North Carolina micro-market
Healthcare practice financing in Tarboro, North Carolina
Direct answer
10,954 residents, 138 enumerated clinicians, 126.0 per 10,000, 24 percent of them in physical, occupational, and speech therapy: that is the Tarboro market a funder prices. Edgecombe County adds 0 healthcare approvals worth $0 and 15 miles of distance to Rocky Mount, NC.
A location page indicates that Practition Finance is taking clients in that market. It does not represent a physical office, storefront, or licensed presence in that city or state. All services are delivered remotely by our US-based team. How a referral works in North Carolina, and how many partners see it, is set out on the North Carolina page.
- Population: 10,954 residents (10K-25K band)1
- Healthcare providers registered here: 138 across 22 fields2
- Median household income: $49,3863
- Largest provider field: Physical, occupational, and speech therapy: 33 registered providers2
- Medicare-certified providers in town: 4 across 3 categories4
- Nearest metro: Rocky Mount, NC, 15 miles1
Tarboro clinicians, by field
138 providers across 22 fields, 126.0 per 10,000 residents, counted at Tarboro addresses in the NPPES monthly file
| Practice type | Count | Rate per 10,000 residents | Published by |
|---|---|---|---|
| Physical, occupational, and speech therapy | 33 | 30.1 | NPPES [2] |
| Home health | 15 | 13.7 | NPPES [2] |
| Specialty physician groups | 14 | 12.8 | NPPES [2] |
| Primary care and family medicine | 11 | 10.0 | NPPES [2] |
| Skilled nursing, assisted living, and memory care | 11 | 10.0 | NPPES [2] |
| Independent pharmacy | 8 | 7.3 | NPPES [2] |
| Optometry and ophthalmology | 8 | 7.3 | NPPES [2] |
| Chiropractic | 5 | 4.6 | NPPES [2] |
| Hospice and palliative | 5 | 4.6 | NPPES [2] |
| Behavioral and mental health group practices | 5 | 4.6 | NPPES [2] |
| Non-medical home care | 4 | 3.7 | NPPES [2] |
| General dentistry | 3 | 2.7 | NPPES [2] |
| Dialysis and infusion centers | 3 | 2.7 | NPPES [2] |
| DME and HME suppliers | 2 | 1.8 | NPPES [2] |
| SUD treatment and residential | 2 | 1.8 | NPPES [2] |
| Med spa and aesthetics | 2 | 1.8 | NPPES [2] |
| Clinical and toxicology labs | 2 | 1.8 | NPPES [2] |
| Urgent care | 1 | 0.9 | NPPES [2] |
| ASCs and OBLs | 1 | 0.9 | NPPES [2] |
| NEMT and ambulance | 1 | 0.9 | NPPES [2] |
| ABA and autism therapy | 1 | 0.9 | NPPES [2] |
| Ketamine, TMS, and interventional psychiatry | 1 | 0.9 | NPPES [2] |
| Medical equipment suppliers | 5 | CMS [4] | |
| Dialysis facilities | 2 | CMS [4] | |
| Ambulatory surgical centers | 1 | CMS [4] | |
| Hospice providers | 1 | CMS [4] |
A single Tarboro practice can hold more than one of these numbers. 24 percent sit in physical, occupational, and speech therapy, counted as clinicians rather than as owners.
What Edgecombe County credit files already show
The county file holds 0 healthcare approvals, which is a thin comparable set for anyone pricing collateral
| Line | Amount | Reading and source |
|---|---|---|
| Approvals on record | 0 | Counted for the fiscal year the SBA publishes [5] |
| Total approved capital | $0 | Everything approved to healthcare borrowers, added up [5] |
| Mean deal size | No approvals recorded | The dollar column over the approval column [5] |
| Lenders sited in the county | 19 | Places that write credit locally, NAICS 522 [6] |
The consequence of these numbers
126.0 per 10,000 is the first number a credit analyst converts into a realistic new-patient count. With 0 approvals on record in Edgecombe County, expect a longer appraisal and a wider collateral discount. A $49,386 median household income here sets the ceiling on what an elective or cash-pay line can be expected to carry.
Programs the Tarboro mix reaches for
- Practice acquisition
- Working capital term loan
- Startup and de novo
- Medical receivables factoring
- Expansion, relocation, and build-out
The 22 fields practicing locally set this order. A funding partner, not this list, decides what is available in North Carolina.
