Kentucky micro-market
Healthcare practice financing in Lawrenceburg, Kentucky
Direct answer
Anderson County carries 0 SBA healthcare approvals worth $0, and inside Lawrenceburg the census shows 61 enumerated clinicians against 12,189 residents, 50.0 per 10,000, 26 percent of them in physical, occupational, and speech therapy. Lexington-Fayette, KY lies 24 miles away.
A location page indicates that Practition Finance is taking clients in that market. It does not represent a physical office, storefront, or licensed presence in that city or state. All services are delivered remotely by our US-based team. How a referral works in Kentucky, and how many partners see it, is set out on the Kentucky page.
- Population: 12,189 residents (10K-25K band)1
- Healthcare providers registered here: 61 across 16 fields2
- Median household income: $63,6903
- Largest provider field: Physical, occupational, and speech therapy: 16 registered providers2
- Nearest metro: Lexington-Fayette, KY, 24 miles1
- County seat: Lawrenceburg is the seat of Anderson County4
Fields practicing inside Lawrenceburg
50.0 providers per 10,000 residents is what 61 enumerations across 16 fields works out to in a town of 12,189
| Specialty | Enumerated clinicians | Density per 10,000 | Where it comes from |
|---|---|---|---|
| Physical, occupational, and speech therapy | 16 | 13.1 | NPPES [2] |
| Chiropractic | 8 | 6.6 | NPPES [2] |
| Primary care and family medicine | 7 | 5.7 | NPPES [2] |
| General dentistry | 7 | 5.7 | NPPES [2] |
| Independent pharmacy | 4 | 3.3 | NPPES [2] |
| Med spa and aesthetics | 3 | 2.5 | NPPES [2] |
| Optometry and ophthalmology | 3 | 2.5 | NPPES [2] |
| Behavioral and mental health group practices | 3 | 2.5 | NPPES [2] |
| Specialty physician groups | 2 | 1.6 | NPPES [2] |
| Skilled nursing, assisted living, and memory care | 2 | 1.6 | NPPES [2] |
| DME and HME suppliers | 1 | 0.8 | NPPES [2] |
| Dental specialties | 1 | 0.8 | NPPES [2] |
| NEMT and ambulance | 1 | 0.8 | NPPES [2] |
| Clinical and toxicology labs | 1 | 0.8 | NPPES [2] |
| Telehealth and virtual clinics | 1 | 0.8 | NPPES [2] |
| Occupational health and drug testing | 1 | 0.8 | NPPES [2] |
| Medical equipment suppliers | 4 | CMS [5] |
Physical, occupational, and speech therapy carries 16 of the 61 enumerated providers here, and several of them can sit inside one practice. Read the column as clinicians, not owners.
The lending record behind Lawrenceburg
0 healthcare approvals sit in the county file, so an appraiser here works from a short comparable set
| What it measures | Value | How to read it |
|---|---|---|
| SBA healthcare approvals | 0 | Fiscal year published in the SBA file [6] |
| Approved dollars | $0 | Sum of approvals to healthcare borrowers [6] |
| Average approval | No approvals recorded | Dollars divided by approvals [6] |
| Lending establishments in the county | 10 | Credit intermediation establishments, NAICS 522 [7] |
The consequence of these numbers
At 50.0 clinicians per 10,000 residents, the catchment radius in a projection has to be defended rather than assumed. With 0 approvals on record in Anderson County, expect a longer appraisal and a wider collateral discount. Household income of $63,690 in Lawrenceburg is the number a lender uses to sanity check the self-pay share of a revenue projection.
Where a file from this town usually lands
- Practice acquisition
- Startup and de novo
- Working capital term loan
- Equipment financing and leasing
- Expansion, relocation, and build-out
Weighted by how often each of the 16 local fields reaches for a program, not by what is easiest to refer. Kentucky rules and the partner decide availability.
