Kansas micro-market
Healthcare practice financing in Ottawa, Kansas
Direct answer
Density decides a lot here. Ottawa runs 95.8 providers per 10,000 residents, 122 clinicians against 12,733 people, 21 percent of them in physical, occupational, and speech therapy, while Franklin County lenders have approved 0 healthcare files worth $0 and the nearest metro is 25 miles out.
A location page indicates that Practition Finance is taking clients in that market. It does not represent a physical office, storefront, or licensed presence in that city or state. All services are delivered remotely by our US-based team. How a referral works in Kansas, and how many partners see it, is set out on the Kansas page.
- Population: 12,733 residents (10K-25K band)1
- Healthcare providers registered here: 122 across 21 fields2
- Median household income: $64,6553
- Largest provider field: Physical, occupational, and speech therapy: 26 registered providers2
- Medicare-certified providers in town: 1 across 1 categories4
- Nearest metro: Lawrence, KS, 25 miles1
Fields practicing inside Ottawa
The NPPES file puts 122 enumerated clinicians inside Ottawa, spread over 21 fields at 95.8 per 10,000 residents
| Practice type | Count | Rate per 10,000 residents | Published by |
|---|---|---|---|
| Physical, occupational, and speech therapy | 26 | 20.4 | NPPES [2] |
| Primary care and family medicine | 21 | 16.5 | NPPES [2] |
| Chiropractic | 19 | 14.9 | NPPES [2] |
| Optometry and ophthalmology | 13 | 10.2 | NPPES [2] |
| General dentistry | 11 | 8.6 | NPPES [2] |
| Skilled nursing, assisted living, and memory care | 8 | 6.3 | NPPES [2] |
| DME and HME suppliers | 4 | 3.1 | NPPES [2] |
| Independent pharmacy | 3 | 2.4 | NPPES [2] |
| Podiatry | 2 | 1.6 | NPPES [2] |
| Home health | 2 | 1.6 | NPPES [2] |
| Specialty physician groups | 2 | 1.6 | NPPES [2] |
| Dialysis and infusion centers | 2 | 1.6 | NPPES [2] |
| Dental specialties | 1 | 0.8 | NPPES [2] |
| NEMT and ambulance | 1 | 0.8 | NPPES [2] |
| Audiology and hearing centers | 1 | 0.8 | NPPES [2] |
| ABA and autism therapy | 1 | 0.8 | NPPES [2] |
| Hospice and palliative | 1 | 0.8 | NPPES [2] |
| Med spa and aesthetics | 1 | 0.8 | NPPES [2] |
| Ketamine, TMS, and interventional psychiatry | 1 | 0.8 | NPPES [2] |
| Behavioral and mental health group practices | 1 | 0.8 | NPPES [2] |
| Telehealth and virtual clinics | 1 | 0.8 | NPPES [2] |
| Medical equipment suppliers | 7 | CMS [4] | |
| Dialysis facilities | 1 | CMS [4] |
Physical, occupational, and speech therapy carries 26 of the 122 enumerated providers here, and several of them can sit inside one practice. Read the column as clinicians, not owners.
Loan activity in Franklin County
0 healthcare approvals sit in the county file, so an appraiser here works from a short comparable set
| What it measures | Value | How to read it |
|---|---|---|
| Approvals on record | 0 | Fiscal year published in the SBA file [5] |
| Total approved capital | $0 | Sum of approvals to healthcare borrowers [5] |
| Mean deal size | No approvals recorded | Dollars divided by approvals [5] |
| Lenders sited in the county | 14 | Credit intermediation establishments, NAICS 522 [6] |
How this data lands in an underwriting decision
95.8 per 10,000 is the first number a credit analyst converts into a realistic new-patient count. Franklin County has 0 approvals to compare against, so plan for extra appraisal time and a conservative valuation. Household income of $64,655 in Ottawa is the number a lender uses to sanity check the self-pay share of a revenue projection.
