Oregon micro-market
Healthcare practice financing in Fairview, Oregon
Direct answer
A Fairview file is read against 25 local clinicians, 23.2 for every 10,000 of its 10,796 residents, 48 percent of them in physical, occupational, and speech therapy, plus the 27 SBA healthcare approvals worth $15,920,800 already recorded in Multnomah County, 10 miles from Portland-Vancouver-Hillsboro, OR-WA.
A location page indicates that Practition Finance is taking clients in that market. It does not represent a physical office, storefront, or licensed presence in that city or state. All services are delivered remotely by our US-based team. How a referral works in Oregon, and how many partners see it, is set out on the Oregon page.
- Population: 10,796 residents (10K-25K band)1
- Healthcare providers registered here: 25 across 9 fields2
- Median household income: $71,0243
- Largest provider field: Physical, occupational, and speech therapy: 12 registered providers2
- Nearest metro: Portland-Vancouver-Hillsboro, OR-WA, 10 miles1
- SBA healthcare approvals in the county: 27 approvals totaling $15,920,8004
Fields practicing inside Fairview
23.2 providers per 10,000 residents is what 25 enumerations across 9 fields works out to in a town of 10,796
| Practice type | Count | Rate per 10,000 residents | Published by |
|---|---|---|---|
| Physical, occupational, and speech therapy | 12 | 11.1 | NPPES [2] |
| Chiropractic | 5 | 4.6 | NPPES [2] |
| ABA and autism therapy | 2 | 1.9 | NPPES [2] |
| DME and HME suppliers | 1 | 0.9 | NPPES [2] |
| Primary care and family medicine | 1 | 0.9 | NPPES [2] |
| Non-medical home care | 1 | 0.9 | NPPES [2] |
| Med spa and aesthetics | 1 | 0.9 | NPPES [2] |
| Behavioral and mental health group practices | 1 | 0.9 | NPPES [2] |
| Occupational health and drug testing | 1 | 0.9 | NPPES [2] |
| Medical equipment suppliers | 1 | CMS [5] |
Physical, occupational, and speech therapy carries 12 of the 25 enumerated providers here, and several of them can sit inside one practice. Read the column as clinicians, not owners.
The lending record behind Fairview
The published file shows 27 healthcare approvals in Multnomah County, $15,920,800 in total, and that history is what an appraiser and a credit committee reach for
| What it measures | Value | How to read it |
|---|---|---|
| SBA healthcare approvals | 27 | Counted for the fiscal year the SBA publishes [4] |
| Approved dollars | $15,920,800 | Everything approved to healthcare borrowers, added up [4] |
| Average approval | $589,659 | The dollar column over the approval column [4] |
| Lending establishments in the county | 370 | Places that write credit locally, NAICS 522 [6] |
What the two tables above change about a file
23.2 per 10,000 is the first number a credit analyst converts into a realistic new-patient count. 27 approvals worth $15,920,800 in Multnomah County means the size you are asking for has a local precedent to point at. Household income of $71,024 in Fairview is the number a lender uses to sanity check the self-pay share of a revenue projection.
Where a file from this town usually lands
- Practice acquisition
- Startup and de novo
- Working capital term loan
- Equipment financing and leasing
- Medical receivables factoring
Weighted by how often each of the 9 local fields reaches for a program, not by what is easiest to refer. Oregon rules and the partner decide availability.
The first pages of a Fairview file
Drawn from the fields that actually practice here: physical, occupational, and speech therapy, chiropractic, aba and autism therapy
| Specialty | Read first in underwriting | Why the money is usually needed |
|---|---|---|
| Physical, occupational, and speech therapy (12) | Visits per case, Referral source concentration, Payer mix and authorization rules | Startup or expansion clinic |
| Chiropractic (5) | Cash plan revenue, Personal injury receivable age, Visit volume | Startup or acquisition |
| ABA and autism therapy (2) | Authorized hours against delivered hours, Payer mix stability, Billing compliance history | Working capital against authorization and billing lag |
Counts in the first column are Fairview providers from NPPES. The other two columns describe how funders read that field across markets like Fairview, not what any funder will do with your file.
How Fairview prices against its neighbors
The neighboring markets below are the ones a valuation borrows from when Fairview has too few sales of its own
| Market | Population | Clinicians | Density per 10,000 | Distance in miles |
|---|---|---|---|---|
| Fairview (current) | 10,796 | 25 | 23.2 | |
| Troutdale | 15,749 | 55 | 34.9 | 2 |
| Happy Valley | 28,969 | 176 | 60.8 | 9 |
| Milwaukie | 21,620 | 881 | 407.5 | 11 |
| Gladstone | 11,898 | 70 | 58.8 | 13 |
| Sandy | 12,990 | 78 | 60.0 | 13 |
| West Linn | 26,597 | 193 | 72.6 | 16 |
How Fairview sits against the nearest metro
Distance to Portland-Vancouver-Hillsboro, OR-WA is 10 miles. Appraisers borrow Portland-Vancouver-Hillsboro, OR-WA rents, and the 10,796 residents set the ceiling on collections. At $71,024 median household income, the elective and cash-pay share of a projection is the line that gets tested first. With no hospital in town, a projection has to name where referrals and coverage come from.
More of Oregon
What owners in Fairview ask
01How many providers practice in Fairview, and in what?
Across 9 fields, Fairview carries 25 enumerated clinicians, 23.2 per 10,000 of the 10,796 people living here. The concentration is in physical, occupational, and speech therapy, 12 of the total, then chiropractic at 5. Count practices from that only with care.
02What does SBA lending look like around Fairview?
$15,920,800 went to healthcare borrowers in Multnomah County across 27 approvals, $589,659 on average. Deals near Fairview get sized against that record before anything else.
03Is Fairview underwritten as part of Portland-Vancouver-Hillsboro, OR-WA?
Partly. Portland-Vancouver-Hillsboro, OR-WA is 10 miles out, so rent and equipment comparables travel in from there while patients still come from the 10,796 residents around Fairview. Cost side metro, revenue side local.
04What does Multnomah County's shortage designation change?
Multnomah County holds a HRSA designation covering primary care, dental, mental health. A pro forma for Fairview can cite it as the reason a vacancy is fillable, which is usually the weakest line in a ramp schedule.
05Is there local lending capacity in Multnomah County?
County Business Patterns records 370 credit intermediation establishments in Multnomah County. That is the local origination bench, and it decides whether a file gets underwritten by somebody who has seen Fairview rents and resale before or by somebody working from a screen.
06Which fields carry the volume in Fairview?
The 9 enumerated fields are led by physical, occupational, and speech therapy at 12, with chiropractic at 5 behind it. Those two counts double as the competition you are entering and the bench you would hire from.
Sources
- 1U.S. Census Bureau, Population Estimates, vintage 2024
- 2CMS NPPES, monthly full replacement file
- 3U.S. Census Bureau, ACS 5-year 2023, table B19013
- 4U.S. Small Business Administration, 7(a) and 504 approvals
- 5CMS Care Compare provider datasets
- 6U.S. Census Bureau, County Business Patterns 2022
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