Texas micro-market
Healthcare practice financing in Azle, Texas
Direct answer
15,046 residents, 127 enumerated clinicians, 84.4 per 10,000, 25 percent of them in physical, occupational, and speech therapy: that is the Azle market a funder prices. Tarrant County adds 73 healthcare approvals worth $46,204,800 and 45 miles of distance to Dallas-Fort Worth-Arlington, TX.
A location page indicates that Practition Finance is taking clients in that market. It does not represent a physical office, storefront, or licensed presence in that city or state. All services are delivered remotely by our US-based team. Which programs can be referred from Texas, and which cannot, is set out on the Texas page.
- Population: 15,046 residents (10K-25K band)1
- Healthcare providers registered here: 127 across 21 fields2
- Median household income: $81,2003
- Largest provider field: Physical, occupational, and speech therapy: 32 registered providers2
- Medicare-certified providers in town: 1 across 1 categories4
- Nearest metro: Dallas-Fort Worth-Arlington, TX, 45 miles1
Who is enumerated in Azle
84.4 providers per 10,000 residents is what 127 enumerations across 21 fields works out to in a town of 15,046
| Specialty | Enumerated clinicians | Density per 10,000 | Where it comes from |
|---|---|---|---|
| Physical, occupational, and speech therapy | 32 | 21.3 | NPPES [2] |
| General dentistry | 18 | 12.0 | NPPES [2] |
| Specialty physician groups | 15 | 10.0 | NPPES [2] |
| Chiropractic | 9 | 6.0 | NPPES [2] |
| Primary care and family medicine | 9 | 6.0 | NPPES [2] |
| Optometry and ophthalmology | 7 | 4.7 | NPPES [2] |
| Skilled nursing, assisted living, and memory care | 7 | 4.7 | NPPES [2] |
| Independent pharmacy | 6 | 4.0 | NPPES [2] |
| DME and HME suppliers | 3 | 2.0 | NPPES [2] |
| Behavioral and mental health group practices | 3 | 2.0 | NPPES [2] |
| Telehealth and virtual clinics | 3 | 2.0 | NPPES [2] |
| Home health | 2 | 1.3 | NPPES [2] |
| ASCs and OBLs | 2 | 1.3 | NPPES [2] |
| NEMT and ambulance | 2 | 1.3 | NPPES [2] |
| Med spa and aesthetics | 2 | 1.3 | NPPES [2] |
| Clinical and toxicology labs | 2 | 1.3 | NPPES [2] |
| IDD services | 1 | 0.7 | NPPES [2] |
| SUD treatment and residential | 1 | 0.7 | NPPES [2] |
| Dental specialties | 1 | 0.7 | NPPES [2] |
| Non-medical home care | 1 | 0.7 | NPPES [2] |
| Occupational health and drug testing | 1 | 0.7 | NPPES [2] |
| Medical equipment suppliers | 6 | CMS [4] | |
| Home health agencies | 1 | CMS [4] |
Several of the 32 physical, occupational, and speech therapy enumerations can belong to one practice, so the column counts clinicians rather than businesses or owners
Loan activity in Tarrant County
Lenders in Tarrant County have already closed 73 healthcare approvals, averaging $632,942, which is the size a new file gets read beside
| Measure | Published figure | What sits behind it |
|---|---|---|
| SBA healthcare approvals | 73 | Counted for the fiscal year the SBA publishes [5] |
| Approved dollars | $46,204,800 | Everything approved to healthcare borrowers, added up [5] |
| Average approval | $632,942 | The dollar column over the approval column [5] |
| Lending establishments in the county | 1,093 | Places that write credit locally, NAICS 522 [6] |
How this data lands in an underwriting decision
The ratio that matters up front is 84.4 per 10,000, which decides whether a ramp schedule reads as conservative. A request measured against 73 prior Tarrant County approvals is priced on precedent, which shortens the questions about valuation. With $81,200 as the median household income, the payer mix in a projection has to match what Azle households actually spend.
The programs this provider mix points at
- Practice acquisition
- Startup and de novo
- Expansion, relocation, and build-out
- Equipment financing and leasing
- Working capital term loan
Ranked from the 21 fields that actually practice in Azle, weighted toward physical, occupational, and speech therapy. Availability still depends on Texas and on the funding partner.
