New Jersey micro-market
Healthcare practice financing in Fairview, New Jersey
Direct answer
Bergen County carries 39 SBA healthcare approvals worth $19,343,600, and inside Fairview the census shows 38 enumerated clinicians against 15,606 residents, 24.3 per 10,000, 26 percent of them in chiropractic. New York-Newark-Jersey City, NY-NJ lies 12 miles away.
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- Population: 15,606 residents (10K-25K band)1
- Healthcare providers registered here: 38 across 15 fields2
- Median household income: $64,1523
- Largest provider field: Chiropractic: 10 registered providers2
- Medicare-certified providers in town: 1 across 1 categories4
- Nearest metro: New York-Newark-Jersey City, NY-NJ, 12 miles1
The provider census in Fairview
The NPPES file puts 38 enumerated clinicians inside Fairview, spread over 15 fields at 24.3 per 10,000 residents
| Practice type | Count | Rate per 10,000 residents | Published by |
|---|---|---|---|
| Chiropractic | 10 | 6.4 | NPPES [2] |
| DME and HME suppliers | 5 | 3.2 | NPPES [2] |
| Physical, occupational, and speech therapy | 5 | 3.2 | NPPES [2] |
| General dentistry | 3 | 1.9 | NPPES [2] |
| Imaging centers | 2 | 1.3 | NPPES [2] |
| Independent pharmacy | 2 | 1.3 | NPPES [2] |
| Dialysis and infusion centers | 2 | 1.3 | NPPES [2] |
| Occupational health and drug testing | 2 | 1.3 | NPPES [2] |
| Home health | 1 | 0.6 | NPPES [2] |
| Primary care and family medicine | 1 | 0.6 | NPPES [2] |
| NEMT and ambulance | 1 | 0.6 | NPPES [2] |
| Non-medical home care | 1 | 0.6 | NPPES [2] |
| ABA and autism therapy | 1 | 0.6 | NPPES [2] |
| Specialty physician groups | 1 | 0.6 | NPPES [2] |
| Optometry and ophthalmology | 1 | 0.6 | NPPES [2] |
| Medical equipment suppliers | 2 | CMS [4] | |
| Dialysis facilities | 1 | CMS [4] |
A single Fairview practice can hold more than one of these numbers. 26 percent sit in chiropractic, counted as clinicians rather than as owners.
What lenders have already approved in Bergen County
39 healthcare approvals averaging $495,990 set the deal shape lenders in Bergen County have already underwritten
| Line | Amount | Reading and source |
|---|---|---|
| Approvals on record | 39 | Counted for the fiscal year the SBA publishes [5] |
| Total approved capital | $19,343,600 | Everything approved to healthcare borrowers, added up [5] |
| Mean deal size | $495,990 | The dollar column over the approval column [5] |
| Lenders sited in the county | 598 | Places that write credit locally, NAICS 522 [6] |
How this data lands in an underwriting decision
A file from here opens on 24.3 providers per 10,000 residents, and everything about volume follows from it. 39 approvals worth $19,343,600 in Bergen County means the size you are asking for has a local precedent to point at. Household income of $64,152 in Fairview is the number a lender uses to sanity check the self-pay share of a revenue projection.
Where a file from this town usually lands
- Startup and de novo
- Equipment financing and leasing
- Practice acquisition
- Working capital term loan
- Medical receivables factoring
Built from what is enumerated here rather than from a national list, so a field with no presence in Fairview does not appear. Availability is still a New Jersey question.
The first pages of a Fairview file
Drawn from the fields that actually practice here: chiropractic, dme and hme suppliers, physical, occupational, and speech therapy
| Practice type | The pages that decide it | Typical capital event |
|---|---|---|
| Chiropractic (10) | Cash plan revenue, Personal injury receivable age, Visit volume | Startup or acquisition |
| DME and HME suppliers (5) | Accreditation and surety bond status, Rental versus sale revenue split, Denial rate and documentation quality | Inventory and rental fleet |
| Physical, occupational, and speech therapy (5) | Visits per case, Referral source concentration, Payer mix and authorization rules | Startup or expansion clinic |
Counts in the first column are Fairview providers from NPPES. The other two columns describe how funders read that field across markets like Fairview, not what any funder will do with your file.
How Fairview prices against its neighbors
Set Fairview's 24.3 per 10,000 against the towns an appraiser would reach for next
| Town | Residents | Providers | Per 10,000 | Miles away |
|---|---|---|---|---|
| Fairview (current) | 15,606 | 38 | 24.3 | |
| Cliffside Park | 26,183 | 172 | 65.7 | 1 |
| Ridgefield | 11,666 | 92 | 78.9 | 1 |
| Edgewater | 15,116 | 160 | 105.8 | 2 |
| Guttenberg | 11,945 | 32 | 26.8 | 2 |
| Little Ferry | 11,137 | 39 | 35.0 | 2 |
| Palisades Park | 20,520 | 126 | 61.4 | 2 |
What the geography does to a Fairview projection
12 miles separate Fairview from New York-Newark-Jersey City, NY-NJ. Lease pricing follows New York-Newark-Jersey City, NY-NJ, while revenue stays capped by the 15,606 residents here. Median household income runs $64,152, which is the number a funder converts into case acceptance on anything elective or cash-pay. Referral flow comes from outside Fairview, which a projection needs to state plainly.
Nearby New Jersey towns
- Cliffside Park 26,183 residents
- Ridgefield 11,666 residents
- Edgewater 15,116 residents
- Guttenberg 11,945 residents
- Little Ferry 11,137 residents
- Palisades Park 20,520 residents
What owners in Fairview ask
01How many providers practice in Fairview, and in what?
NPPES lists 38 providers at a Fairview practice address, 24.3 per 10,000 residents across 15 tracked fields. Chiropractic accounts for 10 of them, 26 percent of the total, with dme and hme suppliers next at 5. Read that as clinicians: 38 enumerations, not 38 owners.
02What does SBA lending look like around Fairview?
Healthcare borrowers in Bergen County took 39 approvals worth $19,343,600 in the published fiscal year, averaging $495,990. That is the comparable set an appraiser near Fairview reaches for first.
03Is Fairview underwritten as part of New York-Newark-Jersey City, NY-NJ?
New York-Newark-Jersey City, NY-NJ sits 12 miles away, close enough that appraisers reach into that market for rent and resale comparables while your patient draw stays local. The comparables read New York-Newark-Jersey City, NY-NJ; the 15,606 residents set the ceiling a projection can defend.
04What does a $64,152 median income mean for case acceptance?
Median household income in Fairview runs $64,152. On elective and cash-pay work that is the number a funder converts into case acceptance, and it sets how much of a treatment plan a projection can assume gets started rather than deferred.
05How many Medicare-certified providers are based in Fairview?
1 Medicare-certified providers hold an address in the town across the Care Compare categories. Certified volume this close matters on a working-capital file, because it shows the payer-mix and the reimbursement lag a funder will price into a 15,606 resident market.
06Which fields carry the volume in Fairview?
Chiropractic at 10 providers and dme and hme suppliers at 5 lead the 15 fields enumerated here. A funder reads that mix as the local competition set and the local hiring pool at once, before it reads a single line of your own numbers.
Sources
- 1U.S. Census Bureau, Population Estimates, vintage 2024
- 2CMS NPPES, monthly full replacement file
- 3U.S. Census Bureau, ACS 5-year 2023, table B19013
- 4CMS Care Compare provider datasets
- 5U.S. Small Business Administration, 7(a) and 504 approvals
- 6U.S. Census Bureau, County Business Patterns 2022
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