Tennessee micro-market
Healthcare practice financing in Elizabethton, Tennessee
Direct answer
Density decides a lot here. Elizabethton runs 138.3 providers per 10,000 residents, 200 clinicians against 14,461 people, 26 percent of them in physical, occupational, and speech therapy, while Carter County lenders have approved 0 healthcare files worth $0 and the nearest metro is 8 miles out.
A location page indicates that Practition Finance is taking clients in that market. It does not represent a physical office, storefront, or licensed presence in that city or state. All services are delivered remotely by our US-based team. How a referral works in Tennessee, and how many partners see it, is set out on the Tennessee page.
- Population: 14,461 residents (10K-25K band)1
- Healthcare providers registered here: 200 across 24 fields2
- Median household income: $44,8343
- Largest provider field: Physical, occupational, and speech therapy: 51 registered providers2
- Medicare-certified providers in town: 3 across 3 categories4
- Nearest metro: Johnson City, TN, 8 miles1
Fields practicing inside Elizabethton
Counted at the town's own addresses: 200 providers, 24 fields, 138.3 clinicians per 10,000 of the 14,461 residents here
| Specialty | Enumerated clinicians | Density per 10,000 | Where it comes from |
|---|---|---|---|
| Physical, occupational, and speech therapy | 51 | 35.3 | NPPES [2] |
| Primary care and family medicine | 35 | 24.2 | NPPES [2] |
| Optometry and ophthalmology | 18 | 12.4 | NPPES [2] |
| Specialty physician groups | 16 | 11.1 | NPPES [2] |
| General dentistry | 12 | 8.3 | NPPES [2] |
| DME and HME suppliers | 9 | 6.2 | NPPES [2] |
| Chiropractic | 8 | 5.5 | NPPES [2] |
| Independent pharmacy | 8 | 5.5 | NPPES [2] |
| Behavioral and mental health group practices | 8 | 5.5 | NPPES [2] |
| Skilled nursing, assisted living, and memory care | 8 | 5.5 | NPPES [2] |
| Audiology and hearing centers | 6 | 4.1 | NPPES [2] |
| Home health | 4 | 2.8 | NPPES [2] |
| Urgent care | 2 | 1.4 | NPPES [2] |
| SUD treatment and residential | 2 | 1.4 | NPPES [2] |
| NEMT and ambulance | 2 | 1.4 | NPPES [2] |
| Non-medical home care | 2 | 1.4 | NPPES [2] |
| Ketamine, TMS, and interventional psychiatry | 2 | 1.4 | NPPES [2] |
| Podiatry | 1 | 0.7 | NPPES [2] |
| ASCs and OBLs | 1 | 0.7 | NPPES [2] |
| Dental specialties | 1 | 0.7 | NPPES [2] |
| Hospice and palliative | 1 | 0.7 | NPPES [2] |
| Clinical research sites | 1 | 0.7 | NPPES [2] |
| Dialysis and infusion centers | 1 | 0.7 | NPPES [2] |
| Telehealth and virtual clinics | 1 | 0.7 | NPPES [2] |
| Medical equipment suppliers | 5 | CMS [4] | |
| Hospice providers | 1 | CMS [4] | |
| Dialysis facilities | 1 | CMS [4] | |
| Home health agencies | 1 | CMS [4] |
Physical, occupational, and speech therapy carries 51 of the 200 enumerated providers here, and several of them can sit inside one practice. Read the column as clinicians, not owners.
Carter County approvals, dollars, and lending establishments
The county file holds 0 healthcare approvals, which is a thin comparable set for anyone pricing collateral
| What it measures | Value | How to read it |
|---|---|---|
| SBA healthcare approvals | 0 | Counted for the fiscal year the SBA publishes [5] |
| Approved dollars | $0 | Everything approved to healthcare borrowers, added up [5] |
| Average approval | No approvals recorded | The dollar column over the approval column [5] |
| Lending establishments in the county | 35 | Places that write credit locally, NAICS 522 [6] |
The consequence of these numbers
138.3 per 10,000 is the first number a credit analyst converts into a realistic new-patient count. Carter County has 0 approvals to compare against, so plan for extra appraisal time and a conservative valuation. A $44,834 median household income here sets the ceiling on what an elective or cash-pay line can be expected to carry.
