Tennessee micro-market
Healthcare practice financing in Morristown, Tennessee
Direct answer
449 healthcare providers hold a Morristown practice address, 136.1 per 10,000 of its 32,994 residents, 27 percent of them in physical, occupational, and speech therapy. Hamblen County recorded 2 SBA healthcare approvals worth $650,000, and Morristown, TN sits 0 miles out.
A location page indicates that Practition Finance is taking clients in that market. It does not represent a physical office, storefront, or licensed presence in that city or state. All services are delivered remotely by our US-based team. How a referral works in Tennessee, and how many partners see it, is set out on the Tennessee page.
- Population: 32,994 residents (25K-50K band)1
- Healthcare providers registered here: 449 across 31 fields2
- Median household income: $44,8113
- Largest provider field: Physical, occupational, and speech therapy: 122 registered providers2
- Medicare-certified providers in town: 6 across 3 categories4
- Nearest metro: Morristown, TN, 0 miles1
Fields practicing inside Morristown
449 providers across 31 fields, 136.1 per 10,000 residents, counted at Morristown addresses in the NPPES monthly file
| Specialty | Enumerated clinicians | Density per 10,000 | Where it comes from |
|---|---|---|---|
| Physical, occupational, and speech therapy | 122 | 37.0 | NPPES [2] |
| Primary care and family medicine | 56 | 17.0 | NPPES [2] |
| Behavioral and mental health group practices | 48 | 14.5 | NPPES [2] |
| Specialty physician groups | 28 | 8.5 | NPPES [2] |
| General dentistry | 25 | 7.6 | NPPES [2] |
| Chiropractic | 20 | 6.1 | NPPES [2] |
| Independent pharmacy | 20 | 6.1 | NPPES [2] |
| Optometry and ophthalmology | 19 | 5.8 | NPPES [2] |
| DME and HME suppliers | 17 | 5.2 | NPPES [2] |
| Dental specialties | 15 | 4.5 | NPPES [2] |
| Telehealth and virtual clinics | 11 | 3.3 | NPPES [2] |
| Non-medical home care | 6 | 1.8 | NPPES [2] |
| ABA and autism therapy | 5 | 1.5 | NPPES [2] |
| Med spa and aesthetics | 5 | 1.5 | NPPES [2] |
| Ketamine, TMS, and interventional psychiatry | 5 | 1.5 | NPPES [2] |
| Occupational health and drug testing | 5 | 1.5 | NPPES [2] |
| Dermatology | 4 | 1.2 | NPPES [2] |
| Home health | 4 | 1.2 | NPPES [2] |
| Urgent care | 4 | 1.2 | NPPES [2] |
| NEMT and ambulance | 4 | 1.2 | NPPES [2] |
| Dialysis and infusion centers | 4 | 1.2 | NPPES [2] |
| Skilled nursing, assisted living, and memory care | 4 | 1.2 | NPPES [2] |
| Podiatry | 3 | 0.9 | NPPES [2] |
| Hospice and palliative | 3 | 0.9 | NPPES [2] |
| ASCs and OBLs | 2 | 0.6 | NPPES [2] |
| SUD treatment and residential | 2 | 0.6 | NPPES [2] |
| Pain management and interventional | 2 | 0.6 | NPPES [2] |
| Audiology and hearing centers | 2 | 0.6 | NPPES [2] |
| Clinical and toxicology labs | 2 | 0.6 | NPPES [2] |
| Hormone, TRT, and men's health clinics | 1 | 0.3 | NPPES [2] |
| IV hydration and infusion | 1 | 0.3 | NPPES [2] |
| Medical equipment suppliers | 20 | CMS [4] | |
| Home health agencies | 3 | CMS [4] | |
| Dialysis facilities | 2 | CMS [4] | |
| Hospice providers | 1 | CMS [4] |
Physical, occupational, and speech therapy carries 122 of the 449 enumerated providers here, and several of them can sit inside one practice. Read the column as clinicians, not owners.
What Hamblen County credit files already show
The county file holds 2 healthcare approvals, which is a thin comparable set for anyone pricing collateral
| What it measures | Value | How to read it |
|---|---|---|
| Healthcare files approved | 2 | Counted for the fiscal year the SBA publishes [5] |
| Dollars behind them | $650,000 | Everything approved to healthcare borrowers, added up [5] |
| Typical approval size | $325,000 | The dollar column over the approval column [5] |
| Credit offices operating locally | 61 | Places that write credit locally, NAICS 522 [6] |
What the two tables above change about a file
A file from here opens on 136.1 providers per 10,000 residents, and everything about volume follows from it. With 2 approvals on record in Hamblen County, expect a longer appraisal and a wider collateral discount. A $44,811 median household income here sets the ceiling on what an elective or cash-pay line can be expected to carry.
