Tennessee micro-market
Healthcare practice financing in Jackson, Tennessee
Direct answer
A Jackson file is read against 996 local clinicians, 143.7 for every 10,000 of its 69,303 residents, 23 percent of them in physical, occupational, and speech therapy, plus the 1 SBA healthcare approvals worth $68,800 already recorded in Madison County, 0 miles from Jackson, TN.
A location page indicates that Practition Finance is taking clients in that market. It does not represent a physical office, storefront, or licensed presence in that city or state. All services are delivered remotely by our US-based team. How a referral works in Tennessee, and how many partners see it, is set out on the Tennessee page.
- Population: 69,303 residents (50K-100K band)1
- Healthcare providers registered here: 996 across 32 fields2
- Median household income: $51,5523
- Largest provider field: Physical, occupational, and speech therapy: 232 registered providers2
- Medicare-certified providers in town: 13 across 4 categories4
- Nearest metro: Jackson, TN, 0 miles1
The clinical base a lender can verify here
Counted at the town's own addresses: 996 providers, 32 fields, 143.7 clinicians per 10,000 of the 69,303 residents here
| Field | Providers | Per 10,000 residents | Source |
|---|---|---|---|
| Physical, occupational, and speech therapy | 232 | 33.5 | NPPES [2] |
| Primary care and family medicine | 171 | 24.7 | NPPES [2] |
| Specialty physician groups | 99 | 14.3 | NPPES [2] |
| Behavioral and mental health group practices | 63 | 9.1 | NPPES [2] |
| Optometry and ophthalmology | 57 | 8.2 | NPPES [2] |
| Chiropractic | 45 | 6.5 | NPPES [2] |
| Non-medical home care | 40 | 5.8 | NPPES [2] |
| DME and HME suppliers | 39 | 5.6 | NPPES [2] |
| General dentistry | 39 | 5.6 | NPPES [2] |
| Dental specialties | 30 | 4.3 | NPPES [2] |
| Skilled nursing, assisted living, and memory care | 24 | 3.5 | NPPES [2] |
| Independent pharmacy | 21 | 3.0 | NPPES [2] |
| ABA and autism therapy | 18 | 2.6 | NPPES [2] |
| Home health | 15 | 2.2 | NPPES [2] |
| Ketamine, TMS, and interventional psychiatry | 13 | 1.9 | NPPES [2] |
| Med spa and aesthetics | 12 | 1.7 | NPPES [2] |
| Telehealth and virtual clinics | 11 | 1.6 | NPPES [2] |
| Dermatology | 10 | 1.4 | NPPES [2] |
| Audiology and hearing centers | 9 | 1.3 | NPPES [2] |
| SUD treatment and residential | 8 | 1.2 | NPPES [2] |
| ASCs and OBLs | 7 | 1.0 | NPPES [2] |
| Podiatry | 6 | 0.9 | NPPES [2] |
| Dialysis and infusion centers | 6 | 0.9 | NPPES [2] |
| NEMT and ambulance | 4 | 0.6 | NPPES [2] |
| Clinical and toxicology labs | 4 | 0.6 | NPPES [2] |
| Urgent care | 3 | 0.4 | NPPES [2] |
| Hospice and palliative | 3 | 0.4 | NPPES [2] |
| Hormone, TRT, and men's health clinics | 2 | 0.3 | NPPES [2] |
| Plastic and cosmetic surgery | 2 | 0.3 | NPPES [2] |
| Imaging centers | 1 | 0.1 | NPPES [2] |
| Clinical research sites | 1 | 0.1 | NPPES [2] |
| IV hydration and infusion | 1 | 0.1 | NPPES [2] |
| Medical equipment suppliers | 31 | CMS [4] | |
| Ambulatory surgical centers | 4 | CMS [4] | |
| Home health agencies | 4 | CMS [4] | |
| Dialysis facilities | 3 | CMS [4] | |
| Hospice providers | 2 | CMS [4] |
A single Jackson practice can hold more than one of these numbers. 23 percent sit in physical, occupational, and speech therapy, counted as clinicians rather than as owners.
Loan activity in Madison County
With 1 healthcare approvals recorded, Madison County gives a valuation almost nothing local to lean on
| Line | Amount | Reading and source |
|---|---|---|
| Approvals on record | 1 | Counted for the fiscal year the SBA publishes [5] |
| Total approved capital | $68,800 | Everything approved to healthcare borrowers, added up [5] |
| Mean deal size | $68,800 | The dollar column over the approval column [5] |
| Lenders sited in the county | 95 | Places that write credit locally, NAICS 522 [6] |
How this data lands in an underwriting decision
143.7 per 10,000 is the first number a credit analyst converts into a realistic new-patient count. With 1 approvals on record in Madison County, expect a longer appraisal and a wider collateral discount. With $51,552 as the median household income, the payer mix in a projection has to match what Jackson households actually spend.
