Ohio micro-market
Healthcare practice financing in Chillicothe, Ohio
Direct answer
Density decides a lot here. Chillicothe runs 298.1 providers per 10,000 residents, 649 clinicians against 21,769 people, 13 percent of them in specialty physician groups, while Ross County lenders have approved 0 healthcare files worth $0 and the nearest metro is 45 miles out.
A location page indicates that Practition Finance is taking clients in that market. It does not represent a physical office, storefront, or licensed presence in that city or state. All services are delivered remotely by our US-based team. How a referral works in Ohio, and how many partners see it, is set out on the Ohio page.
- Population: 21,769 residents (10K-25K band)1
- Healthcare providers registered here: 649 across 29 fields2
- Median household income: $49,1933
- Largest provider field: Specialty physician groups: 85 registered providers2
- Medicare-certified providers in town: 13 across 4 categories4
- Nearest metro: Columbus, OH, 45 miles1
The clinical base a lender can verify here
298.1 providers per 10,000 residents is what 649 enumerations across 29 fields works out to in a town of 21,769
| Specialty | Enumerated clinicians | Density per 10,000 | Where it comes from |
|---|---|---|---|
| Specialty physician groups | 85 | 39.0 | NPPES [2] |
| Physical, occupational, and speech therapy | 85 | 39.0 | NPPES [2] |
| Primary care and family medicine | 80 | 36.7 | NPPES [2] |
| Optometry and ophthalmology | 61 | 28.0 | NPPES [2] |
| Behavioral and mental health group practices | 51 | 23.4 | NPPES [2] |
| Chiropractic | 39 | 17.9 | NPPES [2] |
| Ketamine, TMS, and interventional psychiatry | 36 | 16.5 | NPPES [2] |
| General dentistry | 34 | 15.6 | NPPES [2] |
| Home health | 29 | 13.3 | NPPES [2] |
| Non-medical home care | 18 | 8.3 | NPPES [2] |
| Dental specialties | 16 | 7.3 | NPPES [2] |
| DME and HME suppliers | 15 | 6.9 | NPPES [2] |
| Skilled nursing, assisted living, and memory care | 14 | 6.4 | NPPES [2] |
| Independent pharmacy | 11 | 5.1 | NPPES [2] |
| Audiology and hearing centers | 10 | 4.6 | NPPES [2] |
| Dermatology | 8 | 3.7 | NPPES [2] |
| Med spa and aesthetics | 8 | 3.7 | NPPES [2] |
| SUD treatment and residential | 6 | 2.8 | NPPES [2] |
| NEMT and ambulance | 6 | 2.8 | NPPES [2] |
| Telehealth and virtual clinics | 6 | 2.8 | NPPES [2] |
| Hormone, TRT, and men's health clinics | 5 | 2.3 | NPPES [2] |
| Urgent care | 4 | 1.8 | NPPES [2] |
| ASCs and OBLs | 4 | 1.8 | NPPES [2] |
| Occupational health and drug testing | 4 | 1.8 | NPPES [2] |
| Podiatry | 3 | 1.4 | NPPES [2] |
| Pain management and interventional | 3 | 1.4 | NPPES [2] |
| Hospice and palliative | 3 | 1.4 | NPPES [2] |
| Dialysis and infusion centers | 3 | 1.4 | NPPES [2] |
| ABA and autism therapy | 2 | 0.9 | NPPES [2] |
| Medical equipment suppliers | 13 | CMS [4] | |
| Home health agencies | 7 | CMS [4] | |
| Ambulatory surgical centers | 3 | CMS [4] | |
| Hospice providers | 2 | CMS [4] | |
| Dialysis facilities | 1 | CMS [4] |
Specialty physician groups carries 85 of the 649 enumerated providers here, and several of them can sit inside one practice. Read the column as clinicians, not owners.
The lending record behind Chillicothe
With 0 healthcare approvals recorded, Ross County gives a valuation almost nothing local to lean on
| Line | Amount | Reading and source |
|---|---|---|
| Approvals on record | 0 | Fiscal year published in the SBA file [5] |
| Total approved capital | $0 | Sum of approvals to healthcare borrowers [5] |
| Mean deal size | No approvals recorded | Dollars divided by approvals [5] |
| Lenders sited in the county | 35 | Credit intermediation establishments, NAICS 522 [6] |
The consequence of these numbers
298.1 per 10,000 is the first number a credit analyst converts into a realistic new-patient count. With 0 approvals on record in Ross County, expect a longer appraisal and a wider collateral discount. With $49,193 as the median household income, the payer mix in a projection has to match what Chillicothe households actually spend.
