Oregon micro-market
Healthcare practice financing in Gladstone, Oregon
Direct answer
A Gladstone file is read against 70 local clinicians, 58.8 for every 10,000 of its 11,898 residents, 29 percent of them in behavioral and mental health group practices, plus the 12 SBA healthcare approvals worth $14,804,000 already recorded in Clackamas County, 11 miles from Portland-Vancouver-Hillsboro, OR-WA.
A location page indicates that Practition Finance is taking clients in that market. It does not represent a physical office, storefront, or licensed presence in that city or state. All services are delivered remotely by our US-based team. How a referral works in Oregon, and how many partners see it, is set out on the Oregon page.
- Population: 11,898 residents (10K-25K band)1
- Healthcare providers registered here: 70 across 15 fields2
- Median household income: $90,3953
- Largest provider field: Behavioral and mental health group practices: 20 registered providers2
- Nearest metro: Portland-Vancouver-Hillsboro, OR-WA, 11 miles1
- SBA healthcare approvals in the county: 12 approvals totaling $14,804,0004
The clinical base a lender can verify here
The NPPES file puts 70 enumerated clinicians inside Gladstone, spread over 15 fields at 58.8 per 10,000 residents
| Practice type | Count | Rate per 10,000 residents | Published by |
|---|---|---|---|
| Behavioral and mental health group practices | 20 | 16.8 | NPPES [2] |
| General dentistry | 10 | 8.4 | NPPES [2] |
| Physical, occupational, and speech therapy | 9 | 7.6 | NPPES [2] |
| Chiropractic | 7 | 5.9 | NPPES [2] |
| Primary care and family medicine | 7 | 5.9 | NPPES [2] |
| ABA and autism therapy | 4 | 3.4 | NPPES [2] |
| Skilled nursing, assisted living, and memory care | 3 | 2.5 | NPPES [2] |
| Independent pharmacy | 2 | 1.7 | NPPES [2] |
| Telehealth and virtual clinics | 2 | 1.7 | NPPES [2] |
| DME and HME suppliers | 1 | 0.8 | NPPES [2] |
| SUD treatment and residential | 1 | 0.8 | NPPES [2] |
| Dental specialties | 1 | 0.8 | NPPES [2] |
| Audiology and hearing centers | 1 | 0.8 | NPPES [2] |
| Clinical research sites | 1 | 0.8 | NPPES [2] |
| Ketamine, TMS, and interventional psychiatry | 1 | 0.8 | NPPES [2] |
| Medical equipment suppliers | 2 | CMS [5] |
A single Gladstone practice can hold more than one of these numbers. 29 percent sit in behavioral and mental health group practices, counted as clinicians rather than as owners.
What Clackamas County credit files already show
12 healthcare approvals averaging $1,233,667 set the deal shape lenders in Clackamas County have already underwritten
| Line | Amount | Reading and source |
|---|---|---|
| Approvals on record | 12 | One published fiscal year, healthcare borrowers only [4] |
| Total approved capital | $14,804,000 | Approved, not disbursed, and not net of withdrawals [4] |
| Mean deal size | $1,233,667 | A mean, so one large approval moves it [4] |
| Lenders sited in the county | 283 | Credit intermediation offices sited in the county [6] |
What the two tables above change about a file
Density of 58.8 per 10,000 sets the patient draw a projection can claim without an argument. Because Clackamas County already carries $14,804,000 across 12 healthcare approvals, a request near that average moves faster than one well above it. Household income of $90,395 in Gladstone is the number a lender uses to sanity check the self-pay share of a revenue projection.
Programs the Gladstone mix reaches for
- Practice acquisition
- Working capital term loan
- Startup and de novo
- Expansion, relocation, and build-out
- Equipment financing and leasing
Ranked from the 15 fields that actually practice in Gladstone, weighted toward behavioral and mental health group practices. Availability still depends on Oregon and on the funding partner.