Underwriting by field in Tarboro
Drawn from the fields that actually practice here: physical, occupational, and speech therapy, home health, specialty physician groups
| Specialty | Read first in underwriting | Why the money is usually needed |
|---|---|---|
| Physical, occupational, and speech therapy (33) | Visits per case, Referral source concentration, Payer mix and authorization rules | Startup or expansion clinic |
| Home health (15) | Medicare certification first, Payer mix second, Days in accounts receivable third | Payroll between visit and remittance |
| Specialty physician groups (14) | Ancillary revenue contribution, Provider productivity, Payer contracts | Ancillary build-out |
Counts in the first column are Tarboro providers from NPPES. The other two columns describe how funders read that field across markets like Tarboro, not what any funder will do with your file.
Density beside the neighboring North Carolina towns
The neighboring markets below are the ones a valuation borrows from when Tarboro has too few sales of its own
| Market | Population | Clinicians | Density per 10,000 | Distance in miles |
|---|---|---|---|---|
| Tarboro (current) | 10,954 | 138 | 126.0 | |
| Rocky Mount | 54,541 | 607 | 111.3 | 15 |
| Greenville | 95,138 | 1,856 | 195.1 | 24 |
| Wilson | 48,579 | 519 | 106.8 | 24 |
| Winterville | 10,899 | 89 | 81.7 | 27 |
| Roanoke Rapids | 14,573 | 205 | 140.7 | 38 |
| Goldsboro | 34,629 | 650 | 187.7 | 43 |
What the geography does to a Tarboro projection
15 miles separate Tarboro from Rocky Mount, NC. Lease pricing follows Rocky Mount, NC, while revenue stays capped by the 10,954 residents here. Median household income runs $49,386, which is the number a funder converts into case acceptance on anything elective or cash-pay. The Medicare-certified hospital in Tarboro sets the local wage floor before you hire against it. Campus terms, not calendar quarters, set the busy months in Tarboro. Tarboro is the Edgecombe County seat, so county employment steadies the payer mix.
Nearby North Carolina towns
- Rocky Mount 54,541 residents
- Greenville 95,138 residents
- Wilson 48,579 residents
- Winterville 10,899 residents
- Roanoke Rapids 14,573 residents
- Goldsboro 34,629 residents
What owners in Tarboro ask
01How many providers practice in Tarboro, and in what?
NPPES lists 138 providers at a Tarboro practice address, 126.0 per 10,000 residents across 22 tracked fields. Physical, occupational, and speech therapy accounts for 33 of them, 24 percent of the total, with home health next at 15. Read that as clinicians: 138 enumerations, not 138 owners.
02What does Edgecombe County's shortage designation change?
Edgecombe County holds a HRSA designation covering primary care, dental, mental health. A pro forma for Tarboro can cite it as the reason a vacancy is fillable, which is usually the weakest line in a ramp schedule.
03Why does Edgecombe County show so little SBA activity?
Edgecombe County shows 0 approvals in the SBA healthcare file, which means an appraiser reaches outside the county for comparables. Few sales, not weak credit, is the usual reason. 19 lending establishments operate locally.
04How does the hospital in Tarboro affect a practice file?
A Medicare-certified hospital operates in the town, which gives referral flow, a call schedule, and a clinical labor pool a funder can verify. 4 Medicare-certified providers are located here in total. It also sets the wage floor behind every hire in a 126.0 per 10,000 market.
05Which fields carry the volume in Tarboro?
The 22 enumerated fields are led by physical, occupational, and speech therapy at 33, with home health at 15 behind it. Those two counts double as the competition you are entering and the bench you would hire from.
06Is Tarboro underwritten as part of Rocky Mount, NC?
Comparables and demand split at 15 miles. An appraiser prices the lease and the equipment off Rocky Mount, NC; the revenue line has to hold up against 10,954 local residents.
Sources
- 1U.S. Census Bureau, Population Estimates, vintage 2024
- 2CMS NPPES, monthly full replacement file
- 3U.S. Census Bureau, ACS 5-year 2023, table B19013
- 4CMS Care Compare provider datasets
- 5U.S. Small Business Administration, 7(a) and 504 approvals
- 6U.S. Census Bureau, County Business Patterns 2022
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