Illinois micro-market
Healthcare practice financing in Macomb, Illinois
Direct answer
169 healthcare providers hold a Macomb practice address, 114.5 per 10,000 of its 14,765 residents, 20 percent of them in physical, occupational, and speech therapy. McDonough County recorded 0 SBA healthcare approvals worth $0, and Peoria, IL sits 59 miles out.
A location page indicates that Practition Finance is taking clients in that market. It does not represent a physical office, storefront, or licensed presence in that city or state. All services are delivered remotely by our US-based team. How a referral works in Illinois, and how many partners see it, is set out on the Illinois page.
- Population: 14,765 residents (10K-25K band)1
- Healthcare providers registered here: 169 across 23 fields2
- Median household income: $39,7533
- Largest provider field: Physical, occupational, and speech therapy: 34 registered providers2
- Medicare-certified providers in town: 3 across 3 categories4
- Nearest metro: Peoria, IL, 59 miles1
The clinical base a lender can verify here
114.5 providers per 10,000 residents is what 169 enumerations across 23 fields works out to in a town of 14,765
| Field | Providers | Per 10,000 residents | Source |
|---|---|---|---|
| Physical, occupational, and speech therapy | 34 | 23.0 | NPPES [2] |
| Behavioral and mental health group practices | 26 | 17.6 | NPPES [2] |
| Primary care and family medicine | 20 | 13.5 | NPPES [2] |
| Optometry and ophthalmology | 14 | 9.5 | NPPES [2] |
| Specialty physician groups | 13 | 8.8 | NPPES [2] |
| Skilled nursing, assisted living, and memory care | 11 | 7.5 | NPPES [2] |
| Chiropractic | 9 | 6.1 | NPPES [2] |
| General dentistry | 7 | 4.7 | NPPES [2] |
| Podiatry | 5 | 3.4 | NPPES [2] |
| DME and HME suppliers | 4 | 2.7 | NPPES [2] |
| Independent pharmacy | 4 | 2.7 | NPPES [2] |
| Audiology and hearing centers | 4 | 2.7 | NPPES [2] |
| SUD treatment and residential | 3 | 2.0 | NPPES [2] |
| Dermatology | 2 | 1.4 | NPPES [2] |
| Home health | 2 | 1.4 | NPPES [2] |
| NEMT and ambulance | 2 | 1.4 | NPPES [2] |
| Ketamine, TMS, and interventional psychiatry | 2 | 1.4 | NPPES [2] |
| Dialysis and infusion centers | 2 | 1.4 | NPPES [2] |
| Sleep centers | 1 | 0.7 | NPPES [2] |
| ABA and autism therapy | 1 | 0.7 | NPPES [2] |
| Hospice and palliative | 1 | 0.7 | NPPES [2] |
| Med spa and aesthetics | 1 | 0.7 | NPPES [2] |
| Clinical and toxicology labs | 1 | 0.7 | NPPES [2] |
| Medical equipment suppliers | 7 | CMS [4] | |
| Hospice providers | 1 | CMS [4] | |
| Dialysis facilities | 1 | CMS [4] | |
| Home health agencies | 1 | CMS [4] |
Physical, occupational, and speech therapy carries 34 of the 169 enumerated providers here, and several of them can sit inside one practice. Read the column as clinicians, not owners.
The lending record behind Macomb
With 0 healthcare approvals recorded, McDonough County gives a valuation almost nothing local to lean on
| What it measures | Value | How to read it |
|---|---|---|
| SBA healthcare approvals | 0 | Counted for the fiscal year the SBA publishes [5] |
| Approved dollars | $0 | Everything approved to healthcare borrowers, added up [5] |
| Average approval | No approvals recorded | The dollar column over the approval column [5] |
| Lending establishments in the county | 25 | Places that write credit locally, NAICS 522 [6] |
Reading Macomb the way a credit committee does
Underwriting starts with 114.5 providers per 10,000 residents, because that ratio caps how fast a chair or a room fills. With 0 approvals on record in McDonough County, expect a longer appraisal and a wider collateral discount. A $39,753 median household income here sets the ceiling on what an elective or cash-pay line can be expected to carry.
