Ohio micro-market
Healthcare practice financing in Harrison, Ohio
Direct answer
Density decides a lot here. Harrison runs 79.8 providers per 10,000 residents, 108 clinicians against 13,526 people, 34 percent of them in physical, occupational, and speech therapy, while Hamilton County lenders have approved 44 healthcare files worth $17,101,200 and the nearest metro is 17 miles out.
A location page indicates that Practition Finance is taking clients in that market. It does not represent a physical office, storefront, or licensed presence in that city or state. All services are delivered remotely by our US-based team. How a referral works in Ohio, and how many partners see it, is set out on the Ohio page.
- Population: 13,526 residents (10K-25K band)1
- Healthcare providers registered here: 108 across 20 fields2
- Median household income: $100,9133
- Largest provider field: Physical, occupational, and speech therapy: 37 registered providers2
- Medicare-certified providers in town: 1 across 1 categories4
- Nearest metro: Cincinnati, OH-KY-IN, 17 miles1
Fields practicing inside Harrison
The NPPES file puts 108 enumerated clinicians inside Harrison, spread over 20 fields at 79.8 per 10,000 residents
| Practice type | Count | Rate per 10,000 residents | Published by |
|---|---|---|---|
| Physical, occupational, and speech therapy | 37 | 27.4 | NPPES [2] |
| General dentistry | 11 | 8.1 | NPPES [2] |
| Primary care and family medicine | 8 | 5.9 | NPPES [2] |
| Optometry and ophthalmology | 7 | 5.2 | NPPES [2] |
| DME and HME suppliers | 6 | 4.4 | NPPES [2] |
| Home health | 6 | 4.4 | NPPES [2] |
| Chiropractic | 5 | 3.7 | NPPES [2] |
| Dental specialties | 4 | 3.0 | NPPES [2] |
| Non-medical home care | 4 | 3.0 | NPPES [2] |
| Specialty physician groups | 4 | 3.0 | NPPES [2] |
| Independent pharmacy | 3 | 2.2 | NPPES [2] |
| Behavioral and mental health group practices | 3 | 2.2 | NPPES [2] |
| Telehealth and virtual clinics | 2 | 1.5 | NPPES [2] |
| Skilled nursing, assisted living, and memory care | 2 | 1.5 | NPPES [2] |
| Podiatry | 1 | 0.7 | NPPES [2] |
| Dermatology | 1 | 0.7 | NPPES [2] |
| Urgent care | 1 | 0.7 | NPPES [2] |
| Audiology and hearing centers | 1 | 0.7 | NPPES [2] |
| ABA and autism therapy | 1 | 0.7 | NPPES [2] |
| Dialysis and infusion centers | 1 | 0.7 | NPPES [2] |
| Medical equipment suppliers | 4 | CMS [4] | |
| Dialysis facilities | 1 | CMS [4] |
Physical, occupational, and speech therapy carries 37 of the 108 enumerated providers here, and several of them can sit inside one practice. Read the column as clinicians, not owners.
What lenders have already approved in Hamilton County
The published file shows 44 healthcare approvals in Hamilton County, $17,101,200 in total, and that history is what an appraiser and a credit committee reach for
| What it measures | Value | How to read it |
|---|---|---|
| SBA healthcare approvals | 44 | Counted for the fiscal year the SBA publishes [5] |
| Approved dollars | $17,101,200 | Everything approved to healthcare borrowers, added up [5] |
| Average approval | $388,664 | The dollar column over the approval column [5] |
| Lending establishments in the county | 555 | Places that write credit locally, NAICS 522 [6] |
The consequence of these numbers
A file from here opens on 79.8 providers per 10,000 residents, and everything about volume follows from it. 44 approvals worth $17,101,200 in Hamilton County means the size you are asking for has a local precedent to point at. With $100,913 as the median household income, the payer mix in a projection has to match what Harrison households actually spend.
Where a file from this town usually lands
- Practice acquisition
- Startup and de novo
- Working capital term loan
- Medical receivables factoring
- Expansion, relocation, and build-out
Ranked from the 20 fields that actually practice in Harrison, weighted toward physical, occupational, and speech therapy. Availability still depends on Ohio and on the funding partner.
