Tennessee micro-market
Healthcare practice financing in Martin, Tennessee
Direct answer
Weakley County carries 1 SBA healthcare approvals worth $1,076,000, and inside Martin the census shows 108 enumerated clinicians against 10,989 residents, 98.3 per 10,000, 30 percent of them in physical, occupational, and speech therapy. Jackson, TN lies 47 miles away.
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- Population: 10,989 residents (10K-25K band)1
- Healthcare providers registered here: 108 across 21 fields2
- Median household income: $41,5103
- Largest provider field: Physical, occupational, and speech therapy: 32 registered providers2
- Medicare-certified providers in town: 2 across 2 categories4
- Nearest metro: Jackson, TN, 47 miles1
Martin clinicians, by field
98.3 providers per 10,000 residents is what 108 enumerations across 21 fields works out to in a town of 10,989
| Practice type | Count | Rate per 10,000 residents | Published by |
|---|---|---|---|
| Physical, occupational, and speech therapy | 32 | 29.1 | NPPES [2] |
| Primary care and family medicine | 15 | 13.7 | NPPES [2] |
| General dentistry | 10 | 9.1 | NPPES [2] |
| Chiropractic | 8 | 7.3 | NPPES [2] |
| Optometry and ophthalmology | 7 | 6.4 | NPPES [2] |
| Specialty physician groups | 6 | 5.5 | NPPES [2] |
| Skilled nursing, assisted living, and memory care | 5 | 4.6 | NPPES [2] |
| DME and HME suppliers | 4 | 3.6 | NPPES [2] |
| Home health | 3 | 2.7 | NPPES [2] |
| Independent pharmacy | 3 | 2.7 | NPPES [2] |
| NEMT and ambulance | 2 | 1.8 | NPPES [2] |
| Non-medical home care | 2 | 1.8 | NPPES [2] |
| ABA and autism therapy | 2 | 1.8 | NPPES [2] |
| Occupational health and drug testing | 2 | 1.8 | NPPES [2] |
| Urgent care | 1 | 0.9 | NPPES [2] |
| Dental specialties | 1 | 0.9 | NPPES [2] |
| Med spa and aesthetics | 1 | 0.9 | NPPES [2] |
| Ketamine, TMS, and interventional psychiatry | 1 | 0.9 | NPPES [2] |
| IV hydration and infusion | 1 | 0.9 | NPPES [2] |
| Clinical and toxicology labs | 1 | 0.9 | NPPES [2] |
| Dialysis and infusion centers | 1 | 0.9 | NPPES [2] |
| Medical equipment suppliers | 7 | CMS [4] | |
| Dialysis facilities | 1 | CMS [4] | |
| Home health agencies | 1 | CMS [4] |
Physical, occupational, and speech therapy carries 32 of the 108 enumerated providers here, and several of them can sit inside one practice. Read the column as clinicians, not owners.
Weakley County approvals, dollars, and lending establishments
With 1 healthcare approvals recorded, Weakley County gives a valuation almost nothing local to lean on
| What it measures | Value | How to read it |
|---|---|---|
| Healthcare files approved | 1 | Fiscal year published in the SBA file [5] |
| Dollars behind them | $1,076,000 | Sum of approvals to healthcare borrowers [5] |
| Typical approval size | $1,076,000 | Dollars divided by approvals [5] |
| Credit offices operating locally | 22 | Credit intermediation establishments, NAICS 522 [6] |
How this data lands in an underwriting decision
At 98.3 clinicians per 10,000 residents, the catchment radius in a projection has to be defended rather than assumed. With 1 approvals on record in Weakley County, expect a longer appraisal and a wider collateral discount. With $41,510 as the median household income, the payer mix in a projection has to match what Martin households actually spend.
Where a file from this town usually lands
- Practice acquisition
- Startup and de novo
- Expansion, relocation, and build-out
- Working capital term loan
- Equipment financing and leasing
Weighted by how often each of the 21 local fields reaches for a program, not by what is easiest to refer. Tennessee rules and the partner decide availability.
