Louisiana micro-market
Healthcare practice financing in Zachary, Louisiana
Direct answer
20,370 residents, 295 enumerated clinicians, 144.8 per 10,000, 45 percent of them in physical, occupational, and speech therapy: that is the Zachary market a funder prices. East Baton Rouge County adds 12 healthcare approvals worth $1,932,500 and 16 miles of distance to Baton Rouge, LA.
A location page indicates that Practition Finance is taking clients in that market. It does not represent a physical office, storefront, or licensed presence in that city or state. All services are delivered remotely by our US-based team. How a referral works in Louisiana, and how many partners see it, is set out on the Louisiana page.
- Population: 20,370 residents (10K-25K band)1
- Healthcare providers registered here: 295 across 28 fields2
- Median household income: $90,5073
- Largest provider field: Physical, occupational, and speech therapy: 132 registered providers2
- Medicare-certified providers in town: 6 across 3 categories4
- Nearest metro: Baton Rouge, LA, 16 miles1
The provider census in Zachary
295 providers across 28 fields, 144.8 per 10,000 residents, counted at Zachary addresses in the NPPES monthly file
| Field | Providers | Per 10,000 residents | Source |
|---|---|---|---|
| Physical, occupational, and speech therapy | 132 | 64.8 | NPPES [2] |
| Behavioral and mental health group practices | 19 | 9.3 | NPPES [2] |
| Primary care and family medicine | 16 | 7.9 | NPPES [2] |
| Non-medical home care | 13 | 6.4 | NPPES [2] |
| Optometry and ophthalmology | 13 | 6.4 | NPPES [2] |
| DME and HME suppliers | 12 | 5.9 | NPPES [2] |
| Independent pharmacy | 12 | 5.9 | NPPES [2] |
| Dental specialties | 8 | 3.9 | NPPES [2] |
| ABA and autism therapy | 8 | 3.9 | NPPES [2] |
| Dermatology | 7 | 3.4 | NPPES [2] |
| General dentistry | 7 | 3.4 | NPPES [2] |
| Home health | 6 | 2.9 | NPPES [2] |
| Chiropractic | 6 | 2.9 | NPPES [2] |
| Urgent care | 5 | 2.5 | NPPES [2] |
| Specialty physician groups | 5 | 2.5 | NPPES [2] |
| Clinical and toxicology labs | 4 | 2.0 | NPPES [2] |
| Skilled nursing, assisted living, and memory care | 4 | 2.0 | NPPES [2] |
| Ketamine, TMS, and interventional psychiatry | 3 | 1.5 | NPPES [2] |
| ASCs and OBLs | 2 | 1.0 | NPPES [2] |
| Sleep centers | 2 | 1.0 | NPPES [2] |
| Audiology and hearing centers | 2 | 1.0 | NPPES [2] |
| Dialysis and infusion centers | 2 | 1.0 | NPPES [2] |
| Telehealth and virtual clinics | 2 | 1.0 | NPPES [2] |
| Imaging centers | 1 | 0.5 | NPPES [2] |
| Pain management and interventional | 1 | 0.5 | NPPES [2] |
| Hospice and palliative | 1 | 0.5 | NPPES [2] |
| Med spa and aesthetics | 1 | 0.5 | NPPES [2] |
| Clinical research sites | 1 | 0.5 | NPPES [2] |
| Medical equipment suppliers | 5 | CMS [4] | |
| Home health agencies | 3 | CMS [4] | |
| Ambulatory surgical centers | 2 | CMS [4] | |
| Dialysis facilities | 1 | CMS [4] |
Physical, occupational, and speech therapy carries 132 of the 295 enumerated providers here, and several of them can sit inside one practice. Read the column as clinicians, not owners.
East Baton Rouge County approvals, dollars, and lending establishments
Lenders in East Baton Rouge County have already closed 12 healthcare approvals, averaging $161,042, which is the size a new file gets read beside
| What it measures | Value | How to read it |
|---|---|---|
| SBA healthcare approvals | 12 | One published fiscal year, healthcare borrowers only [5] |
| Approved dollars | $1,932,500 | Approved, not disbursed, and not net of withdrawals [5] |
| Average approval | $161,042 | A mean, so one large approval moves it [5] |
| Lending establishments in the county | 336 | Credit intermediation offices sited in the county [6] |
How this data lands in an underwriting decision
Underwriting starts with 144.8 providers per 10,000 residents, because that ratio caps how fast a chair or a room fills. Because East Baton Rouge County already carries $1,932,500 across 12 healthcare approvals, a request near that average moves faster than one well above it. With $90,507 as the median household income, the payer mix in a projection has to match what Zachary households actually spend.
