Missouri micro-market
Healthcare practice financing in Gladstone, Missouri
Direct answer
27,579 residents, 198 enumerated clinicians, 71.8 per 10,000, 18 percent of them in general dentistry: that is the Gladstone market a funder prices. Clay County adds 1 healthcare approvals worth $180,800 and 6 miles of distance to Kansas City, MO-KS.
A location page indicates that Practition Finance is taking clients in that market. It does not represent a physical office, storefront, or licensed presence in that city or state. All services are delivered remotely by our US-based team. Missouri rules, and what happens to an inquiry raised from a Missouri address, are set out on the Missouri page.
- Population: 27,579 residents (25K-50K band)1
- Healthcare providers registered here: 198 across 24 fields2
- Median household income: $72,1343
- Largest provider field: General dentistry: 35 registered providers2
- Medicare-certified providers in town: 3 across 3 categories4
- Nearest metro: Kansas City, MO-KS, 6 miles1
The provider census in Gladstone
71.8 providers per 10,000 residents is what 198 enumerations across 24 fields works out to in a town of 27,579
| Practice type | Count | Rate per 10,000 residents | Published by |
|---|---|---|---|
| General dentistry | 35 | 12.7 | NPPES [2] |
| Physical, occupational, and speech therapy | 33 | 12.0 | NPPES [2] |
| Chiropractic | 31 | 11.2 | NPPES [2] |
| Optometry and ophthalmology | 16 | 5.8 | NPPES [2] |
| Primary care and family medicine | 15 | 5.4 | NPPES [2] |
| Podiatry | 8 | 2.9 | NPPES [2] |
| Skilled nursing, assisted living, and memory care | 7 | 2.5 | NPPES [2] |
| DME and HME suppliers | 6 | 2.2 | NPPES [2] |
| Dental specialties | 6 | 2.2 | NPPES [2] |
| ABA and autism therapy | 6 | 2.2 | NPPES [2] |
| Ketamine, TMS, and interventional psychiatry | 5 | 1.8 | NPPES [2] |
| Behavioral and mental health group practices | 5 | 1.8 | NPPES [2] |
| Independent pharmacy | 4 | 1.5 | NPPES [2] |
| Non-medical home care | 4 | 1.5 | NPPES [2] |
| Specialty physician groups | 4 | 1.5 | NPPES [2] |
| Urgent care | 3 | 1.1 | NPPES [2] |
| Home health | 2 | 0.7 | NPPES [2] |
| Med spa and aesthetics | 2 | 0.7 | NPPES [2] |
| SUD treatment and residential | 1 | 0.4 | NPPES [2] |
| NEMT and ambulance | 1 | 0.4 | NPPES [2] |
| Audiology and hearing centers | 1 | 0.4 | NPPES [2] |
| Hospice and palliative | 1 | 0.4 | NPPES [2] |
| Clinical and toxicology labs | 1 | 0.4 | NPPES [2] |
| Dialysis and infusion centers | 1 | 0.4 | NPPES [2] |
| Medical equipment suppliers | 7 | CMS [4] | |
| Hospice providers | 1 | CMS [4] | |
| Dialysis facilities | 1 | CMS [4] | |
| Home health agencies | 1 | CMS [4] |
Several of the 35 general dentistry enumerations can belong to one practice, so the column counts clinicians rather than businesses or owners
The lending record behind Gladstone
With 1 healthcare approvals recorded, Clay County gives a valuation almost nothing local to lean on
| Measure | Published figure | What sits behind it |
|---|---|---|
| Healthcare files approved | 1 | Fiscal year published in the SBA file [5] |
| Dollars behind them | $180,800 | Sum of approvals to healthcare borrowers [5] |
| Typical approval size | $180,800 | Dollars divided by approvals [5] |
| Credit offices operating locally | 153 | Credit intermediation establishments, NAICS 522 [6] |
Reading Gladstone the way a credit committee does
Density of 71.8 per 10,000 sets the patient draw a projection can claim without an argument. A short county record of 1 approvals usually means more documentation and a lower advance against the same collateral. A $72,134 median household income here sets the ceiling on what an elective or cash-pay line can be expected to carry.
