New Jersey micro-market
Healthcare practice financing in Long Branch, New Jersey
Direct answer
Monmouth County carries 14 SBA healthcare approvals worth $8,216,400, and inside Long Branch the census shows 197 enumerated clinicians against 33,214 residents, 59.3 per 10,000, 23 percent of them in physical, occupational, and speech therapy. New York-Newark-Jersey City, NY-NJ lies 26 miles away.
A location page indicates that Practition Finance is taking clients in that market. It does not represent a physical office, storefront, or licensed presence in that city or state. All services are delivered remotely by our US-based team. How a referral works in New Jersey, and how many partners see it, is set out on the New Jersey page.
- Population: 33,214 residents (25K-50K band)1
- Healthcare providers registered here: 197 across 26 fields2
- Median household income: $73,3813
- Largest provider field: Physical, occupational, and speech therapy: 45 registered providers2
- Medicare-certified providers in town: 1 across 1 categories4
- Nearest metro: New York-Newark-Jersey City, NY-NJ, 26 miles1
The provider census in Long Branch
The NPPES file puts 197 enumerated clinicians inside Long Branch, spread over 26 fields at 59.3 per 10,000 residents
| Practice type | Count | Rate per 10,000 residents | Published by |
|---|---|---|---|
| Physical, occupational, and speech therapy | 45 | 13.5 | NPPES [2] |
| Specialty physician groups | 42 | 12.6 | NPPES [2] |
| General dentistry | 19 | 5.7 | NPPES [2] |
| Med spa and aesthetics | 10 | 3.0 | NPPES [2] |
| Ketamine, TMS, and interventional psychiatry | 10 | 3.0 | NPPES [2] |
| Independent pharmacy | 8 | 2.4 | NPPES [2] |
| Behavioral and mental health group practices | 8 | 2.4 | NPPES [2] |
| Primary care and family medicine | 7 | 2.1 | NPPES [2] |
| Optometry and ophthalmology | 7 | 2.1 | NPPES [2] |
| Chiropractic | 6 | 1.8 | NPPES [2] |
| ABA and autism therapy | 6 | 1.8 | NPPES [2] |
| Clinical and toxicology labs | 4 | 1.2 | NPPES [2] |
| DME and HME suppliers | 3 | 0.9 | NPPES [2] |
| Home health | 3 | 0.9 | NPPES [2] |
| NEMT and ambulance | 3 | 0.9 | NPPES [2] |
| Skilled nursing, assisted living, and memory care | 3 | 0.9 | NPPES [2] |
| Podiatry | 2 | 0.6 | NPPES [2] |
| SUD treatment and residential | 2 | 0.6 | NPPES [2] |
| Dental specialties | 2 | 0.6 | NPPES [2] |
| Dermatology | 1 | 0.3 | NPPES [2] |
| Pain management and interventional | 1 | 0.3 | NPPES [2] |
| Fertility and IVF | 1 | 0.3 | NPPES [2] |
| Non-medical home care | 1 | 0.3 | NPPES [2] |
| Hormone, TRT, and men's health clinics | 1 | 0.3 | NPPES [2] |
| Dialysis and infusion centers | 1 | 0.3 | NPPES [2] |
| Occupational health and drug testing | 1 | 0.3 | NPPES [2] |
| Medical equipment suppliers | 3 | CMS [4] | |
| Ambulatory surgical centers | 1 | CMS [4] |
Physical, occupational, and speech therapy carries 45 of the 197 enumerated providers here, and several of them can sit inside one practice. Read the column as clinicians, not owners.
What lenders have already approved in Monmouth County
Lenders in Monmouth County have already closed 14 healthcare approvals, averaging $586,886, which is the size a new file gets read beside
| What it measures | Value | How to read it |
|---|---|---|
| Healthcare files approved | 14 | Fiscal year published in the SBA file [5] |
| Dollars behind them | $8,216,400 | Sum of approvals to healthcare borrowers [5] |
| Typical approval size | $586,886 | Dollars divided by approvals [5] |
| Credit offices operating locally | 382 | Credit intermediation establishments, NAICS 522 [6] |
What the two tables above change about a file
Density of 59.3 per 10,000 sets the patient draw a projection can claim without an argument. Because Monmouth County already carries $8,216,400 across 14 healthcare approvals, a request near that average moves faster than one well above it. A $73,381 median household income here sets the ceiling on what an elective or cash-pay line can be expected to carry.
