Ohio micro-market
Healthcare practice financing in Stow, Ohio
Direct answer
271 healthcare providers hold a Stow practice address, 79.5 per 10,000 of its 34,101 residents, 27 percent of them in physical, occupational, and speech therapy. Summit County recorded 23 SBA healthcare approvals worth $6,205,300, and Akron, OH sits 8 miles out.
A location page indicates that Practition Finance is taking clients in that market. It does not represent a physical office, storefront, or licensed presence in that city or state. All services are delivered remotely by our US-based team. How a referral works in Ohio, and how many partners see it, is set out on the Ohio page.
- Population: 34,101 residents (25K-50K band)1
- Healthcare providers registered here: 271 across 27 fields2
- Median household income: $91,9333
- Largest provider field: Physical, occupational, and speech therapy: 73 registered providers2
- Medicare-certified providers in town: 2 across 2 categories4
- Nearest metro: Akron, OH, 8 miles1
The provider census in Stow
Counted at the town's own addresses: 271 providers, 27 fields, 79.5 clinicians per 10,000 of the 34,101 residents here
| Specialty | Enumerated clinicians | Density per 10,000 | Where it comes from |
|---|---|---|---|
| Physical, occupational, and speech therapy | 73 | 21.4 | NPPES [2] |
| Primary care and family medicine | 19 | 5.6 | NPPES [2] |
| Optometry and ophthalmology | 17 | 5.0 | NPPES [2] |
| Skilled nursing, assisted living, and memory care | 17 | 5.0 | NPPES [2] |
| General dentistry | 14 | 4.1 | NPPES [2] |
| Chiropractic | 13 | 3.8 | NPPES [2] |
| Non-medical home care | 13 | 3.8 | NPPES [2] |
| DME and HME suppliers | 12 | 3.5 | NPPES [2] |
| Home health | 12 | 3.5 | NPPES [2] |
| Dental specialties | 11 | 3.2 | NPPES [2] |
| Med spa and aesthetics | 10 | 2.9 | NPPES [2] |
| Independent pharmacy | 8 | 2.3 | NPPES [2] |
| Audiology and hearing centers | 8 | 2.3 | NPPES [2] |
| Behavioral and mental health group practices | 8 | 2.3 | NPPES [2] |
| Specialty physician groups | 6 | 1.8 | NPPES [2] |
| Podiatry | 5 | 1.5 | NPPES [2] |
| Ketamine, TMS, and interventional psychiatry | 5 | 1.5 | NPPES [2] |
| Urgent care | 4 | 1.2 | NPPES [2] |
| Pain management and interventional | 4 | 1.2 | NPPES [2] |
| ABA and autism therapy | 4 | 1.2 | NPPES [2] |
| Hospice and palliative | 2 | 0.6 | NPPES [2] |
| Dermatology | 1 | 0.3 | NPPES [2] |
| ASCs and OBLs | 1 | 0.3 | NPPES [2] |
| Imaging centers | 1 | 0.3 | NPPES [2] |
| Hormone, TRT, and men's health clinics | 1 | 0.3 | NPPES [2] |
| IV hydration and infusion | 1 | 0.3 | NPPES [2] |
| Clinical and toxicology labs | 1 | 0.3 | NPPES [2] |
| Medical equipment suppliers | 12 | CMS [4] | |
| Ambulatory surgical centers | 1 | CMS [4] | |
| Hospice providers | 1 | CMS [4] |
Physical, occupational, and speech therapy carries 73 of the 271 enumerated providers here, and several of them can sit inside one practice. Read the column as clinicians, not owners.
What lenders have already approved in Summit County
Lenders in Summit County have already closed 23 healthcare approvals, averaging $269,796, which is the size a new file gets read beside
| What it measures | Value | How to read it |
|---|---|---|
| Healthcare files approved | 23 | Fiscal year published in the SBA file [5] |
| Dollars behind them | $6,205,300 | Sum of approvals to healthcare borrowers [5] |
| Typical approval size | $269,796 | Dollars divided by approvals [5] |
| Credit offices operating locally | 245 | Credit intermediation establishments, NAICS 522 [6] |
What the two tables above change about a file
Density of 79.5 per 10,000 sets the patient draw a projection can claim without an argument. Because Summit County already carries $6,205,300 across 23 healthcare approvals, a request near that average moves faster than one well above it. With $91,933 as the median household income, the payer mix in a projection has to match what Stow households actually spend.