Where a file from this town usually lands
- Practice acquisition
- Expansion, relocation, and build-out
- Working capital term loan
- Startup and de novo
- Equipment financing and leasing
The order comes from Chillicothe's own provider mix, which specialty physician groups dominates at 13 percent. What a partner can actually place in Ohio is a separate question.
What a funder reads first in Chillicothe
What a funder opens first depends on the field. In Chillicothe that means specialty physician groups, physical, occupational, and speech therapy, primary care and family medicine.
| Specialty | Read first in underwriting | Why the money is usually needed |
|---|---|---|
| Specialty physician groups (85) | Ancillary revenue contribution, Provider productivity, Payer contracts | Ancillary build-out |
| Physical, occupational, and speech therapy (85) | Visits per case, Referral source concentration, Payer mix and authorization rules | Startup or expansion clinic |
| Primary care and family medicine (80) | Panel size, Value-based contract exposure, Provider productivity | Acquisition |
Counts in the first column are Chillicothe providers from NPPES. The other two columns describe how funders read that field across markets like Chillicothe, not what any funder will do with your file.
How Chillicothe prices against its neighbors
Density is the number that moves an appraisal: 298.1 per 10,000 here
| Comparable | People | Enumerations | Per 10,000 residents | Miles |
|---|---|---|---|---|
| Chillicothe (current) | 21,769 | 649 | 298.1 | |
| Circleville | 14,433 | 224 | 155.2 | 18 |
| Washington Court House | 14,446 | 141 | 97.6 | 27 |
| Lancaster | 41,671 | 581 | 139.4 | 34 |
| Canal Winchester | 10,060 | 237 | 235.6 | 36 |
| Pickerington | 25,814 | 422 | 163.5 | 40 |
| Portsmouth | 17,489 | 528 | 301.9 | 41 |
What the geography does to a Chillicothe projection
45 miles separate Chillicothe from Columbus, OH. Rent comparables cross that gap; patients mostly do not. Median household income runs $49,193, which is the number a funder converts into case acceptance on anything elective or cash-pay. Wages here are anchored by the Medicare-certified hospital in town, which is what a staffing line gets measured against. Campus terms, not calendar quarters, set the busy months in Chillicothe. Chillicothe is the Ross County seat, so county employment steadies the payer mix.
Other Ohio markets
- Circleville 14,433 residents
- Washington Court House 14,446 residents
- Lancaster 41,671 residents
- Canal Winchester 10,060 residents
- Pickerington 25,814 residents
- Portsmouth 17,489 residents
What owners in Chillicothe ask
01How many providers practice in Chillicothe, and in what?
649 enumerations sit at Chillicothe addresses in the monthly NPPES file, working out to 298.1 for every 10,000 residents. 13 percent of them are specialty physician groups, and physical, occupational, and speech therapy follows with 85. An enumeration is a clinician, so the 649 here cover fewer than 649 practices.
02Which fields carry the volume in Chillicothe?
Volume concentrates in specialty physician groups, 85 of them, ahead of physical, occupational, and speech therapy at 85, across 29 fields. A thin second field usually means a longer search for staff than a pro forma allows for.
03What does Ross County's shortage designation change?
The primary care, dental, mental health designation HRSA carries on Ross County is a recruiting instrument: it puts repayment incentives in front of candidates, which is how a hiring plan for 21,769 residents gets past the question of who would take the job.
04Why does Ross County show so little SBA activity?
Only 0 healthcare approvals appear for Ross County in the published 7(a) and 504 file. Thin volume in Ross County is a transaction count, not a verdict on borrowers here. The county still holds 35 credit intermediation establishments.
05How does the hospital in Chillicothe affect a practice file?
Referral flow, coverage, and the local pay scale all trace back to it. The town carries 13 Medicare-certified providers in total. A Chillicothe projection that names the call arrangement reads better than one that assumes it.
06Is Chillicothe underwritten as part of Columbus, OH?
Partly. Columbus, OH is 45 miles out, so rent and equipment comparables travel in from there while patients still come from the 21,769 residents around Chillicothe. Cost side metro, revenue side local.
Sources
- 1U.S. Census Bureau, Population Estimates, vintage 2024
- 2CMS NPPES, monthly full replacement file
- 3U.S. Census Bureau, ACS 5-year 2023, table B19013
- 4CMS Care Compare provider datasets
- 5U.S. Small Business Administration, 7(a) and 504 approvals
- 6U.S. Census Bureau, County Business Patterns 2022
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