Where a file from this town usually lands
- Practice acquisition
- Startup and de novo
- Expansion, relocation, and build-out
- Working capital term loan
- Equipment financing and leasing
Ranked from the 24 fields that actually practice in Elizabethton, weighted toward physical, occupational, and speech therapy. Availability still depends on Tennessee and on the funding partner.
What a funder reads first in Elizabethton
What a funder opens first depends on the field. In Elizabethton that means physical, occupational, and speech therapy, primary care and family medicine, optometry and ophthalmology.
| Field | What the file turns on | The capital event behind most requests |
|---|---|---|
| Physical, occupational, and speech therapy (51) | Visits per case, Referral source concentration, Payer mix and authorization rules | Startup or expansion clinic |
| Primary care and family medicine (35) | Panel size, Value-based contract exposure, Provider productivity | Acquisition |
| Optometry and ophthalmology (18) | Exam volume and optical capture, Vision plan mix, Inventory turns | Cold start or acquisition |
The first column is Elizabethton's own NPPES count. The rest is how the field is generally underwritten, whether the address is Elizabethton or anywhere else.
Elizabethton against nearby Tennessee markets
Density is the number that moves an appraisal: 138.3 per 10,000 here
| Town | Residents | Providers | Per 10,000 | Miles away |
|---|---|---|---|---|
| Elizabethton (current) | 14,461 | 200 | 138.3 | |
| Bristol | 27,867 | 402 | 144.3 | 15 |
| Kingsport | 57,109 | 817 | 143.1 | 21 |
| Greeneville | 15,979 | 329 | 205.9 | 34 |
| Morristown | 32,994 | 449 | 136.1 | 60 |
| Sevierville | 18,231 | 278 | 152.5 | 81 |
| Alcoa | 13,588 | 130 | 95.7 | 103 |
How Elizabethton sits against the nearest metro
Distance to Johnson City, TN is 8 miles. Appraisers borrow Johnson City, TN rents, and the 14,461 residents set the ceiling on collections. Median household income runs $44,834, which is the number a funder converts into case acceptance on anything elective or cash-pay. Hospital coverage inside Elizabethton means a call schedule can be evidenced rather than described. A degree-granting institution here moves volume on the academic calendar. Elizabethton is the Carter County seat, so county employment steadies the payer mix.
More of Tennessee
- Bristol 27,867 residents
- Kingsport 57,109 residents
- Greeneville 15,979 residents
- Morristown 32,994 residents
- Sevierville 18,231 residents
- Alcoa 13,588 residents
What owners in Elizabethton ask
01How many providers practice in Elizabethton, and in what?
200 enumerations sit at Elizabethton addresses in the monthly NPPES file, working out to 138.3 for every 10,000 residents. 26 percent of them are physical, occupational, and speech therapy, and primary care and family medicine follows with 35. An enumeration is a clinician, so the 200 here cover fewer than 200 practices.
02Why does Carter County show so little SBA activity?
Carter County shows 0 approvals in the SBA healthcare file, which means an appraiser reaches outside the county for comparables. Few sales, not weak credit, is the usual reason. 35 lending establishments operate locally.
03Is Elizabethton underwritten as part of Johnson City, TN?
Comparables and demand split at 8 miles. An appraiser prices the lease and the equipment off Johnson City, TN; the revenue line has to hold up against 14,461 local residents.
04What does Carter County's shortage designation change?
Carter County holds a HRSA designation covering primary care, dental, mental health. A pro forma for Elizabethton can cite it as the reason a vacancy is fillable, which is usually the weakest line in a ramp schedule.
05How does the hospital in Elizabethton affect a practice file?
A Medicare-certified hospital operates in the town, which gives referral flow, a call schedule, and a clinical labor pool a funder can verify. 3 Medicare-certified providers are located here in total. It also sets the wage floor behind every hire in a 138.3 per 10,000 market.
06What does a $44,834 median income mean for case acceptance?
Median household income in Elizabethton runs $44,834. On elective and cash-pay work that is the number a funder converts into case acceptance, and it sets how much of a treatment plan a projection can assume gets started rather than deferred.
Sources
- 1U.S. Census Bureau, Population Estimates, vintage 2024
- 2CMS NPPES, monthly full replacement file
- 3U.S. Census Bureau, ACS 5-year 2023, table B19013
- 4CMS Care Compare provider datasets
- 5U.S. Small Business Administration, 7(a) and 504 approvals
- 6U.S. Census Bureau, County Business Patterns 2022
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