Iowa micro-market
Healthcare practice financing in Coralville, Iowa
Direct answer
375 healthcare providers hold a Coralville practice address, 156.5 per 10,000 of its 23,959 residents, 29 percent of them in physical, occupational, and speech therapy. Johnson County recorded 0 SBA healthcare approvals worth $0, and Iowa City, IA sits 5 miles out.
A location page indicates that Practition Finance is taking clients in that market. It does not represent a physical office, storefront, or licensed presence in that city or state. All services are delivered remotely by our US-based team. How a referral works in Iowa, and how many partners see it, is set out on the Iowa page.
- Population: 23,959 residents (10K-25K band)1
- Healthcare providers registered here: 375 across 26 fields2
- Median household income: $66,5083
- Largest provider field: Physical, occupational, and speech therapy: 108 registered providers2
- Medicare-certified providers in town: 2 across 2 categories4
- Nearest metro: Iowa City, IA, 5 miles1
Who is enumerated in Coralville
The NPPES file puts 375 enumerated clinicians inside Coralville, spread over 26 fields at 156.5 per 10,000 residents
| Specialty | Enumerated clinicians | Density per 10,000 | Where it comes from |
|---|---|---|---|
| Physical, occupational, and speech therapy | 108 | 45.1 | NPPES [2] |
| Chiropractic | 61 | 25.5 | NPPES [2] |
| Specialty physician groups | 30 | 12.5 | NPPES [2] |
| Primary care and family medicine | 28 | 11.7 | NPPES [2] |
| Optometry and ophthalmology | 24 | 10.0 | NPPES [2] |
| General dentistry | 21 | 8.8 | NPPES [2] |
| Dental specialties | 14 | 5.8 | NPPES [2] |
| DME and HME suppliers | 12 | 5.0 | NPPES [2] |
| Ketamine, TMS, and interventional psychiatry | 12 | 5.0 | NPPES [2] |
| Dermatology | 10 | 4.2 | NPPES [2] |
| Independent pharmacy | 9 | 3.8 | NPPES [2] |
| Behavioral and mental health group practices | 7 | 2.9 | NPPES [2] |
| Audiology and hearing centers | 6 | 2.5 | NPPES [2] |
| Non-medical home care | 5 | 2.1 | NPPES [2] |
| ABA and autism therapy | 5 | 2.1 | NPPES [2] |
| Med spa and aesthetics | 5 | 2.1 | NPPES [2] |
| Plastic and cosmetic surgery | 3 | 1.3 | NPPES [2] |
| Skilled nursing, assisted living, and memory care | 3 | 1.3 | NPPES [2] |
| Podiatry | 2 | 0.8 | NPPES [2] |
| Home health | 2 | 0.8 | NPPES [2] |
| Hormone, TRT, and men's health clinics | 2 | 0.8 | NPPES [2] |
| Clinical and toxicology labs | 2 | 0.8 | NPPES [2] |
| Urgent care | 1 | 0.4 | NPPES [2] |
| ASCs and OBLs | 1 | 0.4 | NPPES [2] |
| Dialysis and infusion centers | 1 | 0.4 | NPPES [2] |
| Telehealth and virtual clinics | 1 | 0.4 | NPPES [2] |
| Medical equipment suppliers | 14 | CMS [4] | |
| Ambulatory surgical centers | 1 | CMS [4] | |
| Home health agencies | 1 | CMS [4] |
A single Coralville practice can hold more than one of these numbers. 29 percent sit in physical, occupational, and speech therapy, counted as clinicians rather than as owners.
What Johnson County credit files already show
With 0 healthcare approvals recorded, Johnson County gives a valuation almost nothing local to lean on
| Line | Amount | Reading and source |
|---|---|---|
| Healthcare files approved | 0 | Counted for the fiscal year the SBA publishes [5] |
| Dollars behind them | $0 | Everything approved to healthcare borrowers, added up [5] |
| Typical approval size | No approvals recorded | The dollar column over the approval column [5] |
| Credit offices operating locally | 61 | Places that write credit locally, NAICS 522 [6] |
The consequence of these numbers
At 156.5 clinicians per 10,000 residents, the catchment radius in a projection has to be defended rather than assumed. A short county record of 0 approvals usually means more documentation and a lower advance against the same collateral. With $66,508 as the median household income, the payer mix in a projection has to match what Coralville households actually spend.