Where a file from this town usually lands
- Practice acquisition
- Startup and de novo
- Working capital term loan
- Medical receivables factoring
- Equipment financing and leasing
Built from what is enumerated here rather than from a national list, so a field with no presence in Zachary does not appear. Availability is still a Louisiana question.
Underwriting by field in Zachary
physical, occupational, and speech therapy, behavioral and mental health group practices, primary care and family medicine account for most of what is enumerated in Zachary, so those are the files funders see from this town
| Specialty | Read first in underwriting | Why the money is usually needed |
|---|---|---|
| Physical, occupational, and speech therapy (132) | Visits per case, Referral source concentration, Payer mix and authorization rules | Startup or expansion clinic |
| Behavioral and mental health group practices (19) | Clinician retention and productivity, Payer mix and Medicaid concentration, Re-authorization and session limit exposure | Working capital through the credentialing lag |
| Primary care and family medicine (16) | Panel size, Value-based contract exposure, Provider productivity | Acquisition |
The first column is Zachary's own NPPES count. The rest is how the field is generally underwritten, whether the address is Zachary or anywhere else.
Density beside the neighboring Louisiana towns
Set Zachary's 144.8 per 10,000 against the towns an appraiser would reach for next
| Market | Population | Clinicians | Density per 10,000 | Distance in miles |
|---|---|---|---|---|
| Zachary (current) | 20,370 | 295 | 144.8 | |
| Baker | 12,147 | 101 | 83.1 | 6 |
| Gonzales | 13,837 | 322 | 232.7 | 34 |
| Hammond | 23,426 | 632 | 269.8 | 43 |
| Opelousas | 15,176 | 288 | 189.8 | 55 |
| Carencro | 12,883 | 97 | 75.3 | 57 |
| Broussard | 15,312 | 101 | 66.0 | 59 |
How Zachary sits against the nearest metro
Distance to Baton Rouge, LA is 16 miles. Appraisers borrow Baton Rouge, LA rents, and the 20,370 residents set the ceiling on collections. At $90,507 median household income, the elective and cash-pay share of a projection is the line that gets tested first. Wages here are anchored by the Medicare-certified hospital in town, which is what a staffing line gets measured against.
More of Louisiana
What owners in Zachary ask
01How many providers practice in Zachary, and in what?
295 enumerations sit at Zachary addresses in the monthly NPPES file, working out to 144.8 for every 10,000 residents. 45 percent of them are physical, occupational, and speech therapy, and behavioral and mental health group practices follows with 19. An enumeration is a clinician, so the 295 here cover fewer than 295 practices.
02What does East Baton Rouge County's shortage designation change?
HRSA designates East Baton Rouge County for primary care, dental, mental health. That opens loan repayment programs for clinicians recruited into Zachary and evidences a staffing ramp in a 20,370 resident market.
03How does the hospital in Zachary affect a practice file?
It makes the staffing and referral lines checkable. 6 Medicare-certified providers hold Zachary addresses, and the hospital sets the wage a clinical hire is bid against in a 144.8 per 10,000 market.
04Which fields carry the volume in Zachary?
Volume concentrates in physical, occupational, and speech therapy, 132 of them, ahead of behavioral and mental health group practices at 19, across 28 fields. A thin second field usually means a longer search for staff than a pro forma allows for.
05Is Zachary underwritten as part of Baton Rouge, LA?
Comparables and demand split at 16 miles. An appraiser prices the lease and the equipment off Baton Rouge, LA; the revenue line has to hold up against 20,370 local residents.
06What does SBA lending look like around Zachary?
The county file behind Zachary holds 12 healthcare approvals totaling $1,932,500, an average of $161,042. Those are the loan sizes lenders in East Baton Rouge County have already carried.
Sources
- 1U.S. Census Bureau, Population Estimates, vintage 2024
- 2CMS NPPES, monthly full replacement file
- 3U.S. Census Bureau, ACS 5-year 2023, table B19013
- 4CMS Care Compare provider datasets
- 5U.S. Small Business Administration, 7(a) and 504 approvals
- 6U.S. Census Bureau, County Business Patterns 2022
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