Tennessee micro-market
Healthcare practice financing in Paris, Tennessee
Direct answer
174 healthcare providers hold a Paris practice address, 165.4 per 10,000 of its 10,517 residents, 26 percent of them in physical, occupational, and speech therapy. Henry County recorded 0 SBA healthcare approvals worth $0, and Jackson, TN sits 53 miles out.
A location page indicates that Practition Finance is taking clients in that market. It does not represent a physical office, storefront, or licensed presence in that city or state. All services are delivered remotely by our US-based team. How a referral works in Tennessee, and how many partners see it, is set out on the Tennessee page.
- Population: 10,517 residents (10K-25K band)1
- Healthcare providers registered here: 174 across 26 fields2
- Median household income: $39,3653
- Largest provider field: Physical, occupational, and speech therapy: 46 registered providers2
- Medicare-certified providers in town: 5 across 4 categories4
- Nearest metro: Jackson, TN, 53 miles1
Who is enumerated in Paris
The NPPES file puts 174 enumerated clinicians inside Paris, spread over 26 fields at 165.4 per 10,000 residents
| Practice type | Count | Rate per 10,000 residents | Published by |
|---|---|---|---|
| Physical, occupational, and speech therapy | 46 | 43.7 | NPPES [2] |
| Primary care and family medicine | 15 | 14.3 | NPPES [2] |
| General dentistry | 14 | 13.3 | NPPES [2] |
| Specialty physician groups | 12 | 11.4 | NPPES [2] |
| Optometry and ophthalmology | 12 | 11.4 | NPPES [2] |
| DME and HME suppliers | 10 | 9.5 | NPPES [2] |
| Chiropractic | 9 | 8.6 | NPPES [2] |
| Skilled nursing, assisted living, and memory care | 8 | 7.6 | NPPES [2] |
| Non-medical home care | 7 | 6.7 | NPPES [2] |
| Independent pharmacy | 6 | 5.7 | NPPES [2] |
| Ketamine, TMS, and interventional psychiatry | 5 | 4.8 | NPPES [2] |
| NEMT and ambulance | 4 | 3.8 | NPPES [2] |
| SUD treatment and residential | 3 | 2.9 | NPPES [2] |
| Behavioral and mental health group practices | 3 | 2.9 | NPPES [2] |
| Dialysis and infusion centers | 3 | 2.9 | NPPES [2] |
| Telehealth and virtual clinics | 3 | 2.9 | NPPES [2] |
| Podiatry | 2 | 1.9 | NPPES [2] |
| ASCs and OBLs | 2 | 1.9 | NPPES [2] |
| Dental specialties | 2 | 1.9 | NPPES [2] |
| Audiology and hearing centers | 2 | 1.9 | NPPES [2] |
| Dermatology | 1 | 1.0 | NPPES [2] |
| Home health | 1 | 1.0 | NPPES [2] |
| Urgent care | 1 | 1.0 | NPPES [2] |
| ABA and autism therapy | 1 | 1.0 | NPPES [2] |
| Hospice and palliative | 1 | 1.0 | NPPES [2] |
| Med spa and aesthetics | 1 | 1.0 | NPPES [2] |
| Medical equipment suppliers | 9 | CMS [4] | |
| Dialysis facilities | 2 | CMS [4] | |
| Ambulatory surgical centers | 1 | CMS [4] | |
| Hospice providers | 1 | CMS [4] | |
| Home health agencies | 1 | CMS [4] |
Several of the 46 physical, occupational, and speech therapy enumerations can belong to one practice, so the column counts clinicians rather than businesses or owners
What Henry County credit files already show
0 healthcare approvals sit in the county file, so an appraiser here works from a short comparable set
| Measure | Published figure | What sits behind it |
|---|---|---|
| SBA healthcare approvals | 0 | One published fiscal year, healthcare borrowers only [5] |
| Approved dollars | $0 | Approved, not disbursed, and not net of withdrawals [5] |
| Average approval | No approvals recorded | A mean, so one large approval moves it [5] |
| Lending establishments in the county | 33 | Credit intermediation offices sited in the county [6] |
How this data lands in an underwriting decision
At 165.4 clinicians per 10,000 residents, the catchment radius in a projection has to be defended rather than assumed. A short county record of 0 approvals usually means more documentation and a lower advance against the same collateral. Household income of $39,365 in Paris is the number a lender uses to sanity check the self-pay share of a revenue projection.
