal: 102.5 per 10,000 here
| Market | Population | Clinicians | Density per 10,000 | Distance in miles |
|---|---|---|---|---|
| Crestwood (current) | 10,533 | 108 | 102.5 | |
| Alsip | 18,486 | 77 | 41.7 | 2 |
| Midlothian | 13,870 | 60 | 43.3 | 2 |
| Blue Island | 21,805 | 119 | 54.6 | 3 |
| Oak Forest | 26,813 | 196 | 73.1 | 3 |
| Palos Heights | 12,088 | 506 | 418.6 | 3 |
| Chicago Ridge | 14,036 | 130 | 92.6 | 4 |
What the geography does to a Crestwood projection
14 miles separate Crestwood from Chicago-Naperville-Elgin, IL-IN. Lease pricing follows Chicago-Naperville-Elgin, IL-IN, while revenue stays capped by the 10,533 residents here. At $68,686 median household income, the elective and cash-pay share of a projection is the line that gets tested first. With no hospital in town, a projection has to name where referrals and coverage come from.
Other Illinois markets
- Alsip 18,486 residents
- Midlothian 13,870 residents
- Blue Island 21,805 residents
- Oak Forest 26,813 residents
- Palos Heights 12,088 residents
- Chicago Ridge 14,036 residents
Crestwood owners, answered
01How many providers practice in Crestwood, and in what?
NPPES lists 108 providers at a Crestwood practice address, 102.5 per 10,000 residents across 14 tracked fields. Physical, occupational, and speech therapy accounts for 43 of them, 40 percent of the total, with chiropractic next at 9. Read that as clinicians: 108 enumerations, not 108 owners.
02What does SBA lending look like around Crestwood?
The county file behind Crestwood holds 122 healthcare approvals totaling $56,780,300, an average of $465,412. Those are the loan sizes lenders in Cook County have already carried.
03What does Cook County's shortage designation change?
Cook County holds a HRSA designation covering primary care, dental, mental health. A pro forma for Crestwood can cite it as the reason a vacancy is fillable, which is usually the weakest line in a ramp schedule.
04Is Crestwood underwritten as part of Chicago-Naperville-Elgin, IL-IN?
Partly. Chicago-Naperville-Elgin, IL-IN is 14 miles out, so rent and equipment comparables travel in from there while patients still come from the 10,533 residents around Crestwood. Cost side metro, revenue side local.
05Which fields carry the volume in Crestwood?
Volume concentrates in physical, occupational, and speech therapy, 43 of them, ahead of chiropractic at 9, across 14 fields. A thin second field usually means a longer search for staff than a pro forma allows for.
06Is there local lending capacity in Cook County?
County Business Patterns records 2,528 credit intermediation establishments in Cook County. That is the local origination bench, and it decides whether a file gets underwritten by somebody who has seen Crestwood rents and resale before or by somebody working from a screen.
Sources
- 1U.S. Census Bureau, Population Estimates, vintage 2024
- 2CMS NPPES, monthly full replacement file
- 3U.S. Census Bureau, ACS 5-year 2023, table B19013
- 4CMS Care Compare provider datasets
- 5U.S. Small Business Administration, 7(a) and 504 approvals
- 6U.S. Census Bureau, County Business Patterns 2022
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