Where a file from this town usually lands
- Practice acquisition
- Startup and de novo
- Working capital term loan
- Expansion, relocation, and build-out
- Equipment financing and leasing
The order comes from Morristown's own provider mix, which physical, occupational, and speech therapy dominates at 27 percent. What a partner can actually place in Tennessee is a separate question.
Underwriting by field in Morristown
physical, occupational, and speech therapy, primary care and family medicine, behavioral and mental health group practices account for most of what is enumerated in Morristown, so those are the files funders see from this town
| Field | What the file turns on | The capital event behind most requests |
|---|---|---|
| Physical, occupational, and speech therapy (122) | Visits per case, Referral source concentration, Payer mix and authorization rules | Startup or expansion clinic |
| Primary care and family medicine (56) | Panel size, Value-based contract exposure, Provider productivity | Acquisition |
| Behavioral and mental health group practices (48) | Clinician retention and productivity, Payer mix and Medicaid concentration, Re-authorization and session limit exposure | Working capital through the credentialing lag |
Counts in the first column are Morristown providers from NPPES. The other two columns describe how funders read that field across markets like Morristown, not what any funder will do with your file.
Morristown against nearby Tennessee markets
136.1 per 10,000 is the figure a neighboring town gets compared against when an appraiser prices Morristown
| Comparable | People | Enumerations | Per 10,000 residents | Miles |
|---|---|---|---|---|
| Morristown (current) | 32,994 | 449 | 136.1 | |
| Greeneville | 15,979 | 329 | 205.9 | 27 |
| Sevierville | 18,231 | 278 | 152.5 | 27 |
| Alcoa | 13,588 | 130 | 95.7 | 46 |
| Clinton | 10,458 | 117 | 111.9 | 47 |
| Kingsport | 57,109 | 817 | 143.1 | 47 |
| Maryville | 32,373 | 531 | 164.0 | 49 |
Distance, income, and the wage floor around Morristown
Morristown, TN lies 0 miles from Morristown, close enough that appraisers price the lease against Morristown, TN rents while 32,994 residents set the revenue ceiling. Median household income runs $44,811, which is the number a funder converts into case acceptance on anything elective or cash-pay. The Medicare-certified hospital in Morristown sets the local wage floor before you hire against it. A degree-granting institution here moves volume on the academic calendar. Morristown is the Hamblen County seat, so county employment steadies the payer mix.
More of Tennessee
- Greeneville 15,979 residents
- Sevierville 18,231 residents
- Alcoa 13,588 residents
- Clinton 10,458 residents
- Kingsport 57,109 residents
- Maryville 32,373 residents
Morristown owners, answered
01How many providers practice in Morristown, and in what?
NPPES lists 449 providers at a Morristown practice address, 136.1 per 10,000 residents across 31 tracked fields. Physical, occupational, and speech therapy accounts for 122 of them, 27 percent of the total, with primary care and family medicine next at 56. Read that as clinicians: 449 enumerations, not 449 owners.
02What does Hamblen County's shortage designation change?
The primary care, dental, mental health designation HRSA carries on Hamblen County is a recruiting instrument: it puts repayment incentives in front of candidates, which is how a hiring plan for 32,994 residents gets past the question of who would take the job.
03Why does Hamblen County show so little SBA activity?
Hamblen County shows 2 approvals in the SBA healthcare file, which means an appraiser reaches outside the county for comparables. Few sales, not weak credit, is the usual reason. 61 lending establishments operate locally.
04How does the hospital in Morristown affect a practice file?
A Medicare-certified hospital operates in the town, which gives referral flow, a call schedule, and a clinical labor pool a funder can verify. 6 Medicare-certified providers are located here in total. It also sets the wage floor behind every hire in a 136.1 per 10,000 market.
05Which fields carry the volume in Morristown?
Physical, occupational, and speech therapy at 122 providers and primary care and family medicine at 56 lead the 31 fields enumerated here. A funder reads that mix as the local competition set and the local hiring pool at once, before it reads a single line of your own numbers.
06Is there local lending capacity in Hamblen County?
County Business Patterns records 61 credit intermediation establishments in Hamblen County. That is the local origination bench, and it decides whether a file gets underwritten by somebody who has seen Morristown rents and resale before or by somebody working from a screen.
Sources
- 1U.S. Census Bureau, Population Estimates, vintage 2024
- 2CMS NPPES, monthly full replacement file
- 3U.S. Census Bureau, ACS 5-year 2023, table B19013
- 4CMS Care Compare provider datasets
- 5U.S. Small Business Administration, 7(a) and 504 approvals
- 6U.S. Census Bureau, County Business Patterns 2022
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