Underwriting by field in Harrison
Drawn from the fields that actually practice here: physical, occupational, and speech therapy, general dentistry, primary care and family medicine
| Field | What the file turns on | The capital event behind most requests |
|---|---|---|
| Physical, occupational, and speech therapy (37) | Visits per case, Referral source concentration, Payer mix and authorization rules | Startup or expansion clinic |
| General dentistry (11) | Three years of collections history, Hygiene as a share of collections, Overhead ratio and owner add-backs | Acquisition of an established practice |
| Primary care and family medicine (8) | Panel size, Value-based contract exposure, Provider productivity | Acquisition |
Column one counts Harrison clinicians from the federal file. Columns two and three describe how the field is usually underwritten, and a partner can read a Harrison file differently.
How Harrison prices against its neighbors
Comparables travel. These are the Ohio towns whose density, at 79.8 per 10,000 here, gets weighed beside this one.
| Comparable | People | Enumerations | Per 10,000 residents | Miles |
|---|---|---|---|---|
| Harrison (current) | 13,526 | 108 | 79.8 | |
| Fairfield | 45,094 | 496 | 110.0 | 14 |
| Hamilton | 63,953 | 743 | 116.2 | 15 |
| Oxford | 22,585 | 118 | 52.2 | 17 |
| Springdale | 11,183 | 72 | 64.4 | 17 |
| Norwood | 19,455 | 47 | 24.2 | 19 |
| Reading | 10,482 | 16 | 15.3 | 19 |
How Harrison sits against the nearest metro
Distance to Cincinnati, OH-KY-IN is 17 miles. Appraisers borrow Cincinnati, OH-KY-IN rents, and the 13,526 residents set the ceiling on collections. At $100,913 median household income, the elective and cash-pay share of a projection is the line that gets tested first. With no hospital in town, a projection has to name where referrals and coverage come from.
Nearby Ohio towns
What owners in Harrison ask
01How many providers practice in Harrison, and in what?
Across 20 fields, Harrison carries 108 enumerated clinicians, 79.8 per 10,000 of the 13,526 people living here. The concentration is in physical, occupational, and speech therapy, 37 of the total, then general dentistry at 11. Count practices from that only with care.
02What does Hamilton County's shortage designation change?
HRSA designates Hamilton County for primary care, dental, mental health. That opens loan repayment programs for clinicians recruited into Harrison and evidences a staffing ramp in a 13,526 resident market.
03What does SBA lending look like around Harrison?
Healthcare borrowers in Hamilton County took 44 approvals worth $17,101,200 in the published fiscal year, averaging $388,664. That is the comparable set an appraiser near Harrison reaches for first.
04Is Harrison underwritten as part of Cincinnati, OH-KY-IN?
Partly. Cincinnati, OH-KY-IN is 17 miles out, so rent and equipment comparables travel in from there while patients still come from the 13,526 residents around Harrison. Cost side metro, revenue side local.
05What does a $100,913 median income mean for case acceptance?
Median household income in Harrison runs $100,913. On elective and cash-pay work that is the number a funder converts into case acceptance, and it sets how much of a treatment plan a projection can assume gets started rather than deferred.
06Is there local lending capacity in Hamilton County?
County Business Patterns records 555 credit intermediation establishments in Hamilton County. That is the local origination bench, and it decides whether a file gets underwritten by somebody who has seen Harrison rents and resale before or by somebody working from a screen.
Sources
- 1U.S. Census Bureau, Population Estimates, vintage 2024
- 2CMS NPPES, monthly full replacement file
- 3U.S. Census Bureau, ACS 5-year 2023, table B19013
- 4CMS Care Compare provider datasets
- 5U.S. Small Business Administration, 7(a) and 504 approvals
- 6U.S. Census Bureau, County Business Patterns 2022
Our team reviews every request within 1 business day. If a funding partner thinks they can help, a specialist from that partner contacts you to discuss next steps.