Where a file from this town usually lands
- Practice acquisition
- Startup and de novo
- Working capital term loan
- Equipment financing and leasing
- Expansion, relocation, and build-out
Built from what is enumerated here rather than from a national list, so a field with no presence in Ottawa does not appear. Availability is still a Kansas question.
Underwriting by field in Ottawa
Drawn from the fields that actually practice here: physical, occupational, and speech therapy, primary care and family medicine, chiropractic
| Practice type | The pages that decide it | Typical capital event |
|---|---|---|
| Physical, occupational, and speech therapy (26) | Visits per case, Referral source concentration, Payer mix and authorization rules | Startup or expansion clinic |
| Primary care and family medicine (21) | Panel size, Value-based contract exposure, Provider productivity | Acquisition |
| Chiropractic (19) | Cash plan revenue, Personal injury receivable age, Visit volume | Startup or acquisition |
Local counts come from NPPES. What a file turns on is drawn from how the field is generally reviewed, not from any decision about your practice.
Ottawa against nearby Kansas markets
95.8 per 10,000 is the figure a neighboring town gets compared against when an appraiser prices Ottawa
| Market | Population | Clinicians | Density per 10,000 | Distance in miles |
|---|---|---|---|---|
| Ottawa (current) | 12,733 | 122 | 95.8 | |
| Gardner | 25,836 | 94 | 36.4 | 23 |
| Lawrence | 97,271 | 873 | 89.7 | 25 |
| Spring Hill | 10,070 | 49 | 48.7 | 26 |
| Shawnee | 69,724 | 447 | 64.1 | 38 |
| Leawood | 34,013 | 551 | 162.0 | 40 |
| Merriam | 11,560 | 261 | 225.8 | 42 |
What the geography does to a Ottawa projection
25 miles separate Ottawa from Lawrence, KS. Rent comparables cross that gap; patients mostly do not. At $64,655 median household income, the elective and cash-pay share of a projection is the line that gets tested first. A Medicare-certified hospital operates here, so referral flow is verifiable and the clinical wage floor is already set. A degree-granting institution here moves volume on the academic calendar. Ottawa is the Franklin County seat, so county employment steadies the payer mix.
Nearby Kansas towns
Ottawa owners, answered
01How many providers practice in Ottawa, and in what?
122 enumerations sit at Ottawa addresses in the monthly NPPES file, working out to 95.8 for every 10,000 residents. 21 percent of them are physical, occupational, and speech therapy, and primary care and family medicine follows with 21. An enumeration is a clinician, so the 122 here cover fewer than 122 practices.
02What does Franklin County's shortage designation change?
HRSA designates Franklin County for primary care, dental, mental health. That opens loan repayment programs for clinicians recruited into Ottawa and evidences a staffing ramp in a 12,733 resident market.
03Why does Franklin County show so little SBA activity?
Only 0 healthcare approvals appear for Franklin County in the published 7(a) and 504 file. Thin volume in Franklin County is a transaction count, not a verdict on borrowers here. The county still holds 14 credit intermediation establishments.
04Is Ottawa underwritten as part of Lawrence, KS?
Lawrence, KS sits 25 miles away, close enough that appraisers reach into that market for rent and resale comparables while your patient draw stays local. The comparables read Lawrence, KS; the 12,733 residents set the ceiling a projection can defend.
05How does the hospital in Ottawa affect a practice file?
Referral flow, coverage, and the local pay scale all trace back to it. The town carries 1 Medicare-certified providers in total. A Ottawa projection that names the call arrangement reads better than one that assumes it.
06What does a $64,655 median income mean for case acceptance?
Median household income in Ottawa runs $64,655. On elective and cash-pay work that is the number a funder converts into case acceptance, and it sets how much of a treatment plan a projection can assume gets started rather than deferred.
Sources
- 1U.S. Census Bureau, Population Estimates, vintage 2024
- 2CMS NPPES, monthly full replacement file
- 3U.S. Census Bureau, ACS 5-year 2023, table B19013
- 4CMS Care Compare provider datasets
- 5U.S. Small Business Administration, 7(a) and 504 approvals
- 6U.S. Census Bureau, County Business Patterns 2022
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