What a funder reads first in Gladstone
Drawn from the fields that actually practice here: behavioral and mental health group practices, general dentistry, physical, occupational, and speech therapy
| Practice type | The pages that decide it | Typical capital event |
|---|---|---|
| Behavioral and mental health group practices (20) | Clinician retention and productivity, Payer mix and Medicaid concentration, Re-authorization and session limit exposure | Working capital through the credentialing lag |
| General dentistry (10) | Three years of collections history, Hygiene as a share of collections, Overhead ratio and owner add-backs | Acquisition of an established practice |
| Physical, occupational, and speech therapy (9) | Visits per case, Referral source concentration, Payer mix and authorization rules | Startup or expansion clinic |
Counts in the first column are Gladstone providers from NPPES. The other two columns describe how funders read that field across markets like Gladstone, not what any funder will do with your file.
How Gladstone prices against its neighbors
Set Gladstone's 58.8 per 10,000 against the towns an appraiser would reach for next
| Town | Residents | Providers | Per 10,000 | Miles away |
|---|---|---|---|---|
| Gladstone (current) | 11,898 | 70 | 58.8 | |
| West Linn | 26,597 | 193 | 72.6 | 3 |
| Milwaukie | 21,620 | 881 | 407.5 | 4 |
| Happy Valley | 28,969 | 176 | 60.8 | 5 |
| Lake Oswego | 40,029 | 533 | 133.2 | 6 |
| Tualatin | 28,036 | 353 | 125.9 | 9 |
| Canby | 18,027 | 139 | 77.1 | 10 |
What the geography does to a Gladstone projection
11 miles separate Gladstone from Portland-Vancouver-Hillsboro, OR-WA. Lease pricing follows Portland-Vancouver-Hillsboro, OR-WA, while revenue stays capped by the 11,898 residents here. Households here carry $90,395 in median income, and that ceiling decides how much of a treatment plan gets started rather than deferred. Referral flow comes from outside Gladstone, which a projection needs to state plainly.
More of Oregon
- West Linn 26,597 residents
- Milwaukie 21,620 residents
- Happy Valley 28,969 residents
- Lake Oswego 40,029 residents
- Tualatin 28,036 residents
- Canby 18,027 residents
What owners in Gladstone ask
01How many providers practice in Gladstone, and in what?
Across 15 fields, Gladstone carries 70 enumerated clinicians, 58.8 per 10,000 of the 11,898 people living here. The concentration is in behavioral and mental health group practices, 20 of the total, then general dentistry at 10. Count practices from that only with care.
02What does SBA lending look like around Gladstone?
Healthcare borrowers in Clackamas County took 12 approvals worth $14,804,000 in the published fiscal year, averaging $1,233,667. That is the comparable set an appraiser near Gladstone reaches for first.
03What does Clackamas County's shortage designation change?
Designated for primary care, dental, mental health, Clackamas County qualifies its clinicians for federal repayment support. On a file that turns on adding staff, that is the difference between a hiring assumption and a hiring plan.
04Is Gladstone underwritten as part of Portland-Vancouver-Hillsboro, OR-WA?
Partly. Portland-Vancouver-Hillsboro, OR-WA is 11 miles out, so rent and equipment comparables travel in from there while patients still come from the 11,898 residents around Gladstone. Cost side metro, revenue side local.
05Which fields carry the volume in Gladstone?
Behavioral and mental health group practices at 20 providers and general dentistry at 10 lead the 15 fields enumerated here. A funder reads that mix as the local competition set and the local hiring pool at once, before it reads a single line of your own numbers.
06Is there local lending capacity in Clackamas County?
County Business Patterns records 283 credit intermediation establishments in Clackamas County. That is the local origination bench, and it decides whether a file gets underwritten by somebody who has seen Gladstone rents and resale before or by somebody working from a screen.
Sources
- 1U.S. Census Bureau, Population Estimates, vintage 2024
- 2CMS NPPES, monthly full replacement file
- 3U.S. Census Bureau, ACS 5-year 2023, table B19013
- 4U.S. Small Business Administration, 7(a) and 504 approvals
- 5CMS Care Compare provider datasets
- 6U.S. Census Bureau, County Business Patterns 2022
Our team reviews every request within 1 business day. If a funding partner thinks they can help, a specialist from that partner contacts you to discuss next steps.