Tennessee micro-market
Healthcare practice financing in Sevierville, Tennessee
Direct answer
18,231 residents, 278 enumerated clinicians, 152.5 per 10,000, 20 percent of them in physical, occupational, and speech therapy: that is the Sevierville market a funder prices. Sevier County adds 0 healthcare approvals worth $0 and 21 miles of distance to Knoxville, TN.
A location page indicates that Practition Finance is taking clients in that market. It does not represent a physical office, storefront, or licensed presence in that city or state. All services are delivered remotely by our US-based team. How a referral works in Tennessee, and how many partners see it, is set out on the Tennessee page.
- Population: 18,231 residents (10K-25K band)1
- Healthcare providers registered here: 278 across 26 fields2
- Median household income: $55,1063
- Largest provider field: Physical, occupational, and speech therapy: 55 registered providers2
- Medicare-certified providers in town: 2 across 1 categories4
- Nearest metro: Knoxville, TN, 21 miles1
What NPPES records at Sevierville addresses
Counted at the town's own addresses: 278 providers, 26 fields, 152.5 clinicians per 10,000 of the 18,231 residents here
| Specialty | Enumerated clinicians | Density per 10,000 | Where it comes from |
|---|---|---|---|
| Physical, occupational, and speech therapy | 55 | 30.2 | NPPES [2] |
| Primary care and family medicine | 39 | 21.4 | NPPES [2] |
| Behavioral and mental health group practices | 38 | 20.8 | NPPES [2] |
| Optometry and ophthalmology | 19 | 10.4 | NPPES [2] |
| General dentistry | 18 | 9.9 | NPPES [2] |
| DME and HME suppliers | 16 | 8.8 | NPPES [2] |
| Chiropractic | 14 | 7.7 | NPPES [2] |
| Independent pharmacy | 13 | 7.1 | NPPES [2] |
| Specialty physician groups | 8 | 4.4 | NPPES [2] |
| Urgent care | 7 | 3.8 | NPPES [2] |
| Telehealth and virtual clinics | 7 | 3.8 | NPPES [2] |
| Skilled nursing, assisted living, and memory care | 7 | 3.8 | NPPES [2] |
| SUD treatment and residential | 6 | 3.3 | NPPES [2] |
| Audiology and hearing centers | 6 | 3.3 | NPPES [2] |
| NEMT and ambulance | 5 | 2.7 | NPPES [2] |
| Dental specialties | 4 | 2.2 | NPPES [2] |
| Ketamine, TMS, and interventional psychiatry | 4 | 2.2 | NPPES [2] |
| ABA and autism therapy | 2 | 1.1 | NPPES [2] |
| Hospice and palliative | 2 | 1.1 | NPPES [2] |
| Dialysis and infusion centers | 2 | 1.1 | NPPES [2] |
| Podiatry | 1 | 0.5 | NPPES [2] |
| Home health | 1 | 0.5 | NPPES [2] |
| Non-medical home care | 1 | 0.5 | NPPES [2] |
| Med spa and aesthetics | 1 | 0.5 | NPPES [2] |
| Clinical research sites | 1 | 0.5 | NPPES [2] |
| Clinical and toxicology labs | 1 | 0.5 | NPPES [2] |
| Medical equipment suppliers | 16 | CMS [4] | |
| Dialysis facilities | 2 | CMS [4] |
Several of the 55 physical, occupational, and speech therapy enumerations can belong to one practice, so the column counts clinicians rather than businesses or owners
What Sevier County credit files already show
With 0 healthcare approvals recorded, Sevier County gives a valuation almost nothing local to lean on
| Measure | Published figure | What sits behind it |
|---|---|---|
| SBA healthcare approvals | 0 | One published fiscal year, healthcare borrowers only [5] |
| Approved dollars | $0 | Approved, not disbursed, and not net of withdrawals [5] |
| Average approval | No approvals recorded | A mean, so one large approval moves it [5] |
| Lending establishments in the county | 91 | Credit intermediation offices sited in the county [6] |
How this data lands in an underwriting decision
A file from here opens on 152.5 providers per 10,000 residents, and everything about volume follows from it. Sevier County has 0 approvals to compare against, so plan for extra appraisal time and a conservative valuation. A $55,106 median household income here sets the ceiling on what an elective or cash-pay line can be expected to carry.