Where a file from this town usually lands
- Practice acquisition
- Startup and de novo
- Working capital term loan
- Equipment financing and leasing
- Expansion, relocation, and build-out
The order comes from Stow's own provider mix, which physical, occupational, and speech therapy dominates at 27 percent. What a partner can actually place in Ohio is a separate question.
Underwriting by field in Stow
What a funder opens first depends on the field. In Stow that means physical, occupational, and speech therapy, primary care and family medicine, optometry and ophthalmology.
| Practice type | The pages that decide it | Typical capital event |
|---|---|---|
| Physical, occupational, and speech therapy (73) | Visits per case, Referral source concentration, Payer mix and authorization rules | Startup or expansion clinic |
| Primary care and family medicine (19) | Panel size, Value-based contract exposure, Provider productivity | Acquisition |
| Optometry and ophthalmology (17) | Exam volume and optical capture, Vision plan mix, Inventory turns | Cold start or acquisition |
The first column is Stow's own NPPES count. The rest is how the field is generally underwritten, whether the address is Stow or anywhere else.
How Stow prices against its neighbors
79.5 per 10,000 is the figure a neighboring town gets compared against when an appraiser prices Stow
| Comparable | People | Enumerations | Per 10,000 residents | Miles |
|---|---|---|---|---|
| Stow (current) | 34,101 | 271 | 79.5 | |
| Hudson | 23,073 | 228 | 98.8 | 4 |
| Kent | 27,720 | 288 | 103.9 | 4 |
| Tallmadge | 18,412 | 178 | 96.7 | 5 |
| Cuyahoga Falls | 50,979 | 516 | 101.2 | 6 |
| Streetsboro | 17,877 | 132 | 73.8 | 6 |
| Ravenna | 11,236 | 277 | 246.5 | 10 |
Distance, income, and the wage floor around Stow
Akron, OH lies 8 miles from Stow, close enough that appraisers price the lease against Akron, OH rents while 34,101 residents set the revenue ceiling. At $91,933 median household income, the elective and cash-pay share of a projection is the line that gets tested first. No hospital operates here, so the referral sources and the call arrangement have to be named rather than assumed.
Nearby Ohio towns
- Hudson 23,073 residents
- Kent 27,720 residents
- Tallmadge 18,412 residents
- Cuyahoga Falls 50,979 residents
- Streetsboro 17,877 residents
- Ravenna 11,236 residents
Questions from Stow
01How many providers practice in Stow, and in what?
271 enumerations sit at Stow addresses in the monthly NPPES file, working out to 79.5 for every 10,000 residents. 27 percent of them are physical, occupational, and speech therapy, and primary care and family medicine follows with 19. An enumeration is a clinician, so the 271 here cover fewer than 271 practices.
02What does Summit County's shortage designation change?
HRSA designates Summit County for primary care, dental, mental health. That opens loan repayment programs for clinicians recruited into Stow and evidences a staffing ramp in a 34,101 resident market.
03Which fields carry the volume in Stow?
Physical, occupational, and speech therapy at 73 providers and primary care and family medicine at 19 lead the 27 fields enumerated here. A funder reads that mix as the local competition set and the local hiring pool at once, before it reads a single line of your own numbers.
04Is Stow underwritten as part of Akron, OH?
Partly. Akron, OH is 8 miles out, so rent and equipment comparables travel in from there while patients still come from the 34,101 residents around Stow. Cost side metro, revenue side local.
05What does SBA lending look like around Stow?
Healthcare borrowers in Summit County took 23 approvals worth $6,205,300 in the published fiscal year, averaging $269,796. That is the comparable set an appraiser near Stow reaches for first.
06Is there local lending capacity in Summit County?
County Business Patterns records 245 credit intermediation establishments in Summit County. That is the local origination bench, and it decides whether a file gets underwritten by somebody who has seen Stow rents and resale before or by somebody working from a screen.
Sources
- 1U.S. Census Bureau, Population Estimates, vintage 2024
- 2CMS NPPES, monthly full replacement file
- 3U.S. Census Bureau, ACS 5-year 2023, table B19013
- 4CMS Care Compare provider datasets
- 5U.S. Small Business Administration, 7(a) and 504 approvals
- 6U.S. Census Bureau, County Business Patterns 2022
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