Where a file from this town usually lands
- Practice acquisition
- Startup and de novo
- Expansion, relocation, and build-out
- Equipment financing and leasing
- Commercial real estate, owner-occupied
Built from what is enumerated here rather than from a national list, so a field with no presence in Long Branch does not appear. Availability is still a New Jersey question.
The first pages of a Long Branch file
Drawn from the fields that actually practice here: physical, occupational, and speech therapy, specialty physician groups, general dentistry
| Practice type | The pages that decide it | Typical capital event |
|---|---|---|
| Physical, occupational, and speech therapy (45) | Visits per case, Referral source concentration, Payer mix and authorization rules | Startup or expansion clinic |
| Specialty physician groups (42) | Ancillary revenue contribution, Provider productivity, Payer contracts | Ancillary build-out |
| General dentistry (19) | Three years of collections history, Hygiene as a share of collections, Overhead ratio and owner add-backs | Acquisition of an established practice |
The first column is Long Branch's own NPPES count. The rest is how the field is generally underwritten, whether the address is Long Branch or anywhere else.
Long Branch against nearby New Jersey markets
Comparables travel. These are the New Jersey towns whose density, at 59.3 per 10,000 here, gets weighed beside this one.
| Town | Residents | Providers | Per 10,000 | Miles away |
|---|---|---|---|---|
| Long Branch (current) | 33,214 | 197 | 59.3 | |
| Eatontown | 13,582 | 384 | 282.7 | 3 |
| Asbury Park | 15,473 | 57 | 36.8 | 5 |
| Red Bank | 12,830 | 579 | 451.3 | 5 |
| Tinton Falls | 19,435 | 257 | 132.2 | 6 |
| Freehold | 12,530 | 814 | 649.6 | 15 |
| Point Pleasant | 19,565 | 13 | 6.6 | 16 |
Distance, income, and the wage floor around Long Branch
New York-Newark-Jersey City, NY-NJ lies 26 miles from Long Branch, close enough for rent comparables to travel and far enough that patient draw does not. Median household income runs $73,381, which is the number a funder converts into case acceptance on anything elective or cash-pay. Hospital coverage inside Long Branch means a call schedule can be evidenced rather than described.
Other New Jersey markets
- Eatontown 13,582 residents
- Asbury Park 15,473 residents
- Red Bank 12,830 residents
- Tinton Falls 19,435 residents
- Freehold 12,530 residents
- Point Pleasant 19,565 residents
What owners in Long Branch ask
01How many providers practice in Long Branch, and in what?
NPPES lists 197 providers at a Long Branch practice address, 59.3 per 10,000 residents across 26 tracked fields. Physical, occupational, and speech therapy accounts for 45 of them, 23 percent of the total, with specialty physician groups next at 42. Read that as clinicians: 197 enumerations, not 197 owners.
02What does Monmouth County's shortage designation change?
HRSA designates Monmouth County for primary care, dental, mental health. That opens loan repayment programs for clinicians recruited into Long Branch and evidences a staffing ramp in a 33,214 resident market.
03How does the hospital in Long Branch affect a practice file?
Referral flow, coverage, and the local pay scale all trace back to it. The town carries 1 Medicare-certified providers in total. A Long Branch projection that names the call arrangement reads better than one that assumes it.
04Is Long Branch underwritten as part of New York-Newark-Jersey City, NY-NJ?
Comparables and demand split at 26 miles. An appraiser prices the lease and the equipment off New York-Newark-Jersey City, NY-NJ; the revenue line has to hold up against 33,214 local residents.
05What does SBA lending look like around Long Branch?
$8,216,400 went to healthcare borrowers in Monmouth County across 14 approvals, $586,886 on average. Deals near Long Branch get sized against that record before anything else.
06Is there local lending capacity in Monmouth County?
County Business Patterns records 382 credit intermediation establishments in Monmouth County. That is the local origination bench, and it decides whether a file gets underwritten by somebody who has seen Long Branch rents and resale before or by somebody working from a screen.
Sources
- 1U.S. Census Bureau, Population Estimates, vintage 2024
- 2CMS NPPES, monthly full replacement file
- 3U.S. Census Bureau, ACS 5-year 2023, table B19013
- 4CMS Care Compare provider datasets
- 5U.S. Small Business Administration, 7(a) and 504 approvals
- 6U.S. Census Bureau, County Business Patterns 2022
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