Where a file from this town usually lands
- Practice acquisition
- Working capital term loan
- Startup and de novo
- Expansion, relocation, and build-out
- Equipment financing and leasing
Ranked from the 32 fields that actually practice in Jackson, weighted toward physical, occupational, and speech therapy. Availability still depends on Tennessee and on the funding partner.
Underwriting by field in Jackson
physical, occupational, and speech therapy, primary care and family medicine, specialty physician groups account for most of what is enumerated in Jackson, so those are the files funders see from this town
| Practice type | The pages that decide it | Typical capital event |
|---|---|---|
| Physical, occupational, and speech therapy (232) | Visits per case, Referral source concentration, Payer mix and authorization rules | Startup or expansion clinic |
| Primary care and family medicine (171) | Panel size, Value-based contract exposure, Provider productivity | Acquisition |
| Specialty physician groups (99) | Ancillary revenue contribution, Provider productivity, Payer contracts | Ancillary build-out |
Column one counts Jackson clinicians from the federal file. Columns two and three describe how the field is usually underwritten, and a partner can read a Jackson file differently.
Density beside the neighboring Tennessee towns
143.7 per 10,000 is the figure a neighboring town gets compared against when an appraiser prices Jackson
| Market | Population | Clinicians | Density per 10,000 | Distance in miles |
|---|---|---|---|---|
| Jackson (current) | 69,303 | 996 | 143.7 | |
| Dyersburg | 15,915 | 236 | 148.3 | 40 |
| Martin | 10,989 | 108 | 98.3 | 47 |
| Oakland | 10,769 | 44 | 40.9 | 49 |
| Paris | 10,517 | 174 | 165.4 | 53 |
| Arlington | 15,550 | 122 | 78.5 | 54 |
| Atoka | 10,624 | 46 | 43.3 | 55 |
How Jackson sits against the nearest metro
0 miles separate Jackson from Jackson, TN. Lease pricing follows Jackson, TN, while revenue stays capped by the 69,303 residents here. Median household income runs $51,552, which is the number a funder converts into case acceptance on anything elective or cash-pay. Wages here are anchored by the Medicare-certified hospital in town, which is what a staffing line gets measured against. Campus terms, not calendar quarters, set the busy months in Jackson. Jackson is the Madison County seat, so county employment steadies the payer mix.
Nearby Tennessee towns
What owners in Jackson ask
01How many providers practice in Jackson, and in what?
Across 32 fields, Jackson carries 996 enumerated clinicians, 143.7 per 10,000 of the 69,303 people living here. The concentration is in physical, occupational, and speech therapy, 232 of the total, then primary care and family medicine at 171. Count practices from that only with care.
02What does Madison County's shortage designation change?
Designated for primary care, dental, mental health, Madison County qualifies its clinicians for federal repayment support. On a file that turns on adding staff, that is the difference between a hiring assumption and a hiring plan.
03Why does Madison County show so little SBA activity?
Madison County shows 1 approvals in the SBA healthcare file, which means an appraiser reaches outside the county for comparables. Few sales, not weak credit, is the usual reason. 95 lending establishments operate locally.
04How does the hospital in Jackson affect a practice file?
A Medicare-certified hospital operates in the town, which gives referral flow, a call schedule, and a clinical labor pool a funder can verify. 13 Medicare-certified providers are located here in total. It also sets the wage floor behind every hire in a 143.7 per 10,000 market.
05Which fields carry the volume in Jackson?
Volume concentrates in physical, occupational, and speech therapy, 232 of them, ahead of primary care and family medicine at 171, across 32 fields. A thin second field usually means a longer search for staff than a pro forma allows for.
06Is Jackson underwritten as part of Jackson, TN?
Comparables and demand split at 0 miles. An appraiser prices the lease and the equipment off Jackson, TN; the revenue line has to hold up against 69,303 local residents.
Sources
- 1U.S. Census Bureau, Population Estimates, vintage 2024
- 2CMS NPPES, monthly full replacement file
- 3U.S. Census Bureau, ACS 5-year 2023, table B19013
- 4CMS Care Compare provider datasets
- 5U.S. Small Business Administration, 7(a) and 504 approvals
- 6U.S. Census Bureau, County Business Patterns 2022
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