Underwriting by field in Lawrenceburg
What a funder opens first depends on the field. In Lawrenceburg that means physical, occupational, and speech therapy, chiropractic, primary care and family medicine.
| Specialty | Read first in underwriting | Why the money is usually needed |
|---|---|---|
| Physical, occupational, and speech therapy (16) | Visits per case, Referral source concentration, Payer mix and authorization rules | Startup or expansion clinic |
| Chiropractic (8) | Cash plan revenue, Personal injury receivable age, Visit volume | Startup or acquisition |
| Primary care and family medicine (7) | Panel size, Value-based contract exposure, Provider productivity | Acquisition |
Local counts come from NPPES. What a file turns on is drawn from how the field is generally reviewed, not from any decision about your practice.
Lawrenceburg against nearby Kentucky markets
Set Lawrenceburg's 50.0 per 10,000 against the towns an appraiser would reach for next
| Comparable | People | Enumerations | Per 10,000 residents | Miles |
|---|---|---|---|---|
| Lawrenceburg (current) | 12,189 | 61 | 50.0 | |
| Versailles | 10,656 | 133 | 124.8 | 10 |
| Frankfort | 28,610 | 303 | 105.9 | 11 |
| Nicholasville | 33,458 | 307 | 91.8 | 21 |
| Shelbyville | 18,048 | 409 | 226.6 | 21 |
| Georgetown | 40,518 | 346 | 85.4 | 25 |
| Danville | 17,562 | 293 | 166.8 | 28 |
How Lawrenceburg sits against the nearest metro
Distance to Lexington-Fayette, KY is 24 miles. Appraisers borrow Lexington-Fayette, KY rents, and the 12,189 residents set the ceiling on collections. Median household income runs $63,690, which is the number a funder converts into case acceptance on anything elective or cash-pay. No hospital operates here, so the referral sources and the call arrangement have to be named rather than assumed. Lawrenceburg is the Anderson County seat, so county employment steadies the payer mix.
Other Kentucky markets
- Versailles 10,656 residents
- Frankfort 28,610 residents
- Nicholasville 33,458 residents
- Shelbyville 18,048 residents
- Georgetown 40,518 residents
- Danville 17,562 residents
Questions from Lawrenceburg
01How many providers practice in Lawrenceburg, and in what?
61 enumerations sit at Lawrenceburg addresses in the monthly NPPES file, working out to 50.0 for every 10,000 residents. 26 percent of them are physical, occupational, and speech therapy, and chiropractic follows with 8. An enumeration is a clinician, so the 61 here cover fewer than 61 practices.
02What does Anderson County's shortage designation change?
Anderson County holds a HRSA designation covering primary care, dental, mental health. A pro forma for Lawrenceburg can cite it as the reason a vacancy is fillable, which is usually the weakest line in a ramp schedule.
03Why does Anderson County show so little SBA activity?
Only 0 healthcare approvals appear for Anderson County in the published 7(a) and 504 file. Thin volume in Anderson County is a transaction count, not a verdict on borrowers here. The county still holds 10 credit intermediation establishments.
04Is Lawrenceburg underwritten as part of Lexington-Fayette, KY?
Partly. Lexington-Fayette, KY is 24 miles out, so rent and equipment comparables travel in from there while patients still come from the 12,189 residents around Lawrenceburg. Cost side metro, revenue side local.
05What does a $63,690 median income mean for case acceptance?
Median household income in Lawrenceburg runs $63,690. On elective and cash-pay work that is the number a funder converts into case acceptance, and it sets how much of a treatment plan a projection can assume gets started rather than deferred.
06Does being the Anderson County seat change anything?
Lawrenceburg is the Anderson County seat, so county payroll steadies the payer mix and courthouse traffic keeps the daytime population above the 12,189 residents on the census. Both show up as a flatter seasonal curve in a collections history.
Sources
- 1U.S. Census Bureau, Population Estimates, vintage 2024
- 2CMS NPPES, monthly full replacement file
- 3U.S. Census Bureau, ACS 5-year 2023, table B19013
- 4Census county subdivision and Wikidata county-seat records
- 5CMS Care Compare provider datasets
- 6U.S. Small Business Administration, 7(a) and 504 approvals
- 7U.S. Census Bureau, County Business Patterns 2022
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