Michigan micro-market
Healthcare practice financing in Jackson, Michigan
Direct answer
30,920 residents, 1,011 enumerated clinicians, 327.0 per 10,000, 19 percent of them in physical, occupational, and speech therapy: that is the Jackson market a funder prices. Jackson County adds 4 healthcare approvals worth $497,500 and 0 miles of distance to Jackson, MI.
A location page indicates that Practition Finance is taking clients in that market. It does not represent a physical office, storefront, or licensed presence in that city or state. All services are delivered remotely by our US-based team. How a referral works in Michigan, and how many partners see it, is set out on the Michigan page.
- Population: 30,920 residents (25K-50K band)1
- Healthcare providers registered here: 1,011 across 31 fields2
- Median household income: $42,8483
- Largest provider field: Physical, occupational, and speech therapy: 191 registered providers2
- Medicare-certified providers in town: 11 across 4 categories4
- Nearest metro: Jackson, MI, 0 miles1
Who is enumerated in Jackson
327.0 providers per 10,000 residents is what 1,011 enumerations across 31 fields works out to in a town of 30,920
| Field | Providers | Per 10,000 residents | Source |
|---|---|---|---|
| Physical, occupational, and speech therapy | 191 | 61.8 | NPPES [2] |
| Behavioral and mental health group practices | 100 | 32.3 | NPPES [2] |
| Primary care and family medicine | 97 | 31.4 | NPPES [2] |
| Specialty physician groups | 93 | 30.1 | NPPES [2] |
| Chiropractic | 82 | 26.5 | NPPES [2] |
| General dentistry | 65 | 21.0 | NPPES [2] |
| Optometry and ophthalmology | 60 | 19.4 | NPPES [2] |
| ABA and autism therapy | 44 | 14.2 | NPPES [2] |
| Home health | 42 | 13.6 | NPPES [2] |
| Ketamine, TMS, and interventional psychiatry | 31 | 10.0 | NPPES [2] |
| Dental specialties | 28 | 9.1 | NPPES [2] |
| DME and HME suppliers | 26 | 8.4 | NPPES [2] |
| Med spa and aesthetics | 23 | 7.4 | NPPES [2] |
| Independent pharmacy | 19 | 6.1 | NPPES [2] |
| Audiology and hearing centers | 16 | 5.2 | NPPES [2] |
| Non-medical home care | 14 | 4.5 | NPPES [2] |
| Clinical and toxicology labs | 13 | 4.2 | NPPES [2] |
| Skilled nursing, assisted living, and memory care | 12 | 3.9 | NPPES [2] |
| Urgent care | 9 | 2.9 | NPPES [2] |
| Podiatry | 6 | 1.9 | NPPES [2] |
| Hospice and palliative | 6 | 1.9 | NPPES [2] |
| ASCs and OBLs | 5 | 1.6 | NPPES [2] |
| Hormone, TRT, and men's health clinics | 5 | 1.6 | NPPES [2] |
| Plastic and cosmetic surgery | 5 | 1.6 | NPPES [2] |
| Dialysis and infusion centers | 5 | 1.6 | NPPES [2] |
| Occupational health and drug testing | 4 | 1.3 | NPPES [2] |
| Dermatology | 3 | 1.0 | NPPES [2] |
| Telehealth and virtual clinics | 3 | 1.0 | NPPES [2] |
| SUD treatment and residential | 2 | 0.6 | NPPES [2] |
| Pain management and interventional | 1 | 0.3 | NPPES [2] |
| Clinical research sites | 1 | 0.3 | NPPES [2] |
| Medical equipment suppliers | 22 | CMS [4] | |
| Hospice providers | 4 | CMS [4] | |
| Dialysis facilities | 3 | CMS [4] | |
| Home health agencies | 3 | CMS [4] | |
| Ambulatory surgical centers | 1 | CMS [4] |
Several of the 191 physical, occupational, and speech therapy enumerations can belong to one practice, so the column counts clinicians rather than businesses or owners
Loan activity in Jackson County
The county file holds 4 healthcare approvals, which is a thin comparable set for anyone pricing collateral
| Measure | Published figure | What sits behind it |
|---|---|---|
| SBA healthcare approvals | 4 | Counted for the fiscal year the SBA publishes [5] |
| Approved dollars | $497,500 | Everything approved to healthcare borrowers, added up [5] |
| Average approval | $124,375 | The dollar column over the approval column [5] |
| Lending establishments in the county | 77 | Places that write credit locally, NAICS 522 [6] |
How this data lands in an underwriting decision
A file from here opens on 327.0 providers per 10,000 residents, and everything about volume follows from it. Jackson County has 4 approvals to compare against, so plan for extra appraisal time and a conservative valuation. A $42,848 median household income here sets the ceiling on what an elective or cash-pay line can be expected to carry.