The first pages of a Martin file
Drawn from the fields that actually practice here: physical, occupational, and speech therapy, primary care and family medicine, general dentistry
| Field | What the file turns on | The capital event behind most requests |
|---|---|---|
| Physical, occupational, and speech therapy (32) | Visits per case, Referral source concentration, Payer mix and authorization rules | Startup or expansion clinic |
| Primary care and family medicine (15) | Panel size, Value-based contract exposure, Provider productivity | Acquisition |
| General dentistry (10) | Three years of collections history, Hygiene as a share of collections, Overhead ratio and owner add-backs | Acquisition of an established practice |
Column one counts Martin clinicians from the federal file. Columns two and three describe how the field is usually underwritten, and a partner can read a Martin file differently.
How Martin prices against its neighbors
Density is the number that moves an appraisal: 98.3 per 10,000 here
| Market | Population | Clinicians | Density per 10,000 | Distance in miles |
|---|---|---|---|---|
| Martin (current) | 10,989 | 108 | 98.3 | |
| Paris | 10,517 | 174 | 165.4 | 30 |
| Dyersburg | 15,915 | 236 | 148.3 | 35 |
| Jackson | 69,303 | 996 | 143.7 | 47 |
| Atoka | 10,624 | 46 | 43.3 | 82 |
| Dickson | 16,878 | 298 | 176.6 | 85 |
| Oakland | 10,769 | 44 | 40.9 | 86 |
Distance, income, and the wage floor around Martin
Jackson, TN lies 47 miles from Martin, close enough for rent comparables to travel and far enough that patient draw does not. Median household income runs $41,510, which is the number a funder converts into case acceptance on anything elective or cash-pay. Wages here are anchored by the Medicare-certified hospital in town, which is what a staffing line gets measured against. Higher education here explains why summer looks unlike the rest of the year.
Nearby Tennessee towns
Martin owners, answered
01How many providers practice in Martin, and in what?
NPPES lists 108 providers at a Martin practice address, 98.3 per 10,000 residents across 21 tracked fields. Physical, occupational, and speech therapy accounts for 32 of them, 30 percent of the total, with primary care and family medicine next at 15. Read that as clinicians: 108 enumerations, not 108 owners.
02What does Weakley County's shortage designation change?
Weakley County holds a HRSA designation covering primary care, dental, mental health. A pro forma for Martin can cite it as the reason a vacancy is fillable, which is usually the weakest line in a ramp schedule.
03Why does Weakley County show so little SBA activity?
Only 1 healthcare approvals appear for Weakley County in the published 7(a) and 504 file. Thin volume in Weakley County is a transaction count, not a verdict on borrowers here. The county still holds 22 credit intermediation establishments.
04Is Martin underwritten as part of Jackson, TN?
Partly. Jackson, TN is 47 miles out, so rent and equipment comparables travel in from there while patients still come from the 10,989 residents around Martin. Cost side metro, revenue side local.
05How does the hospital in Martin affect a practice file?
Referral flow, coverage, and the local pay scale all trace back to it. The town carries 2 Medicare-certified providers in total. A Martin projection that names the call arrangement reads better than one that assumes it.
06What does a $41,510 median income mean for case acceptance?
Median household income in Martin runs $41,510. On elective and cash-pay work that is the number a funder converts into case acceptance, and it sets how much of a treatment plan a projection can assume gets started rather than deferred.
Sources
- 1U.S. Census Bureau, Population Estimates, vintage 2024
- 2CMS NPPES, monthly full replacement file
- 3U.S. Census Bureau, ACS 5-year 2023, table B19013
- 4CMS Care Compare provider datasets
- 5U.S. Small Business Administration, 7(a) and 504 approvals
- 6U.S. Census Bureau, County Business Patterns 2022
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