The programs this provider mix points at
- Practice acquisition
- Startup and de novo
- Expansion, relocation, and build-out
- Equipment financing and leasing
- Working capital term loan
The order comes from Paris's own provider mix, which physical, occupational, and speech therapy dominates at 26 percent. What a partner can actually place in Tennessee is a separate question.
The first pages of a Paris file
Drawn from the fields that actually practice here: physical, occupational, and speech therapy, primary care and family medicine, general dentistry
| Specialty | Read first in underwriting | Why the money is usually needed |
|---|---|---|
| Physical, occupational, and speech therapy (46) | Visits per case, Referral source concentration, Payer mix and authorization rules | Startup or expansion clinic |
| Primary care and family medicine (15) | Panel size, Value-based contract exposure, Provider productivity | Acquisition |
| General dentistry (14) | Three years of collections history, Hygiene as a share of collections, Overhead ratio and owner add-backs | Acquisition of an established practice |
NPPES supplies the Paris counts. The reading columns describe the field in general, and no partner reviewing a Paris file is bound by them.
How Paris prices against its neighbors
165.4 per 10,000 is the figure a neighboring town gets compared against when an appraiser prices Paris
| Town | Residents | Providers | Per 10,000 | Miles away |
|---|---|---|---|---|
| Paris (current) | 10,517 | 174 | 165.4 | |
| Martin | 10,989 | 108 | 98.3 | 30 |
| Jackson | 69,303 | 996 | 143.7 | 53 |
| Dickson | 16,878 | 298 | 176.6 | 55 |
| Dyersburg | 15,915 | 236 | 148.3 | 62 |
| Fairview | 10,535 | 61 | 57.9 | 69 |
| Springfield | 19,842 | 240 | 121.0 | 81 |
How Paris sits against the nearest metro
Distance to Jackson, TN is 53 miles. That is close enough for rent in Paris to be compared against the metro and far enough that patient draw is not. Households here carry $39,365 in median income, and that ceiling decides how much of a treatment plan gets started rather than deferred. The hospital fixes two inputs a lender would otherwise estimate in a 10,517 resident town: where referrals originate, and what staff cost. A college in Paris puts a term-shaped curve into monthly collections. Paris is the Henry County seat, so county employment steadies the payer mix.
More of Tennessee
Paris owners, answered
01How many providers practice in Paris, and in what?
NPPES lists 174 providers at a Paris practice address, 165.4 per 10,000 residents across 26 tracked fields. Physical, occupational, and speech therapy accounts for 46 of them, 26 percent of the total, with primary care and family medicine next at 15. Read that as clinicians: 174 enumerations, not 174 owners.
02Why does Henry County show so little SBA activity?
The published file records 0 7(a) and 504 approvals to healthcare borrowers in Henry County. That tracks how few Henry County practices changed hands that year, not credit quality. 33 credit intermediation establishments operate in Henry County, so the lending capacity is local even where the healthcare history is not.
03Is Paris underwritten as part of Jackson, TN?
Jackson, TN sits 53 miles away, close enough that appraisers reach into that market for rent and resale comparables while your patient draw stays local. The comparables read Jackson, TN; the 10,517 residents set the ceiling a projection can defend.
04What does Henry County's shortage designation change?
Designated for primary care, dental, mental health, Henry County qualifies its clinicians for federal repayment support. On a file that turns on adding staff, that is the difference between a hiring assumption and a hiring plan.
05How does the hospital in Paris affect a practice file?
It makes the staffing and referral lines checkable. 5 Medicare-certified providers hold Paris addresses, and the hospital sets the wage a clinical hire is bid against in a 165.4 per 10,000 market.
06What does a $39,365 median income mean for case acceptance?
Median household income in Paris runs $39,365. On elective and cash-pay work that is the number a funder converts into case acceptance, and it sets how much of a treatment plan a projection can assume gets started rather than deferred.
Sources
- 1U.S. Census Bureau, Population Estimates, vintage 2024
- 2CMS NPPES, monthly full replacement file
- 3U.S. Census Bureau, ACS 5-year 2023, table B19013
- 4CMS Care Compare provider datasets
- 5U.S. Small Business Administration, 7(a) and 504 approvals
- 6U.S. Census Bureau, County Business Patterns 2022
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