The programs this provider mix points at
- Practice acquisition
- Startup and de novo
- Equipment financing and leasing
- Expansion, relocation, and build-out
- Working capital term loan
Built from what is enumerated here rather than from a national list, so a field with no presence in Gladstone does not appear. Availability is still a Missouri question.
Underwriting by field in Gladstone
Drawn from the fields that actually practice here: general dentistry, physical, occupational, and speech therapy, chiropractic
| Field | What the file turns on | The capital event behind most requests |
|---|---|---|
| General dentistry (35) | Three years of collections history, Hygiene as a share of collections, Overhead ratio and owner add-backs | Acquisition of an established practice |
| Physical, occupational, and speech therapy (33) | Visits per case, Referral source concentration, Payer mix and authorization rules | Startup or expansion clinic |
| Chiropractic (31) | Cash plan revenue, Personal injury receivable age, Visit volume | Startup or acquisition |
Counts in the first column are Gladstone providers from NPPES. The other two columns describe how funders read that field across markets like Gladstone, not what any funder will do with your file.
Density beside the neighboring Missouri towns
Set Gladstone's 71.8 per 10,000 against the towns an appraiser would reach for next
| Market | Population | Clinicians | Density per 10,000 | Distance in miles |
|---|---|---|---|---|
| Gladstone (current) | 27,579 | 198 | 71.8 | |
| Liberty | 31,245 | 334 | 106.9 | 8 |
| Smithville | 10,971 | 52 | 47.4 | 13 |
| Kearney | 11,215 | 96 | 85.6 | 15 |
| Raytown | 29,244 | 244 | 83.4 | 16 |
| Excelsior Springs | 10,727 | 95 | 88.6 | 19 |
| Blue Springs | 61,246 | 446 | 72.8 | 21 |
Distance, income, and the wage floor around Gladstone
Kansas City, MO-KS lies 6 miles from Gladstone, close enough that appraisers price the lease against Kansas City, MO-KS rents while 27,579 residents set the revenue ceiling. At $72,134 median household income, the elective and cash-pay share of a projection is the line that gets tested first. With no hospital in town, a projection has to name where referrals and coverage come from.
Other Missouri markets
- Liberty 31,245 residents
- Smithville 10,971 residents
- Kearney 11,215 residents
- Raytown 29,244 residents
- Excelsior Springs 10,727 residents
- Blue Springs 61,246 residents
Questions from Gladstone
01How many providers practice in Gladstone, and in what?
NPPES lists 198 providers at a Gladstone practice address, 71.8 per 10,000 residents across 24 tracked fields. General dentistry accounts for 35 of them, 18 percent of the total, with physical, occupational, and speech therapy next at 33. Read that as clinicians: 198 enumerations, not 198 owners.
02Why does Clay County show so little SBA activity?
Only 1 healthcare approvals appear for Clay County in the published 7(a) and 504 file. Thin volume in Clay County is a transaction count, not a verdict on borrowers here. The county still holds 153 credit intermediation establishments.
03What does Clay County's shortage designation change?
Clay County holds a HRSA designation covering primary care, mental health. A pro forma for Gladstone can cite it as the reason a vacancy is fillable, which is usually the weakest line in a ramp schedule.
04Is Gladstone underwritten as part of Kansas City, MO-KS?
Comparables and demand split at 6 miles. An appraiser prices the lease and the equipment off Kansas City, MO-KS; the revenue line has to hold up against 27,579 local residents.
05Is there local lending capacity in Clay County?
County Business Patterns records 153 credit intermediation establishments in Clay County. That is the local origination bench, and it decides whether a file gets underwritten by somebody who has seen Gladstone rents and resale before or by somebody working from a screen.
06Which fields carry the volume in Gladstone?
Volume concentrates in general dentistry, 35 of them, ahead of physical, occupational, and speech therapy at 33, across 24 fields. A thin second field usually means a longer search for staff than a pro forma allows for.
Sources
- 1U.S. Census Bureau, Population Estimates, vintage 2024
- 2CMS NPPES, monthly full replacement file
- 3U.S. Census Bureau, ACS 5-year 2023, table B19013
- 4CMS Care Compare provider datasets
- 5U.S. Small Business Administration, 7(a) and 504 approvals
- 6U.S. Census Bureau, County Business Patterns 2022
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