Tennessee micro-market
Healthcare practice financing in Dyersburg, Tennessee
Direct answer
Density decides a lot here. Dyersburg runs 148.3 providers per 10,000 residents, 236 clinicians against 15,915 people, 32 percent of them in physical, occupational, and speech therapy, while Dyer County lenders have approved 1 healthcare files worth $100,000 and the nearest metro is 41 miles out.
A location page indicates that Practition Finance is taking clients in that market. It does not represent a physical office, storefront, or licensed presence in that city or state. All services are delivered remotely by our US-based team. How a referral works in Tennessee, and how many partners see it, is set out on the Tennessee page.
- Population: 15,915 residents (10K-25K band)1
- Healthcare providers registered here: 236 across 28 fields2
- Median household income: $51,8463
- Largest provider field: Physical, occupational, and speech therapy: 75 registered providers2
- Medicare-certified providers in town: 4 across 3 categories4
- Nearest metro: Jackson, TN, 41 miles1
The provider census in Dyersburg
The NPPES file puts 236 enumerated clinicians inside Dyersburg, spread over 28 fields at 148.3 per 10,000 residents
| Practice type | Count | Rate per 10,000 residents | Published by |
|---|---|---|---|
| Physical, occupational, and speech therapy | 75 | 47.1 | NPPES [2] |
| Primary care and family medicine | 23 | 14.5 | NPPES [2] |
| Specialty physician groups | 22 | 13.8 | NPPES [2] |
| Chiropractic | 15 | 9.4 | NPPES [2] |
| DME and HME suppliers | 12 | 7.5 | NPPES [2] |
| General dentistry | 12 | 7.5 | NPPES [2] |
| Independent pharmacy | 12 | 7.5 | NPPES [2] |
| Optometry and ophthalmology | 9 | 5.7 | NPPES [2] |
| Dental specialties | 8 | 5.0 | NPPES [2] |
| Skilled nursing, assisted living, and memory care | 8 | 5.0 | NPPES [2] |
| Home health | 6 | 3.8 | NPPES [2] |
| Non-medical home care | 4 | 2.5 | NPPES [2] |
| Dialysis and infusion centers | 4 | 2.5 | NPPES [2] |
| SUD treatment and residential | 3 | 1.9 | NPPES [2] |
| Dermatology | 2 | 1.3 | NPPES [2] |
| Urgent care | 2 | 1.3 | NPPES [2] |
| ASCs and OBLs | 2 | 1.3 | NPPES [2] |
| NEMT and ambulance | 2 | 1.3 | NPPES [2] |
| Audiology and hearing centers | 2 | 1.3 | NPPES [2] |
| Med spa and aesthetics | 2 | 1.3 | NPPES [2] |
| Behavioral and mental health group practices | 2 | 1.3 | NPPES [2] |
| Telehealth and virtual clinics | 2 | 1.3 | NPPES [2] |
| Occupational health and drug testing | 2 | 1.3 | NPPES [2] |
| Podiatry | 1 | 0.6 | NPPES [2] |
| Mobile diagnostics | 1 | 0.6 | NPPES [2] |
| Hormone, TRT, and men's health clinics | 1 | 0.6 | NPPES [2] |
| Ketamine, TMS, and interventional psychiatry | 1 | 0.6 | NPPES [2] |
| Plastic and cosmetic surgery | 1 | 0.6 | NPPES [2] |
| Medical equipment suppliers | 10 | CMS [4] | |
| Dialysis facilities | 2 | CMS [4] | |
| Ambulatory surgical centers | 1 | CMS [4] | |
| Home health agencies | 1 | CMS [4] |
Physical, occupational, and speech therapy carries 75 of the 236 enumerated providers here, and several of them can sit inside one practice. Read the column as clinicians, not owners.
The lending record behind Dyersburg
1 healthcare approvals sit in the county file, so an appraiser here works from a short comparable set
| What it measures | Value | How to read it |
|---|---|---|
| SBA healthcare approvals | 1 | Fiscal year published in the SBA file [5] |
| Approved dollars | $100,000 | Sum of approvals to healthcare borrowers [5] |
| Average approval | $100,000 | Dollars divided by approvals [5] |
| Lending establishments in the county | 36 | Credit intermediation establishments, NAICS 522 [6] |
What the two tables above change about a file
148.3 per 10,000 is the first number a credit analyst converts into a realistic new-patient count. With 1 approvals on record in Dyer County, expect a longer appraisal and a wider collateral discount. With $51,846 as the median household income, the payer mix in a projection has to match what Dyersburg households actually spend.