The programs this provider mix points at
- Practice acquisition
- Startup and de novo
- Working capital term loan
- Expansion, relocation, and build-out
- Equipment financing and leasing
The order comes from Jackson's own provider mix, which physical, occupational, and speech therapy dominates at 19 percent. What a partner can actually place in Michigan is a separate question.
The first pages of a Jackson file
physical, occupational, and speech therapy, behavioral and mental health group practices, primary care and family medicine account for most of what is enumerated in Jackson, so those are the files funders see from this town
| Field | What the file turns on | The capital event behind most requests |
|---|---|---|
| Physical, occupational, and speech therapy (191) | Visits per case, Referral source concentration, Payer mix and authorization rules | Startup or expansion clinic |
| Behavioral and mental health group practices (100) | Clinician retention and productivity, Payer mix and Medicaid concentration, Re-authorization and session limit exposure | Working capital through the credentialing lag |
| Primary care and family medicine (97) | Panel size, Value-based contract exposure, Provider productivity | Acquisition |
Counts in the first column are Jackson providers from NPPES. The other two columns describe how funders read that field across markets like Jackson, not what any funder will do with your file.
Density beside the neighboring Michigan towns
Comparables travel. These are the Michigan towns whose density, at 327.0 per 10,000 here, gets weighed beside this one.
| Town | Residents | Providers | Per 10,000 | Miles away |
|---|---|---|---|---|
| Jackson (current) | 30,920 | 1,011 | 327.0 | |
| Adrian | 20,259 | 345 | 170.3 | 30 |
| East Lansing | 48,964 | 794 | 162.2 | 35 |
| Coldwater | 14,314 | 204 | 142.5 | 37 |
| Ypsilanti | 20,150 | 1,155 | 573.2 | 40 |
| South Lyon | 12,219 | 213 | 174.3 | 41 |
| Battle Creek | 52,205 | 733 | 140.4 | 42 |
How Jackson sits against the nearest metro
Distance to Jackson, MI is 0 miles. Appraisers borrow Jackson, MI rents, and the 30,920 residents set the ceiling on collections. At $42,848 median household income, the elective and cash-pay share of a projection is the line that gets tested first. Hospital coverage inside Jackson means a call schedule can be evidenced rather than described. Higher education here explains why summer looks unlike the rest of the year. Jackson is the Jackson County seat, so county employment steadies the payer mix.
More of Michigan
- Adrian 20,259 residents
- East Lansing 48,964 residents
- Coldwater 14,314 residents
- Ypsilanti 20,150 residents
- South Lyon 12,219 residents
- Battle Creek 52,205 residents
What owners in Jackson ask
01How many providers practice in Jackson, and in what?
1,011 enumerations sit at Jackson addresses in the monthly NPPES file, working out to 327.0 for every 10,000 residents. 19 percent of them are physical, occupational, and speech therapy, and behavioral and mental health group practices follows with 100. An enumeration is a clinician, so the 1,011 here cover fewer than 1,011 practices.
02Why does Jackson County show so little SBA activity?
Jackson County shows 4 approvals in the SBA healthcare file, which means an appraiser reaches outside the county for comparables. Few sales, not weak credit, is the usual reason. 77 lending establishments operate locally.
03Which fields carry the volume in Jackson?
Physical, occupational, and speech therapy at 191 providers and behavioral and mental health group practices at 100 lead the 31 fields enumerated here. A funder reads that mix as the local competition set and the local hiring pool at once, before it reads a single line of your own numbers.
04Is Jackson underwritten as part of Jackson, MI?
Partly. Jackson, MI is 0 miles out, so rent and equipment comparables travel in from there while patients still come from the 30,920 residents around Jackson. Cost side metro, revenue side local.
05What does Jackson County's shortage designation change?
HRSA designates Jackson County for primary care, dental, mental health. That opens loan repayment programs for clinicians recruited into Jackson and evidences a staffing ramp in a 30,920 resident market.
06How does the hospital in Jackson affect a practice file?
A Medicare-certified hospital operates in the town, which gives referral flow, a call schedule, and a clinical labor pool a funder can verify. 11 Medicare-certified providers are located here in total. It also sets the wage floor behind every hire in a 327.0 per 10,000 market.
Sources
- 1U.S. Census Bureau, Population Estimates, vintage 2024
- 2CMS NPPES, monthly full replacement file
- 3U.S. Census Bureau, ACS 5-year 2023, table B19013
- 4CMS Care Compare provider datasets
- 5U.S. Small Business Administration, 7(a) and 504 approvals
- 6U.S. Census Bureau, County Business Patterns 2022
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