Programs the Coralville mix reaches for
- Practice acquisition
- Startup and de novo
- Working capital term loan
- Equipment financing and leasing
- Expansion, relocation, and build-out
Weighted by how often each of the 26 local fields reaches for a program, not by what is easiest to refer. Iowa rules and the partner decide availability.
What a funder reads first in Coralville
What a funder opens first depends on the field. In Coralville that means physical, occupational, and speech therapy, chiropractic, specialty physician groups.
| Specialty | Read first in underwriting | Why the money is usually needed |
|---|---|---|
| Physical, occupational, and speech therapy (108) | Visits per case, Referral source concentration, Payer mix and authorization rules | Startup or expansion clinic |
| Chiropractic (61) | Cash plan revenue, Personal injury receivable age, Visit volume | Startup or acquisition |
| Specialty physician groups (30) | Ancillary revenue contribution, Provider productivity, Payer contracts | Ancillary build-out |
Column one counts Coralville clinicians from the federal file. Columns two and three describe how the field is usually underwritten, and a partner can read a Coralville file differently.
How Coralville prices against its neighbors
Density is the number that moves an appraisal: 156.5 per 10,000 here
| Comparable | People | Enumerations | Per 10,000 residents | Miles |
|---|---|---|---|---|
| Coralville (current) | 23,959 | 375 | 156.5 | |
| North Liberty | 21,904 | 158 | 72.1 | 3 |
| Marion | 42,542 | 161 | 37.8 | 24 |
| Muscatine | 23,298 | 230 | 98.7 | 33 |
| Bettendorf | 40,281 | 482 | 119.7 | 58 |
| Oskaloosa | 11,575 | 129 | 111.4 | 61 |
| Ottumwa | 25,648 | 174 | 67.8 | 63 |
Distance, income, and the wage floor around Coralville
Iowa City, IA lies 5 miles from Coralville, close enough that appraisers price the lease against Iowa City, IA rents while 23,959 residents set the revenue ceiling. Households here carry $66,508 in median income, and that ceiling decides how much of a treatment plan gets started rather than deferred. No hospital operates here, so the referral sources and the call arrangement have to be named rather than assumed.
Nearby Iowa towns
- North Liberty 21,904 residents
- Marion 42,542 residents
- Muscatine 23,298 residents
- Bettendorf 40,281 residents
- Oskaloosa 11,575 residents
- Ottumwa 25,648 residents
Coralville owners, answered
01How many providers practice in Coralville, and in what?
375 enumerations sit at Coralville addresses in the monthly NPPES file, working out to 156.5 for every 10,000 residents. 29 percent of them are physical, occupational, and speech therapy, and chiropractic follows with 61. An enumeration is a clinician, so the 375 here cover fewer than 375 practices.
02Why does Johnson County show so little SBA activity?
Johnson County shows 0 approvals in the SBA healthcare file, which means an appraiser reaches outside the county for comparables. Few sales, not weak credit, is the usual reason. 61 lending establishments operate locally.
03What does Johnson County's shortage designation change?
Johnson County holds a HRSA designation covering primary care, dental, mental health. A pro forma for Coralville can cite it as the reason a vacancy is fillable, which is usually the weakest line in a ramp schedule.
04Which fields carry the volume in Coralville?
The 26 enumerated fields are led by physical, occupational, and speech therapy at 108, with chiropractic at 61 behind it. Those two counts double as the competition you are entering and the bench you would hire from.
05How many Medicare-certified providers are based in Coralville?
The town carries 2 Medicare-certified providers. On a receivables request that number sets the expected collection lag, which is priced before anything about the practice itself is read.
06Is Coralville underwritten as part of Iowa City, IA?
Comparables and demand split at 5 miles. An appraiser prices the lease and the equipment off Iowa City, IA; the revenue line has to hold up against 23,959 local residents.
Sources
- 1U.S. Census Bureau, Population Estimates, vintage 2024
- 2CMS NPPES, monthly full replacement file
- 3U.S. Census Bureau, ACS 5-year 2023, table B19013
- 4CMS Care Compare provider datasets
- 5U.S. Small Business Administration, 7(a) and 504 approvals
- 6U.S. Census Bureau, County Business Patterns 2022
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