The programs this provider mix points at
- Practice acquisition
- Working capital term loan
- Startup and de novo
- Expansion, relocation, and build-out
- Equipment financing and leasing
Built from what is enumerated here rather than from a national list, so a field with no presence in Sevierville does not appear. Availability is still a Tennessee question.
Underwriting by field in Sevierville
What a funder opens first depends on the field. In Sevierville that means physical, occupational, and speech therapy, primary care and family medicine, behavioral and mental health group practices.
| Specialty | Read first in underwriting | Why the money is usually needed |
|---|---|---|
| Physical, occupational, and speech therapy (55) | Visits per case, Referral source concentration, Payer mix and authorization rules | Startup or expansion clinic |
| Primary care and family medicine (39) | Panel size, Value-based contract exposure, Provider productivity | Acquisition |
| Behavioral and mental health group practices (38) | Clinician retention and productivity, Payer mix and Medicaid concentration, Re-authorization and session limit exposure | Working capital through the credentialing lag |
Local counts come from NPPES. What a file turns on is drawn from how the field is generally reviewed, not from any decision about your practice.
Density beside the neighboring Tennessee towns
The neighboring markets below are the ones a valuation borrows from when Sevierville has too few sales of its own
| Market | Population | Clinicians | Density per 10,000 | Distance in miles |
|---|---|---|---|---|
| Sevierville (current) | 18,231 | 278 | 152.5 | |
| Alcoa | 13,588 | 130 | 95.7 | 22 |
| Maryville | 32,373 | 531 | 164.0 | 24 |
| Morristown | 32,994 | 449 | 136.1 | 27 |
| Farragut | 25,242 | 52 | 20.6 | 34 |
| Clinton | 10,458 | 117 | 111.9 | 34 |
| Oak Ridge | 34,039 | 331 | 97.2 | 40 |
How Sevierville sits against the nearest metro
Distance to Knoxville, TN is 21 miles. Appraisers borrow Knoxville, TN rents, and the 18,231 residents set the ceiling on collections. At $55,106 median household income, the elective and cash-pay share of a projection is the line that gets tested first. Hospital coverage inside Sevierville means a call schedule can be evidenced rather than described. Sevierville is the Sevier County seat, so county employment steadies the payer mix.
More of Tennessee
What owners in Sevierville ask
01How many providers practice in Sevierville, and in what?
Across 26 fields, Sevierville carries 278 enumerated clinicians, 152.5 per 10,000 of the 18,231 people living here. The concentration is in physical, occupational, and speech therapy, 55 of the total, then primary care and family medicine at 39. Count practices from that only with care.
02What does Sevier County's shortage designation change?
Designated for primary care, dental, mental health, Sevier County qualifies its clinicians for federal repayment support. On a file that turns on adding staff, that is the difference between a hiring assumption and a hiring plan.
03Why does Sevier County show so little SBA activity?
The published file records 0 7(a) and 504 approvals to healthcare borrowers in Sevier County. That tracks how few Sevier County practices changed hands that year, not credit quality. 91 credit intermediation establishments operate in Sevier County, so the lending capacity is local even where the healthcare history is not.
04Is Sevierville underwritten as part of Knoxville, TN?
Comparables and demand split at 21 miles. An appraiser prices the lease and the equipment off Knoxville, TN; the revenue line has to hold up against 18,231 local residents.
05Is there local lending capacity in Sevier County?
County Business Patterns records 91 credit intermediation establishments in Sevier County. That is the local origination bench, and it decides whether a file gets underwritten by somebody who has seen Sevierville rents and resale before or by somebody working from a screen.
06How does the hospital in Sevierville affect a practice file?
It makes the staffing and referral lines checkable. 2 Medicare-certified providers hold Sevierville addresses, and the hospital sets the wage a clinical hire is bid against in a 152.5 per 10,000 market.
Sources
- 1U.S. Census Bureau, Population Estimates, vintage 2024
- 2CMS NPPES, monthly full replacement file
- 3U.S. Census Bureau, ACS 5-year 2023, table B19013
- 4CMS Care Compare provider datasets
- 5U.S. Small Business Administration, 7(a) and 504 approvals
- 6U.S. Census Bureau, County Business Patterns 2022
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