Where a file from this town usually lands
- Practice acquisition
- Working capital term loan
- Startup and de novo
- Expansion, relocation, and build-out
- Equipment financing and leasing
Weighted by how often each of the 23 local fields reaches for a program, not by what is easiest to refer. Illinois rules and the partner decide availability.
What a funder reads first in Macomb
physical, occupational, and speech therapy, behavioral and mental health group practices, primary care and family medicine account for most of what is enumerated in Macomb, so those are the files funders see from this town
| Practice type | The pages that decide it | Typical capital event |
|---|---|---|
| Physical, occupational, and speech therapy (34) | Visits per case, Referral source concentration, Payer mix and authorization rules | Startup or expansion clinic |
| Behavioral and mental health group practices (26) | Clinician retention and productivity, Payer mix and Medicaid concentration, Re-authorization and session limit exposure | Working capital through the credentialing lag |
| Primary care and family medicine (20) | Panel size, Value-based contract exposure, Provider productivity | Acquisition |
The first column is Macomb's own NPPES count. The rest is how the field is generally underwritten, whether the address is Macomb or anywhere else.
Density beside the neighboring Illinois towns
The neighboring markets below are the ones a valuation borrows from when Macomb has too few sales of its own
| Comparable | People | Enumerations | Per 10,000 residents | Miles |
|---|---|---|---|---|
| Macomb (current) | 14,765 | 169 | 114.5 | |
| Canton | 12,896 | 113 | 87.6 | 35 |
| Galesburg | 29,289 | 286 | 97.6 | 37 |
| Quincy | 38,786 | 701 | 180.7 | 52 |
| Jacksonville | 17,801 | 203 | 114.0 | 56 |
| Pekin | 31,266 | 213 | 68.1 | 56 |
| East Peoria | 22,024 | 139 | 63.1 | 62 |
How Macomb sits against the nearest metro
Distance to Peoria, IL is 59 miles. That is close enough for rent in Macomb to be compared against the metro and far enough that patient draw is not. Median household income runs $39,753, which is the number a funder converts into case acceptance on anything elective or cash-pay. Hospital coverage inside Macomb means a call schedule can be evidenced rather than described. Higher education here explains why summer looks unlike the rest of the year. Macomb is the McDonough County seat, so county employment steadies the payer mix.
More of Illinois
- Canton 12,896 residents
- Galesburg 29,289 residents
- Quincy 38,786 residents
- Jacksonville 17,801 residents
- Pekin 31,266 residents
- East Peoria 22,024 residents
Questions from Macomb
01How many providers practice in Macomb, and in what?
Across 23 fields, Macomb carries 169 enumerated clinicians, 114.5 per 10,000 of the 14,765 people living here. The concentration is in physical, occupational, and speech therapy, 34 of the total, then behavioral and mental health group practices at 26. Count practices from that only with care.
02What does McDonough County's shortage designation change?
HRSA designates McDonough County for primary care, dental, mental health. That opens loan repayment programs for clinicians recruited into Macomb and evidences a staffing ramp in a 14,765 resident market.
03Why does McDonough County show so little SBA activity?
McDonough County shows 0 approvals in the SBA healthcare file, which means an appraiser reaches outside the county for comparables. Few sales, not weak credit, is the usual reason. 25 lending establishments operate locally.
04Is Macomb underwritten as part of Peoria, IL?
Partly. Peoria, IL is 59 miles out, so rent and equipment comparables travel in from there while patients still come from the 14,765 residents around Macomb. Cost side metro, revenue side local.
05How does the hospital in Macomb affect a practice file?
A Medicare-certified hospital operates in the town, which gives referral flow, a call schedule, and a clinical labor pool a funder can verify. 3 Medicare-certified providers are located here in total. It also sets the wage floor behind every hire in a 114.5 per 10,000 market.
06What does a $39,753 median income mean for case acceptance?
Median household income in Macomb runs $39,753. On elective and cash-pay work that is the number a funder converts into case acceptance, and it sets how much of a treatment plan a projection can assume gets started rather than deferred.
Sources
- 1U.S. Census Bureau, Population Estimates, vintage 2024
- 2CMS NPPES, monthly full replacement file
- 3U.S. Census Bureau, ACS 5-year 2023, table B19013
- 4CMS Care Compare provider datasets
- 5U.S. Small Business Administration, 7(a) and 504 approvals
- 6U.S. Census Bureau, County Business Patterns 2022
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