What a funder reads first in Azle
physical, occupational, and speech therapy, general dentistry, specialty physician groups account for most of what is enumerated in Azle, so those are the files funders see from this town
| Specialty | Read first in underwriting | Why the money is usually needed |
|---|---|---|
| Physical, occupational, and speech therapy (32) | Visits per case, Referral source concentration, Payer mix and authorization rules | Startup or expansion clinic |
| General dentistry (18) | Three years of collections history, Hygiene as a share of collections, Overhead ratio and owner add-backs | Acquisition of an established practice |
| Specialty physician groups (15) | Ancillary revenue contribution, Provider productivity, Payer contracts | Ancillary build-out |
NPPES supplies the Azle counts. The reading columns describe the field in general, and no partner reviewing a Azle file is bound by them.
Density beside the neighboring Texas towns
84.4 per 10,000 is the figure a neighboring town gets compared against when an appraiser prices Azle
| Comparable | People | Enumerations | Per 10,000 residents | Miles |
|---|---|---|---|---|
| Azle (current) | 15,046 | 127 | 84.4 | |
| Saginaw | 26,116 | 123 | 47.1 | 10 |
| White Settlement | 18,099 | 30 | 16.6 | 11 |
| Benbrook | 24,542 | 175 | 71.3 | 16 |
| Weatherford | 39,397 | 419 | 106.4 | 16 |
| Watauga | 23,120 | 90 | 38.9 | 17 |
| Keller | 46,643 | 538 | 115.3 | 18 |
How Azle sits against the nearest metro
Distance to Dallas-Fort Worth-Arlington, TX is 45 miles. That is close enough for rent in Azle to be compared against the metro and far enough that patient draw is not. Households here carry $81,200 in median income, and that ceiling decides how much of a treatment plan gets started rather than deferred. Because a certified hospital sits inside the town, both the referral path and the pay a clinical hire expects are already observable.
Nearby Texas towns
- Saginaw 26,116 residents
- White Settlement 18,099 residents
- Benbrook 24,542 residents
- Weatherford 39,397 residents
- Watauga 23,120 residents
- Keller 46,643 residents
Azle owners, answered
01How many providers practice in Azle, and in what?
NPPES lists 127 providers at a Azle practice address, 84.4 per 10,000 residents across 21 tracked fields. Physical, occupational, and speech therapy accounts for 32 of them, 25 percent of the total, with general dentistry next at 18. Read that as clinicians: 127 enumerations, not 127 owners.
02What does Tarrant County's shortage designation change?
HRSA designates Tarrant County for primary care, dental, mental health. That opens loan repayment programs for clinicians recruited into Azle and evidences a staffing ramp in a 15,046 resident market.
03How does the hospital in Azle affect a practice file?
A Medicare-certified hospital operates in the town, which gives referral flow, a call schedule, and a clinical labor pool a funder can verify. 1 Medicare-certified providers are located here in total. It also sets the wage floor behind every hire in a 84.4 per 10,000 market.
04What does SBA lending look like around Azle?
$46,204,800 went to healthcare borrowers in Tarrant County across 73 approvals, $632,942 on average. Deals near Azle get sized against that record before anything else.
05Is Azle underwritten as part of Dallas-Fort Worth-Arlington, TX?
Dallas-Fort Worth-Arlington, TX sits 45 miles away, close enough that appraisers reach into that market for rent and resale comparables while your patient draw stays local. The comparables read Dallas-Fort Worth-Arlington, TX; the 15,046 residents set the ceiling a projection can defend.
06Is there local lending capacity in Tarrant County?
County Business Patterns records 1,093 credit intermediation establishments in Tarrant County. That is the local origination bench, and it decides whether a file gets underwritten by somebody who has seen Azle rents and resale before or by somebody working from a screen.
Sources
- 1U.S. Census Bureau, Population Estimates, vintage 2024
- 2CMS NPPES, monthly full replacement file
- 3U.S. Census Bureau, ACS 5-year 2023, table B19013
- 4CMS Care Compare provider datasets
- 5U.S. Small Business Administration, 7(a) and 504 approvals
- 6U.S. Census Bureau, County Business Patterns 2022
Our team reviews every request within 1 business day. If a funding partner thinks they can help, a specialist from that partner contacts you to discuss next steps.