Where a file from this town usually lands
- Practice acquisition
- Startup and de novo
- Working capital term loan
- Expansion, relocation, and build-out
- Equipment financing and leasing
Ranked from the 28 fields that actually practice in Dyersburg, weighted toward physical, occupational, and speech therapy. Availability still depends on Tennessee and on the funding partner.
Underwriting by field in Dyersburg
Drawn from the fields that actually practice here: physical, occupational, and speech therapy, primary care and family medicine, specialty physician groups
| Field | What the file turns on | The capital event behind most requests |
|---|---|---|
| Physical, occupational, and speech therapy (75) | Visits per case, Referral source concentration, Payer mix and authorization rules | Startup or expansion clinic |
| Primary care and family medicine (23) | Panel size, Value-based contract exposure, Provider productivity | Acquisition |
| Specialty physician groups (22) | Ancillary revenue contribution, Provider productivity, Payer contracts | Ancillary build-out |
Column one counts Dyersburg clinicians from the federal file. Columns two and three describe how the field is usually underwritten, and a partner can read a Dyersburg file differently.
How Dyersburg prices against its neighbors
The neighboring markets below are the ones a valuation borrows from when Dyersburg has too few sales of its own
| Market | Population | Clinicians | Density per 10,000 | Distance in miles |
|---|---|---|---|---|
| Dyersburg (current) | 15,915 | 236 | 148.3 | |
| Martin | 10,989 | 108 | 98.3 | 36 |
| Jackson | 69,303 | 996 | 143.7 | 40 |
| Atoka | 10,624 | 46 | 43.3 | 48 |
| Arlington | 15,550 | 122 | 78.5 | 57 |
| Lakeland | 14,416 | 35 | 24.3 | 57 |
| Millington | 11,486 | 88 | 76.6 | 57 |
How Dyersburg sits against the nearest metro
Distance to Jackson, TN is 41 miles. That is close enough for rent in Dyersburg to be compared against the metro and far enough that patient draw is not. Median household income runs $51,846, which is the number a funder converts into case acceptance on anything elective or cash-pay. Because a certified hospital sits inside the town, both the referral path and the pay a clinical hire expects are already observable. Higher education here explains why summer looks unlike the rest of the year. Dyersburg is the Dyer County seat, so county employment steadies the payer mix.
Other Tennessee markets
Dyersburg owners, answered
01How many providers practice in Dyersburg, and in what?
NPPES lists 236 providers at a Dyersburg practice address, 148.3 per 10,000 residents across 28 tracked fields. Physical, occupational, and speech therapy accounts for 75 of them, 32 percent of the total, with primary care and family medicine next at 23. Read that as clinicians: 236 enumerations, not 236 owners.
02Why does Dyer County show so little SBA activity?
The published file records 1 7(a) and 504 approvals to healthcare borrowers in Dyer County. That tracks how few Dyer County practices changed hands that year, not credit quality. 36 credit intermediation establishments operate in Dyer County, so the lending capacity is local even where the healthcare history is not.
03Is Dyersburg underwritten as part of Jackson, TN?
Jackson, TN sits 41 miles away, close enough that appraisers reach into that market for rent and resale comparables while your patient draw stays local. The comparables read Jackson, TN; the 15,915 residents set the ceiling a projection can defend.
04What does Dyer County's shortage designation change?
The primary care, dental, mental health designation HRSA carries on Dyer County is a recruiting instrument: it puts repayment incentives in front of candidates, which is how a hiring plan for 15,915 residents gets past the question of who would take the job.
05How does the hospital in Dyersburg affect a practice file?
Referral flow, coverage, and the local pay scale all trace back to it. The town carries 4 Medicare-certified providers in total. A Dyersburg projection that names the call arrangement reads better than one that assumes it.
06What does a $51,846 median income mean for case acceptance?
Median household income in Dyersburg runs $51,846. On elective and cash-pay work that is the number a funder converts into case acceptance, and it sets how much of a treatment plan a projection can assume gets started rather than deferred.
Sources
- 1U.S. Census Bureau, Population Estimates, vintage 2024
- 2CMS NPPES, monthly full replacement file
- 3U.S. Census Bureau, ACS 5-year 2023, table B19013
- 4CMS Care Compare provider datasets
- 5U.S. Small Business Administration, 7(a) and 504 approvals
- 6U.S. Census Bureau, County Business Patterns 2022
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